BSP Financial Group Ltd Asset Resilience Ratio
BSP Financial Group Ltd asset resilience ratio. BSP Financial Group Ltd (BFL) has an Asset Resilience Ratio of 19.89% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can BSP Financial Group Ltd fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of BSP Financial Group Ltd (2021–2025)
Asset resilience ratio of BSP Financial Group Ltd from 2021 to 2025. This chart shows how BSP Financial Group Ltd's Asset Resilience Ratio has changed over time. Read total liabilities of BSP Financial Group Ltd for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down BSP Financial Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of BSP Financial Group Ltd.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 0% |
| Short-term Investments | AU$8.56 Billion | 19.89% |
| Total Liquid Assets | AU$8.56 Billion | 19.89% |
Asset Resilience Insights
- Good Liquidity Position: BSP Financial Group Ltd maintains a healthy 19.89% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
BSP Financial Group Ltd Industry Peers by Asset Resilience Ratio
Compare BSP Financial Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
BSP Financial Group Ltd Asset Resilience Ratio by Year (2021–2025)
BSP Financial Group Ltd asset resilience ratio by year from 2021 to 2025. The table below shows the annual Asset Resilience Ratio data for BSP Financial Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 19.89% | AU$8.56 Billion ≈ $6.05 Billion |
AU$43.03 Billion ≈ $30.44 Billion |
-2.11pp |
| 2024-12-31 | 21.99% | AU$8.16 Billion ≈ $5.78 Billion |
AU$37.12 Billion ≈ $26.27 Billion |
+1.70pp |
| 2023-12-31 | 20.29% | AU$7.50 Billion ≈ $5.30 Billion |
AU$36.95 Billion ≈ $26.15 Billion |
+4.39pp |
| 2022-12-31 | 15.90% | AU$5.39 Billion ≈ $3.81 Billion |
AU$33.89 Billion ≈ $23.98 Billion |
+0.87pp |
| 2021-12-31 | 15.03% | AU$4.58 Billion ≈ $3.24 Billion |
AU$30.45 Billion ≈ $21.54 Billion |
-- |
About BSP Financial Group Ltd
BSP Financial Group Limited provides commercial banking and financial services in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos. It offers personal banking services, such as saving accounts and term deposits; personal, education, and personal asset loans; and life, health, and mortgage insurance products. The company also provides business bankin… Read more