Krungthai Card PCL - Asset Resilience Ratio

Latest as of June 2024: 92.33%

Krungthai Card PCL (KTC) has an Asset Resilience Ratio of 92.33% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See KTC working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

฿99.22 Billion

≈ $3.09 Billion USD Cash + Short-term Investments

Total Assets

฿107.47 Billion

≈ $3.35 Billion USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2009–2023)

This chart shows how Krungthai Card PCL's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see KTC asset base.

Liquid Assets Composition Over Time

This chart breaks down Krungthai Card PCL's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore KTC strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	฿0.00	0%
Short-term Investments	฿99.22 Billion	92.33%
Total Liquid Assets	฿99.22 Billion	92.33%

Asset Resilience Insights

Very High Liquidity: Krungthai Card PCL maintains exceptional liquid asset reserves at 92.33% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company has significant short-term investments, indicating active treasury management.

Krungthai Card PCL Industry Peers by Asset Resilience Ratio

Compare Krungthai Card PCL's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Enova International Inc NYSE:ENVA	Credit Services	1.83%
Latitude Group Holdings Ltd AU:LFS	Credit Services	3.67%
Oportun Financial Corp NASDAQ:OPRT	Credit Services	0.00%
Clipan Finance Indonesia Tbk JK:CFIN	Credit Services	0.39%
Vaziva Sa PA:ALVAZ	Credit Services	2.08%
Mint Corp V:MIT	Credit Services	0.00%
Butn Ltd AU:BTN	Credit Services	3.72%
PBS Finanse SA WAR:PBF	Credit Services	6.81%

Annual Asset Resilience Ratio for Krungthai Card PCL (2009–2023)

The table below shows the annual Asset Resilience Ratio data for Krungthai Card PCL.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-12-31	0.00%	฿-600.00K ≈ $-18.70K	฿112.81 Billion ≈ $3.52 Billion	-2.14pp
2022-12-31	2.14%	฿2.18 Billion ≈ $68.01 Million	฿101.80 Billion ≈ $3.17 Billion	-0.50pp
2021-12-31	2.64%	฿2.37 Billion ≈ $73.74 Million	฿89.47 Billion ≈ $2.79 Billion	+0.16pp
2020-12-31	2.49%	฿2.20 Billion ≈ $68.49 Million	฿88.40 Billion ≈ $2.76 Billion	+2.48pp
2019-12-31	0.00%	฿4.02 Million ≈ $125.20K	฿85.41 Billion ≈ $2.66 Billion	--
2018-12-31	0.00%	฿0.00 ≈ $0.00	฿79.65 Billion ≈ $2.48 Billion	--
2017-12-31	0.00%	฿3.00 Million ≈ $93.55K	฿73.64 Billion ≈ $2.30 Billion	--
2016-12-31	0.00%	฿0.00 ≈ $0.00	฿68.30 Billion ≈ $2.13 Billion	--
2015-12-31	0.03%	฿20.23 Million ≈ $630.40K	฿60.18 Billion ≈ $1.88 Billion	-0.01pp
2012-12-31	0.04%	฿20.06 Million ≈ $625.35K	฿49.14 Billion ≈ $1.53 Billion	+0.00pp
2009-12-31	0.04%	฿20.07 Million ≈ $625.59K	฿49.84 Billion ≈ $1.55 Billion	--

pp = percentage points

About Krungthai Card PCL

BK:KTC Thailand Credit Services

Market Cap

$2.97 Billion

฿95.40 Billion THB

Market Cap Rank

#4951 Global

#31 in Thailand

Share Price

฿37.00

Change (1 day)

+2.07%

52-Week Range

฿24.80 - ฿40.50

All Time High

฿77.64