Banco Hipotecario SA - Asset Resilience Ratio
Banco Hipotecario SA (BHIP) has an Asset Resilience Ratio of 4.67% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Banco Hipotecario SA (BHIP) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2019)
This chart shows how Banco Hipotecario SA's Asset Resilience Ratio has changed over time. See Banco Hipotecario SA (BHIP) shareholders funds for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Banco Hipotecario SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Banco Hipotecario SA.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AR$0.00 | 0% |
| Short-term Investments | AR$4.19 Billion | 4.67% |
| Total Liquid Assets | AR$4.19 Billion | 4.67% |
Asset Resilience Insights
- Limited Liquidity: Banco Hipotecario SA maintains only 4.67% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco Hipotecario SA Industry Peers by Asset Resilience Ratio
Compare Banco Hipotecario SA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Banco Hipotecario SA (2017–2019)
The table below shows the annual Asset Resilience Ratio data for Banco Hipotecario SA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 4.67% | AR$4.19 Billion ≈ $3.03 Million |
AR$89.79 Billion ≈ $64.97 Million |
+3.97pp |
| 2018-12-31 | 0.70% | AR$589.47 Million ≈ $426.55K |
AR$84.56 Billion ≈ $61.19 Million |
+0.52pp |
| 2017-12-31 | 0.18% | AR$115.16 Million ≈ $83.33K |
AR$65.27 Billion ≈ $47.23 Million |
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About Banco Hipotecario SA
Banco Hipotecario S.A. provides wholesale and retail banking services in Argentina. The company offers savings, current, and investor accounts; mortgage loans; personal loans comprising destination, short term, and salary plan loans; home, life, personal accident, ATM theft, movable goods, pets, sustainable mobility, senior health, protected purchase, and comprehensive health insurance products. … Read more