SmartFinancial, Inc. (SMBK) - Cash Flow Conversion Efficiency
Based on the latest financial reports, SmartFinancial, Inc. (SMBK) has a cash flow conversion efficiency ratio of 0.031x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($16.89 Million) by net assets ($538.48 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
SmartFinancial, Inc. - Cash Flow Conversion Efficiency Trend (2001–2024)
This chart illustrates how SmartFinancial, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Read SmartFinancial, Inc. (SMBK) financial obligations for a breakdown of total debt and financial obligations.
SmartFinancial, Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of SmartFinancial, Inc. ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
JL MAG RARE-EARTH H YC1
F:3KLA
|
N/A |
|
SunCoke Energy Inc
NYSE:SXC
|
0.013x |
|
AVIT Ltd
SHE:300264
|
-0.273x |
|
Siteminder Ltd
AU:SDR
|
0.309x |
|
Nilfisk Holding A/S
CO:NLFSK
|
0.061x |
|
Relx PLC
LSE:REL
|
0.608x |
|
Xinxiang Tianli Energy Co. Ltd. A
SHE:301152
|
0.057x |
|
Chularat Hospital Public Company Limited
BK:CHG-R
|
0.040x |
Annual Cash Flow Conversion Efficiency for SmartFinancial, Inc. (2001–2024)
The table below shows the annual cash flow conversion efficiency of SmartFinancial, Inc. from 2001 to 2024. For the full company profile with market capitalisation and key ratios, see SMBK market cap overview.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $491.46 Million | $52.70 Million | 0.107x | +24.17% |
| 2023-12-31 | $459.89 Million | $39.72 Million | 0.086x | -34.24% |
| 2022-12-31 | $432.45 Million | $56.79 Million | 0.131x | +22.12% |
| 2021-12-31 | $429.43 Million | $46.18 Million | 0.108x | +1078.09% |
| 2020-12-31 | $3.18 Billion | $29.07 Million | 0.009x | -90.44% |
| 2019-12-31 | $312.75 Million | $29.87 Million | 0.095x | +29.78% |
| 2018-12-31 | $283.01 Million | $20.82 Million | 0.074x | +1121.38% |
| 2017-12-31 | $205.85 Million | $1.24 Million | 0.006x | -94.53% |
| 2016-12-31 | $105.24 Million | $11.59 Million | 0.110x | +371.21% |
| 2015-12-31 | $100.18 Million | $2.34 Million | 0.023x | -22.62% |
| 2014-12-31 | $55.89 Million | $1.69 Million | 0.030x | -72.58% |
| 2013-12-31 | $40.13 Million | $4.42 Million | 0.110x | -2.98% |
| 2012-12-31 | $40.89 Million | $4.64 Million | 0.114x | +62.57% |
| 2011-12-31 | $35.21 Million | $2.46 Million | 0.070x | -82.16% |
| 2010-12-31 | $25.82 Million | $10.11 Million | 0.392x | +80.22% |
| 2009-12-31 | $27.84 Million | $6.05 Million | 0.217x | +126.77% |
| 2008-12-31 | $36.50 Million | $3.50 Million | 0.096x | -70.46% |
| 2007-12-31 | $36.33 Million | $11.78 Million | 0.324x | +133.63% |
| 2006-12-31 | $38.18 Million | $5.30 Million | 0.139x | -32.58% |
| 2005-12-31 | $32.47 Million | $6.69 Million | 0.206x | +12.26% |
| 2004-12-31 | $24.81 Million | $4.55 Million | 0.183x | -33.94% |
| 2003-12-31 | $16.90 Million | $4.69 Million | 0.278x | +31.43% |
| 2002-12-31 | $15.15 Million | $3.20 Million | 0.211x | +112.30% |
| 2001-12-31 | $14.08 Billion | $1.40 Billion | 0.100x | -- |
About SmartFinancial, Inc.
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. The company accepts various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides … Read more