Westpac Banking Corporation - Asset Resilience Ratio

Latest as of September 2024: 9.53%

Westpac Banking Corporation (WBCPI) has an Asset Resilience Ratio of 9.53% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Westpac Banking Corporation's equity deployed to assess the company's strategic physical and investment asset allocation.

Liquid Assets

AU$102.72 Billion

≈ $72.68 Billion USD Cash + Short-term Investments

Total Assets

AU$1.08 Trillion

≈ $762.43 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2024)

This chart shows how Westpac Banking Corporation's Asset Resilience Ratio has changed over time. See Westpac Banking Corporation balance sheet independence to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Westpac Banking Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see WBCPI market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$0.00	0%
Short-term Investments	AU$102.72 Billion	9.53%
Total Liquid Assets	AU$102.72 Billion	9.53%

Asset Resilience Insights

Limited Liquidity: Westpac Banking Corporation maintains only 9.53% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Westpac Banking Corporation Industry Peers by Asset Resilience Ratio

Compare Westpac Banking Corporation's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
ING Groep N.V MX:INGN	Banks - Diversified	5.07%
Banco de Valores SA BA:VALO	Banks - Diversified	2.91%
Commonwealth Bank of Australia AU:CBA	Banks - Diversified	-11.41%
Westpac Banking Corporation AU:WBC	Banks - Diversified	9.53%
ANZ Group Holdings Ltd AU:ANZ	Banks - Diversified	-26.51%
National Australia Bank Ltd AU:NAB	Banks - Diversified	3.96%
Royal Bank of Canada TO:RY	Banks - Diversified	3.35%
Toronto Dominion Bank TO:TD	Banks - Diversified	6.07%

Annual Asset Resilience Ratio for Westpac Banking Corporation (2017–2024)

The table below shows the annual Asset Resilience Ratio data for Westpac Banking Corporation.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-09-30	9.53%	AU$102.72 Billion ≈ $72.68 Billion	AU$1.08 Trillion ≈ $762.43 Billion	+2.36pp
2023-09-30	7.18%	AU$73.89 Billion ≈ $52.28 Billion	AU$1.03 Trillion ≈ $728.63 Billion	-0.25pp
2022-09-30	7.42%	AU$75.28 Billion ≈ $53.27 Billion	AU$1.01 Trillion ≈ $717.61 Billion	-1.39pp
2021-09-30	8.81%	AU$82.48 Billion ≈ $58.36 Billion	AU$935.87 Billion ≈ $662.19 Billion	-1.12pp
2020-09-30	9.93%	AU$90.56 Billion ≈ $64.07 Billion	AU$911.95 Billion ≈ $645.26 Billion	+1.92pp
2019-09-30	8.01%	AU$72.58 Billion ≈ $51.36 Billion	AU$906.63 Billion ≈ $641.50 Billion	+1.06pp
2018-09-30	6.95%	AU$61.12 Billion ≈ $43.25 Billion	AU$879.59 Billion ≈ $622.37 Billion	-0.18pp
2017-09-30	7.13%	AU$60.71 Billion ≈ $42.96 Billion	AU$851.88 Billion ≈ $602.76 Billion	--

pp = percentage points

About Westpac Banking Corporation

AU:WBCPI Australia Banks - Diversified

Market Cap

$243.39 Billion

AU$343.98 Billion AUD

Market Cap Rank

#75 Global

#1 in Australia

Share Price

AU$100.32

Change (1 day)

+0.00%

52-Week Range

AU$100.32 - AU$100.32

All Time High

AU$100.32