Northpointe Bancshares, Inc.

NYSE:NPB USA Banks - Regional
Market Cap
$591.42 Million
Market Cap Rank
#13914 Global
#5682 in USA
Share Price
$17.21
Change (1 day)
-0.46%
52-Week Range
$11.75 - $18.89
All Time High
$18.89
About

Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and… Read more

Northpointe Bancshares, Inc. (NPB) - Total Liabilities

Latest total liabilities as of December 2025: $6.45 Billion USD

Based on the latest financial reports, Northpointe Bancshares, Inc. (NPB) has total liabilities worth $6.45 Billion USD as of December 2025.

Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

Northpointe Bancshares, Inc. - Total Liabilities Trend (2020–2025)

This chart illustrates how Northpointe Bancshares, Inc.'s total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.

Northpointe Bancshares, Inc. Competitors by Total Liabilities

The table below lists competitors of Northpointe Bancshares, Inc. ranked by their total liabilities.

Liability Composition Analysis (2020–2025)

This chart breaks down Northpointe Bancshares, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.38 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 11.34 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.92 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Northpointe Bancshares, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Northpointe Bancshares, Inc. (2020–2025)

The table below shows the annual total liabilities of Northpointe Bancshares, Inc. from 2020 to 2025.

Year Total Liabilities Change
2025-12-31 $6.45 Billion +7575.31%
2024-12-31 $84.08 Million -90.60%
2023-12-31 $894.81 Million -23.11%
2022-12-31 $1.16 Billion +612.12%
2021-12-31 $163.42 Million +51.24%
2020-12-31 $108.05 Million --