Pepper Money Ltd (PPM) - Cash Flow Conversion Efficiency

Latest as of June 2025: 0.210x

Based on the latest financial reports, Pepper Money Ltd (PPM) has a cash flow conversion efficiency ratio of 0.210x as of June 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (AU$163.40 Million ≈ $115.62 Million USD) by net assets (AU$777.00 Million ≈ $549.78 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Pepper Money Ltd - Cash Flow Conversion Efficiency Trend (2014–2024)

This chart illustrates how Pepper Money Ltd's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read Pepper Money Ltd debt and liabilities for a breakdown of total debt and financial obligations.

Pepper Money Ltd Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Pepper Money Ltd ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Amotiv Limited TO:AOV	0.044x
CJ CGV KO:079160	0.158x
Guangzhou Lushan New Materials Co. Ltd. SHG:603051	N/A
Red Violet Inc NASDAQ:RDVT	0.100x
CyberPower Systems Inc TW:3617	0.053x
Shanghai SK Petroleum & Chemical Equipment Corp Ltd SHE:002278	-0.009x
Guaranty Bancshares, Inc. NYSE:GNTY	0.021x
Grupo Empresarial San Jose SA MC:GSJ	0.144x

Annual Cash Flow Conversion Efficiency for Pepper Money Ltd (2014–2024)

The table below shows the annual cash flow conversion efficiency of Pepper Money Ltd from 2014 to 2024. For the full company profile with market capitalisation and key ratios, see PPM company net worth.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2024-12-31	AU$855.60 Million ≈ $605.39 Million	AU$2.60 Billion ≈ $1.84 Billion	3.038x	+2566.09%
2023-12-31	AU$862.80 Million ≈ $610.49 Million	AU$98.30 Million ≈ $69.55 Million	0.114x	+104.60%
2022-12-31	AU$926.80 Million ≈ $655.77 Million	AU$-2.30 Billion ≈ $-1.63 Billion	-2.479x	+38.66%
2021-12-31	AU$739.80 Million ≈ $523.46 Million	AU$-2.99 Billion ≈ $-2.12 Billion	-4.042x	-50.06%
2020-12-31	AU$499.90 Million ≈ $353.71 Million	AU$-1.35 Billion ≈ $-952.81 Million	-2.694x	+84.14%
2019-12-31	AU$28.01 Million ≈ $19.82 Million	AU$-475.61 Million ≈ $-336.52 Million	-16.983x	-3247.98%
2018-12-31	AU$543.46 Million ≈ $384.53 Million	AU$293.19 Million ≈ $207.45 Million	0.539x	+165.83%
2017-12-31	AU$501.91 Million ≈ $355.13 Million	AU$101.86 Million ≈ $72.07 Million	0.203x	-38.78%
2016-12-31	AU$454.21 Million ≈ $321.38 Million	AU$150.56 Million ≈ $106.53 Million	0.331x	+30.82%
2015-12-31	AU$408.62 Million ≈ $289.12 Million	AU$103.54 Million ≈ $73.26 Million	0.253x	+39.24%
2014-12-31	AU$247.51 Million ≈ $175.13 Million	AU$45.04 Million ≈ $31.87 Million	0.182x	--

About Pepper Money Ltd

AU:PPM Australia Credit Services

Market Cap

$553.56 Million

AU$782.35 Million AUD

Market Cap Rank

#12004 Global

#305 in Australia

Share Price

AU$1.76

Change (1 day)

+2.03%

52-Week Range

AU$1.58 - AU$2.49

All Time High

AU$2.49