Krungthai Card PCL
Krungthai Card Public Company Limited engages in the credit card, personal loan, and other related businesses in Thailand. It also involved in the merchant acquiring, payment services, provincial retail lending business, occupational retail lending business, e-money business, and hire purchase and leasing business. Krungthai Card Public Company Limited was incorporated in 1996 and is headquartere… Read more
Krungthai Card PCL - Asset Resilience Ratio
Krungthai Card PCL (KTC) has an Asset Resilience Ratio of 92.33% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2023)
This chart shows how Krungthai Card PCL's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Krungthai Card PCL's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ฿0.00 | 0% |
| Short-term Investments | ฿99.22 Billion | 92.33% |
| Total Liquid Assets | ฿99.22 Billion | 92.33% |
Asset Resilience Insights
- Very High Liquidity: Krungthai Card PCL maintains exceptional liquid asset reserves at 92.33% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Krungthai Card PCL Industry Peers by Asset Resilience Ratio
Compare Krungthai Card PCL's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Krungthai Card PCL (2009–2023)
The table below shows the annual Asset Resilience Ratio data for Krungthai Card PCL.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 0.00% | ฿-600.00K | ฿112.81 Billion | -2.14pp |
| 2022-12-31 | 2.14% | ฿2.18 Billion | ฿101.80 Billion | -0.50pp |
| 2021-12-31 | 2.64% | ฿2.37 Billion | ฿89.47 Billion | +0.16pp |
| 2020-12-31 | 2.49% | ฿2.20 Billion | ฿88.40 Billion | +2.48pp |
| 2019-12-31 | 0.00% | ฿4.02 Million | ฿85.41 Billion | -- |
| 2018-12-31 | 0.00% | ฿0.00 | ฿79.65 Billion | -- |
| 2017-12-31 | 0.00% | ฿3.00 Million | ฿73.64 Billion | -- |
| 2016-12-31 | 0.00% | ฿0.00 | ฿68.30 Billion | -- |
| 2015-12-31 | 0.03% | ฿20.23 Million | ฿60.18 Billion | -0.01pp |
| 2012-12-31 | 0.04% | ฿20.06 Million | ฿49.14 Billion | +0.00pp |
| 2009-12-31 | 0.04% | ฿20.07 Million | ฿49.84 Billion | -- |