BSP Financial Group Ltd - Asset Resilience Ratio
BSP Financial Group Ltd (BFL) has an Asset Resilience Ratio of 21.99% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read BSP Financial Group Ltd (BFL) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2024)
This chart shows how BSP Financial Group Ltd's Asset Resilience Ratio has changed over time. See shareholders equity of BSP Financial Group Ltd for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down BSP Financial Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BFL market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 0% |
| Short-term Investments | AU$8.16 Billion | 21.99% |
| Total Liquid Assets | AU$8.16 Billion | 21.99% |
Asset Resilience Insights
- Good Liquidity Position: BSP Financial Group Ltd maintains a healthy 21.99% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
BSP Financial Group Ltd Industry Peers by Asset Resilience Ratio
Compare BSP Financial Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for BSP Financial Group Ltd (2021–2024)
The table below shows the annual Asset Resilience Ratio data for BSP Financial Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 21.99% | AU$8.16 Billion ≈ $5.78 Billion |
AU$37.12 Billion ≈ $26.27 Billion |
+1.70pp |
| 2023-12-31 | 20.29% | AU$7.50 Billion ≈ $5.30 Billion |
AU$36.95 Billion ≈ $26.15 Billion |
+4.39pp |
| 2022-12-31 | 15.90% | AU$5.39 Billion ≈ $3.81 Billion |
AU$33.89 Billion ≈ $23.98 Billion |
+0.87pp |
| 2021-12-31 | 15.03% | AU$4.58 Billion ≈ $3.24 Billion |
AU$30.45 Billion ≈ $21.54 Billion |
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About BSP Financial Group Ltd
BSP Financial Group Limited provides commercial banking and financial services in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos. It offers personal banking services, such as transaction and saving accounts, foreign currency accounts, term deposits, personal loans and asset loans, student loan, overdrafts, debit and credit cards, mortgage services… Read more