Pepper Money Ltd (PPM) - Total Liabilities

Latest as of June 2025: AU$16.37 Billion AUD ≈ $11.58 Billion USD

Based on the latest financial reports, Pepper Money Ltd (PPM) has total liabilities worth AU$16.37 Billion AUD (≈ $11.58 Billion USD) as of June 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore how efficiently does Pepper Money Ltd generate cash to assess how effectively this company generates cash.

Pepper Money Ltd - Total Liabilities Trend (2014–2024)

This chart illustrates how Pepper Money Ltd's total liabilities have evolved over time, based on quarterly financial data. Check financial resilience of Pepper Money Ltd to evaluate the company's liquid asset resilience ratio.

Pepper Money Ltd Competitors by Total Liabilities

The table below lists competitors of Pepper Money Ltd ranked by their total liabilities.

Company	Country	Total Liabilities
Red Violet Inc NASDAQ:RDVT	USA	$10.34 Million
Guangzhou Lushan New Materials Co. Ltd. SHG:603051	China	CN¥888.15 Million
CJ CGV KO:079160	Korea	₩3.53 Trillion
Amotiv Limited TO:AOV	Canada	CA$281.78 Million
CyberPower Systems Inc TW:3617	Taiwan	NT$4.51 Billion
Shanghai SK Petroleum & Chemical Equipment Corp Ltd SHE:002278	China	CN¥622.46 Million
Guaranty Bancshares, Inc. NYSE:GNTY	USA	$2.81 Billion
Grupo Empresarial San Jose SA MC:GSJ	Spain	€1.14 Billion

Liability Composition Analysis (2014–2024)

This chart breaks down Pepper Money Ltd's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see PPM market cap overview.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	21.07	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.95	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Pepper Money Ltd's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Pepper Money Ltd (2014–2024)

The table below shows the annual total liabilities of Pepper Money Ltd from 2014 to 2024.

Year	Total Liabilities	Change
2024-12-31	AU$16.62 Billion ≈ $11.76 Billion	-14.10%
2023-12-31	AU$19.34 Billion ≈ $13.69 Billion	+1.85%
2022-12-31	AU$18.99 Billion ≈ $13.44 Billion	+14.91%
2021-12-31	AU$16.53 Billion ≈ $11.69 Billion	+19.46%
2020-12-31	AU$13.84 Billion ≈ $9.79 Billion	+2541.33%
2019-12-31	AU$523.81 Million ≈ $370.63 Million	-96.86%
2018-12-31	AU$16.67 Billion ≈ $11.80 Billion	+60.68%
2017-12-31	AU$10.38 Billion ≈ $7.34 Billion	+32.05%
2016-12-31	AU$7.86 Billion ≈ $5.56 Billion	+28.03%
2015-12-31	AU$6.14 Billion ≈ $4.34 Billion	+32.85%
2014-12-31	AU$4.62 Billion ≈ $3.27 Billion	--

About Pepper Money Ltd

AU:PPM Australia Credit Services

Market Cap

$553.56 Million

AU$782.35 Million AUD

Market Cap Rank

#12004 Global

#305 in Australia

Share Price

AU$1.76

Change (1 day)

+2.03%

52-Week Range

AU$1.58 - AU$2.49

All Time High

AU$2.49