Pepper Money Ltd (PPM) - Total Liabilities

Latest as of December 2025: AU$17.53 Billion AUD ≈ $12.40 Billion USD

Based on the latest financial reports, Pepper Money Ltd (PPM) has total liabilities worth AU$17.53 Billion AUD (≈ $12.40 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore Pepper Money Ltd (PPM) equity growth momentum to track the company's year-over-year net asset growth rate.

Pepper Money Ltd - Total Liabilities Trend (2014–2025)

This chart illustrates how Pepper Money Ltd's total liabilities have evolved over time, based on quarterly financial data. See Pepper Money Ltd (PPM) free cash flow to measure how efficiently the company converts operating cash flow to free cash.

Pepper Money Ltd Competitors by Total Liabilities

The table below lists competitors of Pepper Money Ltd ranked by their total liabilities.

Company	Country	Total Liabilities
Ningbo Marine Co Ltd SHG:600798	China	CN¥1.88 Billion
Far East Holdings Bhd KLSE:5029	Malaysia	RM340.51 Million
Sincere Navigation Corp TW:2605	Taiwan	NT$4.54 Billion
Oeneo SA PA:SBT	France	€193.53 Million
China Railway Harbin Group of Technology Corp. A SHG:688459	China	CN¥643.36 Million
Life & Banc Split Corp TO:LBS	Canada	CA$532.76 Million
Shuifa Energas Gas Co Ltd SHG:603318	China	CN¥2.56 Billion
KinderCare Learning Companies, Inc. NYSE:KLC	USA	$2.95 Billion

Liability Composition Analysis (2014–2025)

This chart breaks down Pepper Money Ltd's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see PPM market cap.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	20.15	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.95	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Pepper Money Ltd's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Pepper Money Ltd (2014–2025)

The table below shows the annual total liabilities of Pepper Money Ltd from 2014 to 2025.

Year	Total Liabilities	Change
2025-12-31	AU$17.53 Billion ≈ $12.40 Billion	+5.49%
2024-12-31	AU$16.62 Billion ≈ $11.76 Billion	-14.10%
2023-12-31	AU$19.34 Billion ≈ $13.69 Billion	+1.85%
2022-12-31	AU$18.99 Billion ≈ $13.44 Billion	+14.91%
2021-12-31	AU$16.53 Billion ≈ $11.69 Billion	+19.46%
2020-12-31	AU$13.84 Billion ≈ $9.79 Billion	+2541.33%
2019-12-31	AU$523.81 Million ≈ $370.63 Million	-96.86%
2018-12-31	AU$16.67 Billion ≈ $11.80 Billion	+60.68%
2017-12-31	AU$10.38 Billion ≈ $7.34 Billion	+32.05%
2016-12-31	AU$7.86 Billion ≈ $5.56 Billion	+28.03%
2015-12-31	AU$6.14 Billion ≈ $4.34 Billion	+32.85%
2014-12-31	AU$4.62 Billion ≈ $3.27 Billion	--

About Pepper Money Ltd

AU:PPM Australia Credit Services

Market Cap

$575.31 Million

AU$813.08 Million AUD

Market Cap Rank

#11378 Global

#301 in Australia

Share Price

AU$1.81

Change (1 day)

+3.13%

52-Week Range

AU$1.51 - AU$2.49

All Time High

AU$2.49