Guaranty Bancshares, Inc. (GNTY) - Total Liabilities

Latest as of June 2025: $2.81 Billion USD

Based on the latest financial reports, Guaranty Bancshares, Inc. (GNTY) has total liabilities worth $2.81 Billion USD as of June 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Guaranty Bancshares, Inc. operating cash flow efficiency to assess how effectively this company generates cash.

Guaranty Bancshares, Inc. - Total Liabilities Trend (1997–2024)

This chart illustrates how Guaranty Bancshares, Inc.'s total liabilities have evolved over time, based on quarterly financial data. Check Guaranty Bancshares, Inc. liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Guaranty Bancshares, Inc. Competitors by Total Liabilities

The table below lists competitors of Guaranty Bancshares, Inc. ranked by their total liabilities.

Company	Country	Total Liabilities
Amotiv Limited TO:AOV	Canada	CA$281.78 Million
Pepper Money Ltd AU:PPM	Australia	AU$16.37 Billion
CyberPower Systems Inc TW:3617	Taiwan	NT$4.51 Billion
Shanghai SK Petroleum & Chemical Equipment Corp Ltd SHE:002278	China	CN¥622.46 Million
Grupo Empresarial San Jose SA MC:GSJ	Spain	€1.14 Billion
Ardmore Shpng NYSE:ASC	USA	$154.39 Million
Kindom Construction Corp TW:2520	Taiwan	NT$35.57 Billion
GR Engineering Services Ltd AU:GNG	Australia	AU$137.81 Million

Liability Composition Analysis (1997–2024)

This chart breaks down Guaranty Bancshares, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Guaranty Bancshares, Inc. (GNTY) market capitalisation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	0.15	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	8.49	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.89	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Guaranty Bancshares, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Guaranty Bancshares, Inc. (1997–2024)

The table below shows the annual total liabilities of Guaranty Bancshares, Inc. from 1997 to 2024.

Year	Total Liabilities	Change
2024-12-31	$2.80 Billion	-2.93%
2023-12-31	$2.88 Billion	-5.73%
2022-12-31	$3.06 Billion	+9.77%
2021-12-31	$2.78 Billion	+12.79%
2020-12-31	$2.47 Billion	+19.97%
2019-12-31	$2.06 Billion	+1.73%
2018-12-31	$2.02 Billion	+15.22%
2017-12-31	$1.76 Billion	+4.08%
2016-12-31	$1.69 Billion	+9.16%
2015-12-31	$1.54 Billion	+34.41%
2013-12-31	$1.15 Billion	+128.34%
2004-12-31	$503.34 Million	+4.73%
2003-12-31	$480.63 Million	-0.56%
2002-12-31	$483.32 Million	+12.75%
2001-12-31	$428.68 Million	+12.34%
2000-12-31	$381.61 Million	+11.61%
1999-12-31	$341.90 Million	+37.25%
1998-12-31	$249.10 Million	+10.27%
1997-12-31	$225.90 Million	--

About Guaranty Bancshares, Inc.

NYSE:GNTY USA Banks - Regional

Market Cap

$553.20 Million

Market Cap Rank

#12007 Global

#2838 in USA

Share Price

$48.75

Change (1 day)

+0.00%

52-Week Range

$39.34 - $52.33

All Time High

$52.33