RAIZ Invest Ltd - Asset Resilience Ratio
RAIZ Invest Ltd (RZI) has an Asset Resilience Ratio of 1.21% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of RAIZ Invest Ltd to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how RAIZ Invest Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see RAIZ Invest Ltd (RZI) total assets.
Liquid Assets Composition Over Time
This chart breaks down RAIZ Invest Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore RZI long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 0% |
| Short-term Investments | AU$611.00K | 1.21% |
| Total Liquid Assets | AU$611.00K | 1.21% |
Asset Resilience Insights
- Limited Liquidity: RAIZ Invest Ltd maintains only 1.21% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
RAIZ Invest Ltd Industry Peers by Asset Resilience Ratio
Compare RAIZ Invest Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Adyen NV
AS:ADYEN |
Software - Infrastructure | 0.25% |
|
Beijing Sinnet Technology Co Ltd
SHE:300383 |
Software - Infrastructure | 1.73% |
|
OVH Groupe SAS
PA:OVH |
Software - Infrastructure | 2.08% |
|
Digiwin Software Co Ltd
SHE:300378 |
Software - Infrastructure | 1.24% |
|
Wiscom System Co Ltd
SHE:002090 |
Software - Infrastructure | 15.11% |
|
Cafe24 Corp
KQ:042000 |
Software - Infrastructure | 35.53% |
|
Exasol AG
XETRA:EXL |
Software - Infrastructure | 22.94% |
|
CyberOne Co. Ltd.
KQ:356890 |
Software - Infrastructure | 19.07% |
Annual Asset Resilience Ratio for RAIZ Invest Ltd (2017–2025)
The table below shows the annual Asset Resilience Ratio data for RAIZ Invest Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 0.40% | AU$191.00K ≈ $135.14K |
AU$47.48 Million ≈ $33.59 Million |
+0.02pp |
| 2024-06-30 | 0.38% | AU$164.00K ≈ $116.04K |
AU$42.88 Million ≈ $30.34 Million |
-0.16pp |
| 2023-06-30 | 0.54% | AU$243.00K ≈ $171.94K |
AU$44.75 Million ≈ $31.66 Million |
-28.58pp |
| 2022-06-30 | 29.12% | AU$15.78 Million ≈ $11.17 Million |
AU$54.19 Million ≈ $38.34 Million |
-17.13pp |
| 2021-06-30 | 46.25% | AU$19.44 Million ≈ $13.76 Million |
AU$42.04 Million ≈ $29.74 Million |
+8.61pp |
| 2020-06-30 | 37.64% | AU$13.39 Million ≈ $9.48 Million |
AU$35.59 Million ≈ $25.18 Million |
+12.95pp |
| 2019-06-30 | 24.68% | AU$7.25 Million ≈ $5.13 Million |
AU$29.38 Million ≈ $20.79 Million |
-8.32pp |
| 2018-06-30 | 33.01% | AU$11.72 Million ≈ $8.29 Million |
AU$35.51 Million ≈ $25.13 Million |
+32.95pp |
| 2017-12-31 | 0.05% | AU$19.93K ≈ $14.10K |
AU$37.14 Million ≈ $26.28 Million |
-85.02pp |
| 2017-06-30 | 85.07% | AU$143.88 Million ≈ $101.80 Million |
AU$169.13 Million ≈ $119.67 Million |
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About RAIZ Invest Ltd
Raiz Invest Limited provides financial services and products through its mobile micro investing platform in Australia. Its platform enables customers to save and invest money through the Raiz mobile application and website. The company offers various products, including Raiz rewards, Raiz kids, Raiz property fund, and offsetters, as well as jars on its platform. Raiz Invest Limited was incorporat… Read more