Upstart Holdings Inc
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of cred… Read more
Upstart Holdings Inc (UPST) - Total Liabilities
Latest total liabilities as of December 2025: $2.18 Billion USD
Based on the latest financial reports, Upstart Holdings Inc (UPST) has total liabilities worth $2.18 Billion USD as of December 2025.
Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Upstart Holdings Inc - Total Liabilities Trend (2018–2025)
This chart illustrates how Upstart Holdings Inc's total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.
Upstart Holdings Inc Competitors by Total Liabilities
The table below lists competitors of Upstart Holdings Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Catena AB
ST:CATE
|
Sweden | Skr22.83 Billion |
|
Wanda Cinema Line Corp
SHE:002739
|
China | CN¥15.51 Billion |
|
Medical Properties Trust Inc
NYSE:MPW
|
USA | $10.26 Billion |
|
Alps Electric Co Ltd
PINK:APELY
|
USA | $337.66 Billion |
|
Dundee Precious Metals Inc
PINK:DPMLF
|
USA | $509.27 Million |
|
Guangdong Dowstone Technology Co Ltd
SHE:300409
|
China | CN¥5.37 Billion |
|
INFRONEER Holdings Inc.
F:96L
|
Germany | €1.25 Trillion |
Liability Composition Analysis (2018–2025)
This chart breaks down Upstart Holdings Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 2.72 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.73 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Upstart Holdings Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Upstart Holdings Inc (2018–2025)
The table below shows the annual total liabilities of Upstart Holdings Inc from 2018 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $2.18 Billion | +25.51% |
| 2024-12-31 | $1.73 Billion | +25.47% |
| 2023-12-31 | $1.38 Billion | +9.35% |
| 2022-12-31 | $1.26 Billion | +24.69% |
| 2021-12-31 | $1.01 Billion | +472.52% |
| 2020-12-31 | $177.00 Million | -61.11% |
| 2019-12-31 | $455.15 Million | -16.13% |
| 2018-12-31 | $542.65 Million | -- |