BSP Financial Group Ltd - Asset Resilience Ratio

Latest as of December 2025: 19.89%

BSP Financial Group Ltd (BFL) has an Asset Resilience Ratio of 19.89% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check BSP Financial Group Ltd strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

AU$8.56 Billion

≈ $6.05 Billion USD Cash + Short-term Investments

Total Assets

AU$43.03 Billion

≈ $30.44 Billion USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2021–2025)

This chart shows how BSP Financial Group Ltd's Asset Resilience Ratio has changed over time. See BSP Financial Group Ltd net asset quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down BSP Financial Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BFL market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$0.00	0%
Short-term Investments	AU$8.56 Billion	19.89%
Total Liquid Assets	AU$8.56 Billion	19.89%

Asset Resilience Insights

Good Liquidity Position: BSP Financial Group Ltd maintains a healthy 19.89% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

BSP Financial Group Ltd Industry Peers by Asset Resilience Ratio

Compare BSP Financial Group Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for BSP Financial Group Ltd (2021–2025)

The table below shows the annual Asset Resilience Ratio data for BSP Financial Group Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	19.89%	AU$8.56 Billion ≈ $6.05 Billion	AU$43.03 Billion ≈ $30.44 Billion	-2.11pp
2024-12-31	21.99%	AU$8.16 Billion ≈ $5.78 Billion	AU$37.12 Billion ≈ $26.27 Billion	+1.70pp
2023-12-31	20.29%	AU$7.50 Billion ≈ $5.30 Billion	AU$36.95 Billion ≈ $26.15 Billion	+4.39pp
2022-12-31	15.90%	AU$5.39 Billion ≈ $3.81 Billion	AU$33.89 Billion ≈ $23.98 Billion	+0.87pp
2021-12-31	15.03%	AU$4.58 Billion ≈ $3.24 Billion	AU$30.45 Billion ≈ $21.54 Billion	--

pp = percentage points

About BSP Financial Group Ltd

AU:BFL Australia Banks - Regional

Market Cap

$2.75 Billion

AU$3.89 Billion AUD

Market Cap Rank

#5290 Global

#127 in Australia

Share Price

AU$8.32

Change (1 day)

+0.24%

52-Week Range

AU$6.82 - AU$8.99

All Time High

AU$8.99