Pepper Money Ltd (PPM) - Total Liabilities

Latest as of December 2025: AU$17.53 Billion AUD ≈ $12.40 Billion USD

Based on the latest financial reports, Pepper Money Ltd (PPM) has total liabilities worth AU$17.53 Billion AUD (≈ $12.40 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Pepper Money Ltd long-term investment intensity to see how much of total assets are deployed in long-term investments.

Pepper Money Ltd - Total Liabilities Trend (2014–2025)

This chart illustrates how Pepper Money Ltd's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see PPM current and non-current assets.

Pepper Money Ltd Competitors by Total Liabilities

The table below lists competitors of Pepper Money Ltd ranked by their total liabilities.

Company	Country	Total Liabilities
CARE Ratings Limited NSE:CARERATING	India	Rs1.65 Billion
Nextdoor Holdings Inc NYSE:KIND	USA	$60.82 Million
Asante Gold Corporation F:1A9	Germany	€855.73 Million
Arvinas Inc NASDAQ:ARVN	USA	$112.90 Million
Sichuan Zhongguang Lightning Protection Technologies Co Ltd SHE:300414	China	CN¥242.14 Million
Beyond, Inc. NASDAQ:BYON	USA	$226.87 Million
TA-I Technology Co Ltd TW:2478	Taiwan	NT$3.02 Billion
Shenzhen Longtech Smart Control Co. Ltd. SHE:300916	China	CN¥779.79 Million

Liability Composition Analysis (2014–2025)

This chart breaks down Pepper Money Ltd's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See Pepper Money Ltd (PPM) balance sheet quality index to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	20.15	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.95	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Pepper Money Ltd's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Pepper Money Ltd (2014–2025)

The table below shows the annual total liabilities of Pepper Money Ltd from 2014 to 2025.

Year	Total Liabilities	Change
2025-12-31	AU$17.53 Billion ≈ $12.40 Billion	+5.49%
2024-12-31	AU$16.62 Billion ≈ $11.76 Billion	-14.10%
2023-12-31	AU$19.34 Billion ≈ $13.69 Billion	+1.85%
2022-12-31	AU$18.99 Billion ≈ $13.44 Billion	+14.91%
2021-12-31	AU$16.53 Billion ≈ $11.69 Billion	+19.46%
2020-12-31	AU$13.84 Billion ≈ $9.79 Billion	+2541.33%
2019-12-31	AU$523.81 Million ≈ $370.63 Million	-96.86%
2018-12-31	AU$16.67 Billion ≈ $11.80 Billion	+60.68%
2017-12-31	AU$10.38 Billion ≈ $7.34 Billion	+32.05%
2016-12-31	AU$7.86 Billion ≈ $5.56 Billion	+28.03%
2015-12-31	AU$6.14 Billion ≈ $4.34 Billion	+32.85%
2014-12-31	AU$4.62 Billion ≈ $3.27 Billion	--

About Pepper Money Ltd

AU:PPM Australia Credit Services

Market Cap

$541.98 Million

AU$765.98 Million AUD

Market Cap Rank

#11925 Global

#306 in Australia

Share Price

AU$1.71

Change (1 day)

-1.16%

52-Week Range

AU$1.51 - AU$2.49

All Time High

AU$2.49