Upstart Holdings Inc (UPST) - Total Liabilities
Based on the latest financial reports, Upstart Holdings Inc (UPST) has total liabilities worth $2.18 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Upstart Holdings Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.
Upstart Holdings Inc - Total Liabilities Trend (2018–2025)
This chart illustrates how Upstart Holdings Inc's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see Upstart Holdings Inc (UPST) total assets.
Upstart Holdings Inc Competitors by Total Liabilities
The table below lists competitors of Upstart Holdings Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Triumph Science & Technology Co Ltd
SHG:600552
|
China | CN¥8.24 Billion |
|
Pony AI Inc. American Depositary Shares
NASDAQ:PONY
|
USA | $85.69 Million |
|
Cecep Environmental Protection Equipment Co Ltd
SHE:300140
|
China | CN¥15.20 Billion |
|
Gujarat Gas Limited
NSE:GUJGASLTD
|
India | Rs86.88 Billion |
|
KANSAI PAINT SPON.ADR/1/2
F:KAP0
|
Germany | €403.87 Billion |
|
IJM Corporation Bhd
KLSE:3336
|
Malaysia | RM12.87 Billion |
|
Adaptive Biotechnologies Corp
NASDAQ:ADPT
|
USA | $287.74 Million |
|
Haemonetics Corporation
NYSE:HAE
|
USA | $1.60 Billion |
Liability Composition Analysis (2018–2025)
This chart breaks down Upstart Holdings Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See Upstart Holdings Inc net asset quality index to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 2.72 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.73 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Upstart Holdings Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Upstart Holdings Inc (2018–2025)
The table below shows the annual total liabilities of Upstart Holdings Inc from 2018 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $2.18 Billion | +25.51% |
| 2024-12-31 | $1.73 Billion | +25.47% |
| 2023-12-31 | $1.38 Billion | +9.35% |
| 2022-12-31 | $1.26 Billion | +24.69% |
| 2021-12-31 | $1.01 Billion | +472.52% |
| 2020-12-31 | $177.00 Million | -61.11% |
| 2019-12-31 | $455.15 Million | -16.13% |
| 2018-12-31 | $542.65 Million | -- |
About Upstart Holdings Inc
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of cred… Read more