Guaranty Bancshares, Inc. (GNTY) - Total Assets
Based on the latest financial reports, Guaranty Bancshares, Inc. (GNTY) holds total assets worth $3.14 Billion USD as of June 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Guaranty Bancshares, Inc. investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Guaranty Bancshares, Inc. - Total Assets Trend (1997–2024)
This chart illustrates how Guaranty Bancshares, Inc.'s total assets have evolved over time, based on quarterly financial data. Explore Guaranty Bancshares, Inc. long-term investment intensity to see how much of total assets are deployed in long-term investments.
Guaranty Bancshares, Inc. - Asset Composition Analysis
Current Asset Composition (December 2024)
Guaranty Bancshares, Inc.'s total assets of $3.14 Billion consist of 3.9% current assets and 96.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.6% |
| Accounts Receivable | $12.02 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $994.00K | 0.0% |
| Goodwill | $32.16 Million | 1.0% |
Asset Composition Trend (1997–2024)
This chart illustrates how Guaranty Bancshares, Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see GNTY market cap.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Guaranty Bancshares, Inc.'s current assets represent 3.9% of total assets in 2024, a decrease from 4.9% in 1997.
- Cash Position: Cash and equivalents constituted 1.6% of total assets in 2024, down from 4.0% in 1997.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1997.
- Asset Diversification: The largest asset category is goodwill at 1.0% of total assets.
Guaranty Bancshares, Inc. Competitors by Total Assets
Key competitors of Guaranty Bancshares, Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Kreditbanken A/S
CO:KRE
|
Denmark | Dkr7.65 Billion |
|
INTESA SANPAOLO ADR/6
F:IESJ
|
Germany | €959.89 Billion |
|
Société Générale Société anonyme
F:SGE1
|
Germany | €1.63 Trillion |
|
Nu Holdings Ltd
NYSE:NU
|
USA | $74.89 Billion |
|
Commerzbank AG
XETRA:CBK
|
Germany | €603.30 Billion |
|
Bank Mandiri Persero Tbk PT
JK:BMRI
|
Indonesia | Rp2433.04 Trillion |
|
Axos Financial Inc
NYSE:AX
|
USA | $27.43 Billion |
|
Bank of Nanjing Co Ltd
SHG:601009
|
China | CN¥3.21 Trillion |
Guaranty Bancshares, Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.15 | 0.11 | 0.21 |
| Quick Ratio | 0.15 | 0.23 | 0.21 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-2.32 Billion | $-2.35 Billion | $-1.81 Billion |
Guaranty Bancshares, Inc. - Advanced Valuation Insights
This section examines the relationship between Guaranty Bancshares, Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.67 |
| Latest Market Cap to Assets Ratio | 0.18 |
| Asset Growth Rate (YoY) | -2.1% |
| Total Assets | $3.12 Billion |
| Market Capitalization | $553.20 Million USD |
Valuation Analysis
Below Book Valuation: The market values Guaranty Bancshares, Inc.'s assets below their book value (0.18x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Guaranty Bancshares, Inc.'s assets decreased by 2.1% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Guaranty Bancshares, Inc. (1997–2024)
The table below shows the annual total assets of Guaranty Bancshares, Inc. from 1997 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $3.12 Billion | -2.13% |
| 2023-12-31 | $3.18 Billion | -4.97% |
| 2022-12-31 | $3.35 Billion | +8.60% |
| 2021-12-31 | $3.09 Billion | +12.60% |
| 2020-12-31 | $2.74 Billion | +18.19% |
| 2019-12-31 | $2.32 Billion | +2.29% |
| 2018-12-31 | $2.27 Billion | +15.51% |
| 2017-12-31 | $1.96 Billion | +7.34% |
| 2016-12-31 | $1.83 Billion | +8.66% |
| 2015-12-31 | $1.68 Billion | +34.93% |
| 2014-12-31 | $1.25 Billion | 0.00% |
| 2013-12-31 | $1.25 Billion | +130.10% |
| 2012-12-31 | $541.97 Million | 0.00% |
| 2004-12-31 | $541.97 Million | +4.81% |
| 2003-12-31 | $517.08 Million | -0.17% |
| 2002-12-31 | $517.97 Million | +12.48% |
| 2001-12-31 | $460.51 Million | +12.04% |
| 2000-12-31 | $411.03 Million | +10.97% |
| 1999-12-31 | $370.40 Million | +35.73% |
| 1998-12-31 | $272.90 Million | +11.75% |
| 1997-12-31 | $244.20 Million | -- |
About Guaranty Bancshares, Inc.
Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company offers checking and savings, money market, and business accounts, as well as certificates of deposit; and commercial and industrial, construc… Read more