Banco Hipotecario SA (BHIP) - Net Assets

Latest as of September 2025: AR$532.06 Billion ARS ≈ $385.00 Million USD

Based on the latest financial reports, Banco Hipotecario SA (BHIP) has net assets worth AR$532.06 Billion ARS (≈ $385.00 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AR$4.12 Trillion ≈ $2.98 Billion USD) and total liabilities (AR$3.59 Trillion ≈ $2.60 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check BHIP cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	AR$532.06 Billion
% of Total Assets	12.91%
Annual Growth Rate	64.92%
5-Year Change	2681.98%
10-Year Change	N/A
Growth Volatility	250.59

Banco Hipotecario SA - Net Assets Trend (2015–2024)

This chart illustrates how Banco Hipotecario SA's net assets have evolved over time, based on quarterly financial data. Also explore Banco Hipotecario SA asset portfolio for the complete picture of this company's asset base.

Annual Net Assets for Banco Hipotecario SA (2015–2024)

The table below shows the annual net assets of Banco Hipotecario SA from 2015 to 2024. For live valuation and market cap data, see market cap of Banco Hipotecario SA.

Year	Net Assets	Change
2024-12-31	AR$499.30 Billion ≈ $361.29 Million	+6.19%
2023-12-31	AR$470.21 Billion ≈ $340.25 Million	+826.94%
2022-12-31	AR$50.73 Billion ≈ $36.71 Million	+122.29%
2021-12-31	AR$22.82 Billion ≈ $16.51 Million	+27.15%
2020-12-31	AR$17.95 Billion ≈ $12.99 Million	+53.64%
2019-12-31	AR$11.68 Billion ≈ $8.45 Million	+15.76%
2018-12-31	AR$10.09 Billion ≈ $7.30 Million	+27.22%
2017-12-31	AR$7.93 Billion ≈ $5.74 Million	+27.65%
2016-12-31	AR$6.21 Billion ≈ $4.50 Million	+12.43%
2015-12-31	AR$5.53 Billion ≈ $4.00 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Banco Hipotecario SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 2397.3% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	AR$80.49 Billion	16.75%
Other Components	AR$400.02 Billion	83.25%
Total Equity	AR$480.50 Billion	100.00%

Banco Hipotecario SA Competitors by Market Cap

The table below lists competitors of Banco Hipotecario SA ranked by their market capitalization.

Company	Market Cap
Giantplus Technology Co Ltd TW:8105	$185.02 Million
Alkim Kagit Sanayi ve Ticaret AS IS:ALKA	$185.03 Million
Lithium Royalty Corp TO:LIRC	$185.06 Million
Schaffer Corporation Ltd AU:SFC	$185.11 Million
Bukaka Teknik Utama Tbk Pt JK:BUKK	$184.89 Million
E-World KO:084680	$184.89 Million
JCY International Bhd KLSE:5161	$184.87 Million
MediWound Ltd F:M8W	$184.83 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Banco Hipotecario SA's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 457,722,467,000 to 480,500,968,000, a change of 22,778,501,000 (5.0%).
Net income of 80,485,861,000 contributed positively to equity growth.
Dividend payments of 45,478,088,000 reduced retained earnings.
Other factors decreased equity by 12,229,272,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	AR$80.49 Billion	+16.75%
Dividends Paid	AR$45.48 Billion	-9.46%
Other Changes	AR$-12.23 Billion	-2.55%
Total Change	AR$-	4.98%

Book Value vs Market Value Analysis

This analysis compares Banco Hipotecario SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.05x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 64.28x to 1.05x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	AR$5.23	AR$336.00	x
2018-12-31	AR$6.69	AR$336.00	x
2019-12-31	AR$7.76	AR$336.00	x
2020-12-31	AR$11.67	AR$336.00	x
2021-12-31	AR$14.81	AR$336.00	x
2022-12-31	AR$32.89	AR$336.00	x
2023-12-31	AR$305.15	AR$336.00	x
2024-12-31	AR$320.33	AR$336.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Banco Hipotecario SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 16.75%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 10.65%
• Asset Turnover: 0.26x
• Equity Multiplier: 6.00x
Recent ROE (16.75%) is above the historical average (12.98%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2015	19.96%	18.33%	0.15x	7.25x	AR$541.72 Million
2016	10.16%	8.83%	0.13x	8.60x	AR$9.71 Million
2017	20.83%	17.58%	0.14x	8.53x	AR$828.47 Million
2018	20.94%	14.74%	0.16x	8.63x	AR$1.07 Billion
2019	15.63%	10.47%	0.19x	7.88x	AR$641.47 Million
2020	5.24%	4.78%	0.14x	7.86x	AR$-833.76 Million
2021	-18.91%	-18.57%	0.06x	15.78x	AR$-6.42 Billion
2022	12.27%	7.89%	0.19x	8.17x	AR$1.12 Billion
2023	26.91%	15.53%	0.24x	7.21x	AR$77.41 Billion
2024	16.75%	10.65%	0.26x	6.00x	AR$32.44 Billion

Industry Comparison

This section compares Banco Hipotecario SA's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $1,019,040,596,125
Average return on equity (ROE) among peers: 14.22%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Banco Hipotecario SA (BHIP)	AR$532.06 Billion	19.96%	6.75x	$184.93 Million
BBVA Banco Frances SA (BBAR)	$26.67 Billion	14.54%	7.46x	$3.18 Billion
Banco Bradesco DRC (BBD)	$117.69 Billion	14.52%	9.40x	$44.47 Billion
Banco Macro SA B (BMA)	$6.23 Trillion	2.04%	0.04x	$4.95 Billion
Banco Patagonia (BPAT)	$1.66 Trillion	6.58%	4.29x	$992.69 Million
Banco Santander Río S.A (BRIO)	$2.00 Billion	18.92%	11.28x	$87.20 Million
Banco Santander Brasil SA (BSBR)	$97.21 Billion	16.88%	6.84x	$463.35 Million
Grupo Financiero Galicia S.A. (GGAL)	$7.55 Billion	24.16%	10.02x	$5.96 Billion
Grupo Supervielle S.A. B (SUPV)	$15.14 Billion	16.09%	5.20x	$669.31 Million

About Banco Hipotecario SA

BA:BHIP Argentina Banks - Regional

Market Cap

$184.93 Million

AR$255.57 Billion ARS

Market Cap Rank

#16832 Global

#50 in Argentina

Share Price

AR$336.00

Change (1 day)

+0.00%

52-Week Range

AR$198.50 - AR$598.00

All Time High

AR$624.00