Upstart Holdings Inc (NASDAQ:UPST) — Market Cap & Net Worth
Market Cap & Net Worth: Upstart Holdings Inc (UPST)
Upstart Holdings Inc (NASDAQ:UPST) has a market capitalization of $2.43 Billion ($2.43 Billion) as of September 18, 2026. Listed on the NASDAQ stock exchange, this USA-based company holds position #5534 globally and #1820 in its home market, demonstrating a -4.33% decrease in market value over the past year.
Market capitalization, also known as net worth in stock markets, is calculated by multiplying Upstart Holdings Inc's stock price $24.77 by its total outstanding shares 98061276 (98.06 Million). Also see how large is Upstart Holdings Inc's balance sheet for a full breakdown of the balance sheet.
Upstart Holdings Inc Market Cap History: 2020 to 2026
Upstart Holdings Inc's market capitalization history from 2020 to 2026. Data shows change from $4.00 Billion to $2.43 Billion (-2.97% CAGR). Also see UPST cash flow metrics for how efficiently the company converts equity into cash flow.
Index Memberships
Upstart Holdings Inc is a constituent of 2 market indices:
| Index | Total Market Cap | Weight (%) | Rank by Market Cap |
|---|---|---|---|
|
NASDAQ Financial 100
IXF
|
$1.03 Trillion | 0.24% | #78 of 100 |
|
NASDAQ Composite
IXIC
|
$41.95 Trillion | 0.01% | #629 of 3165 |
Weight: Upstart Holdings Inc's market cap as a percentage of total index value. Rank: Position among all constituents by market cap.
Upstart Holdings Inc Market Cap to Earnings & Revenue Ratios Timeline
This chart shows how Upstart Holdings Inc's valuation ratios have evolved. The Price to Sales (P/S) ratio compares market cap to revenue, while the Price to Earnings (P/E) ratio compares market cap to net income. Lower values may indicate a more undervalued company relative to its financial performance. Check UPST live share price for real-time trading data and today's change.
Latest Price to Sales (P/S) Ratio
4.11x
Upstart Holdings Inc's market cap is 4.11 times its annual revenue
Latest Price to Earnings (P/E) Ratio
80.00x
Upstart Holdings Inc's market cap is 80.00 times its annual earnings
What These Ratios Tell Investors:
- Price to Sales (P/S) Ratio: Shows how much investors are paying for each dollar of the company's sales. Lower P/S ratios may indicate undervaluation.
- Price to Earnings (P/E) Ratio: Shows how much investors are paying for each dollar of the company's earnings. This is one of the most common valuation metrics.
- Trends in these ratios over time can indicate changing investor sentiment about the company's future growth prospects.
- Industry comparison provides context for whether the company is valued higher or lower than peers.
| Year | Market Cap (USD) | Revenue (USD) | Net Income (USD) | P/S Ratio | P/E Ratio |
|---|---|---|---|---|---|
| 2020 | $4.00 Billion | $233.42 Million | $5.58 Million | 17.12x | 716.26x |
| 2021 | $14.84 Billion | $848.59 Million | $135.44 Million | 17.48x | 109.54x |
| 2022 | $1.30 Billion | $842.44 Million | -$108.67 Million | 1.54x | N/A |
| 2023 | $4.01 Billion | $547.72 Million | -$240.13 Million | 7.32x | N/A |
| 2024 | $6.04 Billion | $676.96 Million | -$128.58 Million | 8.92x | N/A |
| 2025 | $4.29 Billion | $1.04 Billion | $53.60 Million | 4.11x | 80.00x |
Competitor Companies of UPST by Market Capitalization
Companies near Upstart Holdings Inc in the global market cap rankings as of September 18, 2026. Review UPST tangible net assets ratio to assess the quality of the company's equity after excluding intangible assets.
Key companies related to Upstart Holdings Inc by market ranking:
- Visa Inc. Class A (NYSE:V): Ranked #27 globally with a market cap of $630.40 Billion USD.
- Mastercard Inc (NYSE:MA): Ranked #36 globally with a market cap of $429.87 Billion USD.
- American Express Company (NYSE:AXP): Ranked #97 globally with a market cap of $212.32 Billion USD.
- Capital One Financial Corporation (NYSE:COF): Ranked #200 globally with a market cap of $123.95 Billion USD.
| Rank | Company | Symbol | Market Cap | Price |
|---|---|---|---|---|
| #27 | Visa Inc. Class A | NYSE:V | $630.40 Billion | $369.93 |
| #36 | Mastercard Inc | NYSE:MA | $429.87 Billion | $565.73 |
| #97 | American Express Company | NYSE:AXP | $212.32 Billion | $311.17 |
| #200 | Capital One Financial Corporation | NYSE:COF | $123.95 Billion | $202.04 |
Upstart Holdings Inc Historical Marketcap From 2020 to 2026
Between 2020 and today, Upstart Holdings Inc's market cap moved from $4.00 Billion to $ 2.43 Billion, with a yearly change of -2.97%.
| Year | Market Cap | Change (%) |
|---|---|---|
| 2026 | $2.43 Billion | -43.36% |
| 2025 | $4.29 Billion | -28.98% |
| 2024 | $6.04 Billion | +50.69% |
| 2023 | $4.01 Billion | +209.08% |
| 2022 | $1.30 Billion | -91.26% |
| 2021 | $14.84 Billion | +271.29% |
| 2020 | $4.00 Billion | -- |
End of Day Market Cap According to Different Sources
On Sep 18th, 2026 the market cap of Upstart Holdings Inc was reported to be:
| Source | Market Cap |
|---|---|
| Yahoo Finance | $2.43 Billion USD |
| MoneyControl | $2.43 Billion USD |
| MarketWatch | $2.43 Billion USD |
| marketcap.company | $2.43 Billion USD |
| Reuters | $2.43 Billion USD |
Market cap values may vary slightly between sources due to differences in calculation methods, timing, and data refresh rates.
About Upstart Holdings Inc
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of cred… Read more