United Community Banks, Inc.

NASDAQ:UCB USA Banks - Regional
Market Cap
$3.78 Billion
Market Cap Rank
#3454 Global
#2269 in USA
Share Price
$31.11
Change (1 day)
-0.80%
52-Week Range
$23.60 - $33.68
All Time High
$36.63
About

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts; and lending services, such as real estat… Read more

United Community Banks, Inc. (UCB) - Total Liabilities

Latest total liabilities as of September 2025: $24.55 Billion USD

Based on the latest financial reports, United Community Banks, Inc. (UCB) has total liabilities worth $24.55 Billion USD as of September 2025.

Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

United Community Banks, Inc. - Total Liabilities Trend (1996–2024)

This chart illustrates how United Community Banks, Inc.'s total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.

United Community Banks, Inc. Competitors by Total Liabilities

The table below lists competitors of United Community Banks, Inc. ranked by their total liabilities.

Company Country Total Liabilities
VSE Corporation
NASDAQ:VSEC
USA $577.11 Million
ASM Pacific Technology Limited
F:AY7A
Germany €8.98 Billion
Yuhan Corp Preferred
KO:000105
Korea ₩836.23 Billion
Mazda Motor Corporation
PINK:MZDAF
USA $2.38 Trillion
Hims Hers Health Inc
NYSE:HIMS
USA $1.65 Billion
Anhui Yingliu
SHG:603308
China CN¥9.16 Billion

Liability Composition Analysis (1996–2024)

This chart breaks down United Community Banks, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.19 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 6.82 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.87 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how United Community Banks, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for United Community Banks, Inc. (1996–2024)

The table below shows the annual total liabilities of United Community Banks, Inc. from 1996 to 2024.

Year Total Liabilities Change
2024-12-31 $24.29 Billion +1.05%
2023-12-31 $24.04 Billion +12.80%
2022-12-31 $21.31 Billion +13.80%
2021-12-31 $18.72 Billion +18.61%
2020-12-31 $15.79 Billion +39.95%
2019-12-31 $11.28 Billion +1.48%
2018-12-31 $11.12 Billion +4.74%
2017-12-31 $10.61 Billion +10.17%
2016-12-31 $9.63 Billion +12.03%
2015-12-31 $8.60 Billion +25.94%
2014-12-31 $6.83 Billion +2.98%
2013-12-31 $6.63 Billion +6.57%
2012-12-31 $6.22 Billion -2.92%
2011-12-31 $6.41 Billion -5.87%
2010-12-31 $6.81 Billion -3.27%
2009-12-31 $7.04 Billion -7.43%
2008-12-31 $7.60 Billion +3.08%
2007-12-31 $7.38 Billion +13.74%
2006-12-31 $6.48 Billion +20.24%
2005-12-31 $5.39 Billion +14.98%
2004-12-31 $4.69 Billion +24.44%
2003-12-31 $3.77 Billion +26.08%
2002-12-31 $2.99 Billion +17.03%
2001-12-31 $2.55 Billion +7.77%
2000-12-31 $2.37 Billion +4.64%
1999-12-31 $2.27 Billion +33.44%
1998-12-31 $1.70 Billion +57.44%
1997-12-31 $1.08 Billion +39.02%
1996-12-31 $775.63 Million --