RAIZ Invest Ltd - Asset Resilience Ratio

Latest as of December 2025: 1.21%

RAIZ Invest Ltd (RZI) has an Asset Resilience Ratio of 1.21% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check RAIZ Invest Ltd strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

AU$611.00K
≈ $432.32K USD Cash + Short-term Investments

Total Assets

AU$50.57 Million
≈ $35.78 Million USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2025)

This chart shows how RAIZ Invest Ltd's Asset Resilience Ratio has changed over time. See net asset quality index of RAIZ Invest Ltd to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down RAIZ Invest Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see RZI market cap overview.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents AU$0.00 0%
Short-term Investments AU$611.00K 1.21%
Total Liquid Assets AU$611.00K 1.21%

Asset Resilience Insights

  • Limited Liquidity: RAIZ Invest Ltd maintains only 1.21% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

RAIZ Invest Ltd Industry Peers by Asset Resilience Ratio

Compare RAIZ Invest Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Shanghai Precise Packaging Co Ltd
SHE:300442
Software - Infrastructure 0.36%
kakaopay Corp.
KO:377300
Software - Infrastructure 47.13%
Inesa Intelligent Tech Inc A
SHG:600602
Software - Infrastructure 1.50%
Wiscom System Co Ltd
SHE:002090
Software - Infrastructure 15.11%
Razor Labs Ltd
TA:RZR
Software - Infrastructure 32.79%
Orion Digital Corp.
TO:ORIO
Software - Infrastructure 18.60%
IXUP Ltd
AU:IXU
Software - Infrastructure 0.74%
Keyware Technologies NV
BR:KEYW
Software - Infrastructure -30.34%

Annual Asset Resilience Ratio for RAIZ Invest Ltd (2017–2025)

The table below shows the annual Asset Resilience Ratio data for RAIZ Invest Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-06-30 0.40% AU$191.00K
≈ $135.14K
AU$47.48 Million
≈ $33.59 Million
+0.02pp
2024-06-30 0.38% AU$164.00K
≈ $116.04K
AU$42.88 Million
≈ $30.34 Million
-0.16pp
2023-06-30 0.54% AU$243.00K
≈ $171.94K
AU$44.75 Million
≈ $31.66 Million
-28.58pp
2022-06-30 29.12% AU$15.78 Million
≈ $11.17 Million
AU$54.19 Million
≈ $38.34 Million
-17.13pp
2021-06-30 46.25% AU$19.44 Million
≈ $13.76 Million
AU$42.04 Million
≈ $29.74 Million
+8.61pp
2020-06-30 37.64% AU$13.39 Million
≈ $9.48 Million
AU$35.59 Million
≈ $25.18 Million
+12.95pp
2019-06-30 24.68% AU$7.25 Million
≈ $5.13 Million
AU$29.38 Million
≈ $20.79 Million
-8.32pp
2018-06-30 33.01% AU$11.72 Million
≈ $8.29 Million
AU$35.51 Million
≈ $25.13 Million
+32.95pp
2017-12-31 0.05% AU$19.93K
≈ $14.10K
AU$37.14 Million
≈ $26.28 Million
-85.02pp
2017-06-30 85.07% AU$143.88 Million
≈ $101.80 Million
AU$169.13 Million
≈ $119.67 Million
--
pp = percentage points

About RAIZ Invest Ltd

AU:RZI Australia Software - Infrastructure
Market Cap
$41.16 Million
AU$58.18 Million AUD
Market Cap Rank
#22663 Global
#829 in Australia
Share Price
AU$0.55
Change (1 day)
+0.36%
52-Week Range
AU$0.53 - AU$0.94
All Time High
AU$2.06
About

Raiz Invest Limited provides financial services and products through its mobile micro investing platform in Australia. Its platform enables customers to save and invest money through the Raiz mobile application and website. The company offers various products, including Raiz rewards, Raiz kids, Raiz property fund, and offsetters, as well as jars on its platform. Raiz Invest Limited was incorporat… Read more