Pepper Money Ltd Asset Resilience Ratio

Latest as of December 2025: 0.08%

Pepper Money Ltd asset resilience ratio. Pepper Money Ltd (PPM) has an Asset Resilience Ratio of 0.08% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Pepper Money Ltd (PPM) liquidity interval to measure how many days the company can operate on defensive assets alone.

Liquid Assets

AU$15.20 Million

≈ $10.75 Million USD Cash + Short-term Investments

Total Assets

AU$18.40 Billion

≈ $13.02 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Pepper Money Ltd (2016–2025)

Asset resilience ratio of Pepper Money Ltd from 2016 to 2025. This chart shows how Pepper Money Ltd's Asset Resilience Ratio has changed over time. Read Pepper Money Ltd (PPM) total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Pepper Money Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see PPM total assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$0.00	0%
Short-term Investments	AU$15.20 Million	0.08%
Total Liquid Assets	AU$15.20 Million	0.08%

Asset Resilience Insights

Limited Liquidity: Pepper Money Ltd maintains only 0.08% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Pepper Money Ltd Industry Peers by Asset Resilience Ratio

Compare Pepper Money Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Muthoot Finance Limited NSE:MUTHOOTFIN	Credit Services	6.00%
Indian Railway Finance Corporation Limited NSE:IRFC	Credit Services	0.09%
Hoist Finance AB ST:HOFI	Credit Services	25.90%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
FinVolution Group F:PP3	Credit Services	11.86%
Solvar Ltd AU:SVR	Credit Services	10.29%
Axactor SE OL:ACR	Credit Services	2.84%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%

Pepper Money Ltd Asset Resilience Ratio by Year (2016–2025)

Pepper Money Ltd asset resilience ratio by year from 2016 to 2025. The table below shows the annual Asset Resilience Ratio data for Pepper Money Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.08%	AU$15.20 Million ≈ $10.75 Million	AU$18.40 Billion ≈ $13.02 Billion	0.00pp
2024-12-31	0.09%	AU$15.30 Million ≈ $10.83 Million	AU$17.47 Billion ≈ $12.36 Billion	+0.09pp
2023-12-31	0.00%	AU$200.00K ≈ $141.51K	AU$20.21 Billion ≈ $14.30 Billion	0.00pp
2022-12-31	0.00%	AU$200.00K ≈ $141.51K	AU$19.92 Billion ≈ $14.09 Billion	-0.01pp
2021-12-31	0.01%	AU$2.20 Million ≈ $1.56 Million	AU$17.27 Billion ≈ $12.22 Billion	-6.16pp
2020-12-31	6.18%	AU$885.58 Million ≈ $626.60 Million	AU$14.34 Billion ≈ $10.14 Billion	-12.92pp
2019-12-31	19.10%	AU$105.38 Million ≈ $74.56 Million	AU$551.81 Million ≈ $390.44 Million	+18.02pp
2018-12-31	1.08%	AU$185.69 Million ≈ $131.39 Million	AU$17.22 Billion ≈ $12.18 Billion	+0.15pp
2017-12-31	0.93%	AU$101.07 Million ≈ $71.51 Million	AU$10.88 Billion ≈ $7.70 Billion	-8.48pp
2016-12-31	9.41%	AU$782.08 Million ≈ $553.37 Million	AU$8.31 Billion ≈ $5.88 Billion	--

pp = percentage points

About Pepper Money Ltd

AU:PPM Australia Credit Services

Market Cap

$556.28 Million

AU$786.20 Million AUD

Market Cap Rank

#11323 Global

#288 in Australia

Share Price

AU$1.75

Change (1 day)

+1.45%

52-Week Range

AU$1.51 - AU$2.49

All Time High

AU$2.49