Banco Hipotecario SA (BHIP) - Cash Flow Conversion Efficiency

Latest as of December 2025: -0.246x

Based on the latest financial reports, Banco Hipotecario SA (BHIP) has a cash flow conversion efficiency ratio of -0.246x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (AR$-146.73 Billion ≈ $-106.17 Million USD) by net assets (AR$596.43 Billion ≈ $431.58 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See how leveraged is Banco Hipotecario SA's balance sheet to measure how much of total assets are equity-financed.

Banco Hipotecario SA - Cash Flow Conversion Efficiency Trend (2015–2025)

This chart illustrates how Banco Hipotecario SA's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check BHIP cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

Banco Hipotecario SA Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Banco Hipotecario SA ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Thien Long Group Corp VN:TLG	0.022x
Goliath Resources Ltd V:GOT	-0.921x
JADESTONE ENERGY LS -001 F:8KW	N/A
Reach Subsea OL:REACH	0.131x
Karel Elektronik Sanayi ve Ticaret AS IS:KAREL	0.171x
BAPCOR LTD. F:0BS	N/A
Toro Ltd NASDAQ:TORO	0.013x
Lindsay Australia Ltd AU:LAU	0.093x

Annual Cash Flow Conversion Efficiency for Banco Hipotecario SA (2015–2025)

The table below shows the annual cash flow conversion efficiency of Banco Hipotecario SA from 2015 to 2025. For the full company profile with market capitalisation and key ratios, see BHIP stock market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	AR$596.43 Billion ≈ $431.58 Million	AR$166.48 Billion ≈ $120.47 Million	0.279x	-25.55%
2024-12-31	AR$657.13 Billion ≈ $475.50 Million	AR$246.37 Billion ≈ $178.27 Million	0.375x	+18.23%
2023-12-31	AR$470.21 Billion ≈ $340.25 Million	AR$149.11 Billion ≈ $107.89 Million	0.317x	-87.10%
2022-12-31	AR$50.73 Billion ≈ $36.71 Million	AR$124.68 Billion ≈ $90.22 Million	2.458x	+121.38%
2021-12-31	AR$22.82 Billion ≈ $16.51 Million	AR$-262.36 Billion ≈ $-189.85 Million	-11.497x	-377.32%
2020-12-31	AR$17.95 Billion ≈ $12.99 Million	AR$-43.23 Billion ≈ $-31.28 Million	-2.409x	-224.38%
2019-12-31	AR$11.68 Billion ≈ $8.45 Million	AR$22.62 Billion ≈ $16.37 Million	1.937x	+207.51%
2018-12-31	AR$10.09 Billion ≈ $7.30 Million	AR$6.35 Billion ≈ $4.60 Million	0.630x	+150.59%
2017-12-31	AR$7.93 Billion ≈ $5.74 Million	AR$-9.87 Billion ≈ $-7.15 Million	-1.245x	+25.60%
2016-12-31	AR$6.21 Billion ≈ $4.50 Million	AR$-10.40 Billion ≈ $-7.52 Million	-1.673x	-106.21%
2015-12-31	AR$5.53 Billion ≈ $4.00 Million	AR$-4.48 Billion ≈ $-3.24 Million	-0.811x	--

About Banco Hipotecario SA

BA:BHIP Argentina Banks - Regional

Market Cap

$176.40 Million

AR$243.78 Billion ARS

Market Cap Rank

#16968 Global

#50 in Argentina

Share Price

AR$320.50

Change (1 day)

-1.08%

52-Week Range

AR$198.50 - AR$598.00

All Time High

AR$624.00