BSP Financial Group Ltd (BFL) - Total Assets
Based on the latest financial reports, BSP Financial Group Ltd (BFL) holds total assets worth AU$38.92 Billion AUD (≈ $27.54 Billion USD) as of June 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See BFL net assets for net asset value and shareholders' equity analysis.
BSP Financial Group Ltd - Total Assets Trend (2012–2024)
This chart illustrates how BSP Financial Group Ltd's total assets have evolved over time, based on quarterly financial data.
BSP Financial Group Ltd - Asset Composition Analysis
Current Asset Composition (December 2024)
BSP Financial Group Ltd's total assets of AU$38.92 Billion consist of 20.9% current assets and 79.1% non-current assets.
| Asset Category | Amount (AUD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 14.1% |
| Accounts Receivable | AU$2.52 Billion | 6.8% |
| Inventory | AU$0.00 | 0.0% |
| Property, Plant & Equipment | AU$1.05 Billion | 2.8% |
| Intangible Assets | AU$294.83 Million | 0.8% |
| Goodwill | AU$0.00 | 0.0% |
Asset Composition Trend (2012–2024)
This chart illustrates how BSP Financial Group Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see BFL market cap overview.
Key Asset Composition Facts
- Current vs. Non-Current Assets: BSP Financial Group Ltd's current assets represent 20.9% of total assets in 2024, an increase from 9.5% in 2012.
- Cash Position: Cash and equivalents constituted 14.1% of total assets in 2024, up from 9.5% in 2012.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2012.
- Asset Diversification: The largest asset category is accounts receivable at 6.8% of total assets.
BSP Financial Group Ltd Competitors by Total Assets
Key competitors of BSP Financial Group Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Vestjysk Bank A/S
CO:VJBA
|
Denmark | Dkr50.22 Billion |
|
VersaBank
TO:VBNK
|
Canada | CA$6.15 Billion |
|
Bank Agris Tbk
JK:AGRS
|
Indonesia | Rp22.51 Trillion |
|
RMB Holdings Ltd
JSE:RMH
|
South Africa | ZAC720.00 Million |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS
|
Indonesia | Rp21.66 Trillion |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$42.00 Trillion |
BSP Financial Group Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 14.68 | 68.72 | 32.09 |
| Quick Ratio | 14.68 | 55.12 | 32.09 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | AU$7.23 Billion | AU$18.95 Billion | AU$2.38 Billion |
BSP Financial Group Ltd - Advanced Valuation Insights
This section examines the relationship between BSP Financial Group Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.59 |
| Latest Market Cap to Assets Ratio | 0.07 |
| Asset Growth Rate (YoY) | 0.5% |
| Total Assets | AU$37.12 Billion |
| Market Capitalization | $2.73 Billion USD |
Valuation Analysis
Below Book Valuation: The market values BSP Financial Group Ltd's assets below their book value (0.07x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: BSP Financial Group Ltd's assets grew by 0.5% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for BSP Financial Group Ltd (2012–2024)
The table below shows the annual total assets of BSP Financial Group Ltd from 2012 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | AU$37.12 Billion ≈ $26.27 Billion |
+0.47% |
| 2023-12-31 | AU$36.95 Billion ≈ $26.15 Billion |
+9.03% |
| 2022-12-31 | AU$33.89 Billion ≈ $23.98 Billion |
+11.31% |
| 2021-12-31 | AU$30.45 Billion ≈ $21.54 Billion |
+10.62% |
| 2020-12-31 | AU$27.52 Billion ≈ $19.47 Billion |
+12.22% |
| 2019-12-31 | AU$24.53 Billion ≈ $17.35 Billion |
+6.26% |
| 2018-12-31 | AU$23.08 Billion ≈ $16.33 Billion |
+3.18% |
| 2017-12-31 | AU$22.37 Billion ≈ $15.83 Billion |
+7.38% |
| 2016-12-31 | AU$20.83 Billion ≈ $14.74 Billion |
+14.48% |
| 2015-12-31 | AU$18.20 Billion ≈ $12.88 Billion |
+15.05% |
| 2014-12-31 | AU$15.82 Billion ≈ $11.19 Billion |
+0.35% |
| 2013-12-31 | AU$15.76 Billion ≈ $11.15 Billion |
+18.21% |
| 2012-12-31 | AU$13.33 Billion ≈ $9.43 Billion |
-- |
About BSP Financial Group Ltd
BSP Financial Group Limited provides commercial banking and financial services in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos. It offers personal banking services, such as transaction and saving accounts, foreign currency accounts, term deposits, personal loans and asset loans, student loan, overdrafts, debit and credit cards, mortgage services… Read more