Pepper Money Ltd Total Liabilities

Latest as of December 2025: AU$17.53 Billion AUD ≈ $12.40 Billion USD

Pepper Money Ltd total liabilities. Based on the latest financial reports, Pepper Money Ltd (PPM) has total liabilities worth AU$17.53 Billion AUD (≈ $12.40 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check PPM asset liquidity ratio to evaluate the company's liquid asset resilience ratio.

Total Liabilities of Pepper Money Ltd (2014–2025)

Total liabilities of Pepper Money Ltd from 2014 to 2025. This chart illustrates how Pepper Money Ltd's total liabilities have evolved over time, based on quarterly financial data. Explore PPM long-term investments to assets to see how much of total assets are deployed in long-term investments.

Pepper Money Ltd Competitors by Total Liabilities

The table below lists competitors of Pepper Money Ltd ranked by their total liabilities.

Company	Country	Total Liabilities
TELUS International TO:TIXT	Canada	CA$2.75 Billion
Korea District Heating Corp KO:071320	Korea	₩5.38 Trillion
Baotou Huazi Industry Co Ltd SHG:600191	China	CN¥563.98 Million
Beijing Bayi Space LCD Technology Co Ltd SHG:688181	China	CN¥1.10 Billion
Skandinaviska Enskilda Banken AB (publ) ST:SEB-C	Sweden	Skr3.89 Trillion
Ningbo MedicalSystem Biotechnology Co Ltd SHE:300439	China	CN¥706.76 Million
Amos Luzon Development and Energy Group Ltd TA:LUZN	Israel	ILA3.72 Billion
Qingdao Liqun Department Store Group Co Ltd SHG:601366	China	CN¥10.13 Billion

Liability Composition Analysis (2014–2025)

This chart breaks down Pepper Money Ltd's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see Pepper Money Ltd assets under control.

Liquidity & Leverage Metrics

Pepper Money Ltd Total Liabilities Ratios Explained

Pepper Money Ltd total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	20.15	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.95	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Pepper Money Ltd's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Pepper Money Ltd (2014–2025)

The table below shows the annual total liabilities of Pepper Money Ltd from 2014 to 2025.

Year	Total Liabilities	Change
2025-12-31	AU$17.53 Billion ≈ $12.40 Billion	+5.49%
2024-12-31	AU$16.62 Billion ≈ $11.76 Billion	-14.10%
2023-12-31	AU$19.34 Billion ≈ $13.69 Billion	+1.85%
2022-12-31	AU$18.99 Billion ≈ $13.44 Billion	+14.91%
2021-12-31	AU$16.53 Billion ≈ $11.69 Billion	+19.46%
2020-12-31	AU$13.84 Billion ≈ $9.79 Billion	+2541.33%
2019-12-31	AU$523.81 Million ≈ $370.63 Million	-96.86%
2018-12-31	AU$16.67 Billion ≈ $11.80 Billion	+60.68%
2017-12-31	AU$10.38 Billion ≈ $7.34 Billion	+32.05%
2016-12-31	AU$7.86 Billion ≈ $5.56 Billion	+28.03%
2015-12-31	AU$6.14 Billion ≈ $4.34 Billion	+32.85%
2014-12-31	AU$4.62 Billion ≈ $3.27 Billion	--

About Pepper Money Ltd

AU:PPM Australia Credit Services

Market Cap

$556.28 Million

AU$786.20 Million AUD

Market Cap Rank

#11323 Global

#288 in Australia

Share Price

AU$1.75

Change (1 day)

+1.45%

52-Week Range

AU$1.51 - AU$2.49

All Time High

AU$2.49