Suncorp Group Ltd - Asset Resilience Ratio
Suncorp Group Ltd (SUNPH) has an Asset Resilience Ratio of 69.36% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Suncorp Group Ltd (SUNPH) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2024)
This chart shows how Suncorp Group Ltd's Asset Resilience Ratio has changed over time. See how leveraged is Suncorp Group Ltd's balance sheet to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Suncorp Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SUNPH market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 0% |
| Short-term Investments | AU$20.92 Billion | 69.36% |
| Total Liquid Assets | AU$20.92 Billion | 69.36% |
Asset Resilience Insights
- Very High Liquidity: Suncorp Group Ltd maintains exceptional liquid asset reserves at 69.36% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Suncorp Group Ltd Industry Peers by Asset Resilience Ratio
Compare Suncorp Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 57.21% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
|
PICC Property and Casualty Company Limited
F:PJC |
Insurance - Property & Casualty | 33.32% |
Annual Asset Resilience Ratio for Suncorp Group Ltd (2016–2024)
The table below shows the annual Asset Resilience Ratio data for Suncorp Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 69.36% | AU$20.92 Billion ≈ $14.80 Billion |
AU$30.16 Billion ≈ $21.34 Billion |
+53.88pp |
| 2023-12-31 | 15.48% | AU$17.30 Billion ≈ $12.24 Billion |
AU$111.71 Billion ≈ $79.04 Billion |
+13.56pp |
| 2022-12-31 | 1.93% | AU$2.22 Billion ≈ $1.57 Billion |
AU$114.98 Billion ≈ $81.36 Billion |
-0.63pp |
| 2021-12-31 | 2.56% | AU$2.72 Billion ≈ $1.93 Billion |
AU$106.38 Billion ≈ $75.27 Billion |
+0.93pp |
| 2020-12-31 | 1.63% | AU$1.58 Billion ≈ $1.12 Billion |
AU$96.86 Billion ≈ $68.53 Billion |
+0.11pp |
| 2019-12-31 | 1.52% | AU$1.46 Billion ≈ $1.03 Billion |
AU$95.74 Billion ≈ $67.74 Billion |
+0.25pp |
| 2018-12-31 | 1.28% | AU$1.23 Billion ≈ $868.18 Million |
AU$96.23 Billion ≈ $68.09 Billion |
-0.38pp |
| 2017-12-31 | 1.65% | AU$1.64 Billion ≈ $1.16 Billion |
AU$99.33 Billion ≈ $70.28 Billion |
+0.08pp |
| 2016-12-31 | 1.57% | AU$1.52 Billion ≈ $1.08 Billion |
AU$97.11 Billion ≈ $68.71 Billion |
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About Suncorp Group Ltd
Suncorp Group Limited provides insurance and banking products and services to retail, corporate, and commercial customers in Australia and New Zealand. The company operates through Consumer Insurance; Commercial and Personal Injury; and Suncorp New Zealand segments. The Consumer Insurance segment provides insurance products, including home and contents, motor, and boat insurance products. The Com… Read more