Pepper Money Ltd (PPM) - Cash Flow Conversion Efficiency

Latest as of December 2025: -1.010x

Based on the latest financial reports, Pepper Money Ltd (PPM) has a cash flow conversion efficiency ratio of -1.010x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (AU$-878.20 Million ≈ $-621.38 Million USD) by net assets (AU$869.90 Million ≈ $615.51 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see PPM market cap for the company's overall valuation and market capitalisation.

Pepper Money Ltd - Cash Flow Conversion Efficiency Trend (2014–2025)

This chart illustrates how Pepper Money Ltd's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Pepper Money Ltd Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Pepper Money Ltd ranked by their cash flow conversion efficiency. Explore cash flow quality index of Pepper Money Ltd to measure how well operating cash flow supports reported net income.

Company	Cash Flow Conversion Efficiency
Arvinas Inc NASDAQ:ARVN	-0.086x
Asante Gold Corporation F:1A9	-3.437x
Nextdoor Holdings Inc NYSE:KIND	0.007x
CARE Ratings Limited NSE:CARERATING	0.029x
Sichuan Zhongguang Lightning Protection Technologies Co Ltd SHE:300414	0.005x
Beyond, Inc. NASDAQ:BYON	0.121x
TA-I Technology Co Ltd TW:2478	0.016x
Shenzhen Longtech Smart Control Co. Ltd. SHE:300916	N/A

Annual Cash Flow Conversion Efficiency for Pepper Money Ltd (2014–2025)

The table below shows the annual cash flow conversion efficiency of Pepper Money Ltd from 2014 to 2025. View PPM share price today for real-time trading data and today's change.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	AU$869.90 Million ≈ $615.51 Million	AU$-714.80 Million ≈ $-505.77 Million	-0.822x	-127.05%
2024-12-31	AU$855.60 Million ≈ $605.39 Million	AU$2.60 Billion ≈ $1.84 Billion	3.038x	+2566.09%
2023-12-31	AU$862.80 Million ≈ $610.49 Million	AU$98.30 Million ≈ $69.55 Million	0.114x	+104.60%
2022-12-31	AU$926.80 Million ≈ $655.77 Million	AU$-2.30 Billion ≈ $-1.63 Billion	-2.479x	+38.66%
2021-12-31	AU$739.80 Million ≈ $523.46 Million	AU$-2.99 Billion ≈ $-2.12 Billion	-4.042x	-50.06%
2020-12-31	AU$499.90 Million ≈ $353.71 Million	AU$-1.35 Billion ≈ $-952.81 Million	-2.694x	+84.14%
2019-12-31	AU$28.01 Million ≈ $19.82 Million	AU$-475.61 Million ≈ $-336.52 Million	-16.983x	-3247.98%
2018-12-31	AU$543.46 Million ≈ $384.53 Million	AU$293.19 Million ≈ $207.45 Million	0.539x	+165.83%
2017-12-31	AU$501.91 Million ≈ $355.13 Million	AU$101.86 Million ≈ $72.07 Million	0.203x	-38.78%
2016-12-31	AU$454.21 Million ≈ $321.38 Million	AU$150.56 Million ≈ $106.53 Million	0.331x	+30.82%
2015-12-31	AU$408.62 Million ≈ $289.12 Million	AU$103.54 Million ≈ $73.26 Million	0.253x	+39.24%
2014-12-31	AU$247.51 Million ≈ $175.13 Million	AU$45.04 Million ≈ $31.87 Million	0.182x	--

About Pepper Money Ltd

AU:PPM Australia Credit Services

Market Cap

$541.98 Million

AU$765.98 Million AUD

Market Cap Rank

#11925 Global

#306 in Australia

Share Price

AU$1.71

Change (1 day)

-1.16%

52-Week Range

AU$1.51 - AU$2.49

All Time High

AU$2.49