ZhongAn Online P & C Insurance Co. Ltd Asset Resilience Ratio

Latest as of December 2025: 23.40%

ZhongAn Online P & C Insurance Co. Ltd asset resilience ratio. ZhongAn Online P & C Insurance Co. Ltd (1ZO) has an Asset Resilience Ratio of 23.40% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See 1ZO cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

€10.93 Billion
≈ $12.78 Billion USD Cash + Short-term Investments

Total Assets

€46.71 Billion
≈ $54.61 Billion USD All company assets

Resilience Assessment

Good
Financial Resilience Level

Asset Resilience Ratio of ZhongAn Online P & C Insurance Co. Ltd (2017–2025)

Asset resilience ratio of ZhongAn Online P & C Insurance Co. Ltd from 2017 to 2025. This chart shows how ZhongAn Online P & C Insurance Co. Ltd's Asset Resilience Ratio has changed over time. Read 1ZO total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down ZhongAn Online P & C Insurance Co. Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of ZhongAn Online P & C Insurance Co. Ltd.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents €0.00 0%
Short-term Investments €10.93 Billion 23.4%
Total Liquid Assets €10.93 Billion 23.40%

Asset Resilience Insights

  • Good Liquidity Position: ZhongAn Online P & C Insurance Co. Ltd maintains a healthy 23.40% of assets in liquid form.
  • This level provides good financial flexibility while maintaining productive asset deployment.
  • The company has significant short-term investments, indicating active treasury management.

ZhongAn Online P & C Insurance Co. Ltd Industry Peers by Asset Resilience Ratio

Compare ZhongAn Online P & C Insurance Co. Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Root Inc
NASDAQ:ROOT
Insurance - Property & Casualty 30.99%
REVO INSURANCE SPA O.N.
F:H0O
Insurance - Property & Casualty 43.34%
Libra Insurance Company Ltd
TA:LBRA
Insurance - Property & Casualty 40.38%
QBE Insurance Group Limited
AU:QBE
Insurance - Property & Casualty 3.80%
Suncorp Group Ltd
AU:SUNPH
Insurance - Property & Casualty 69.36%
Suncorp Group Ltd
AU:SUN
Insurance - Property & Casualty 3.36%
Insurance Australia Group Ltd
AU:IAG
Insurance - Property & Casualty 2.07%
Fairfax Financial Holdings Ltd
TO:FFH
Insurance - Property & Casualty 0.02%

ZhongAn Online P & C Insurance Co. Ltd Asset Resilience Ratio by Year (2017–2025)

ZhongAn Online P & C Insurance Co. Ltd asset resilience ratio by year from 2017 to 2025. The table below shows the annual Asset Resilience Ratio data for ZhongAn Online P & C Insurance Co. Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 23.40% €10.93 Billion
≈ $12.78 Billion
€46.71 Billion
≈ $54.61 Billion
-1.59pp
2024-12-31 24.99% €11.32 Billion
≈ $13.23 Billion
€45.28 Billion
≈ $52.94 Billion
+5.94pp
2023-12-31 19.06% €8.17 Billion
≈ $9.55 Billion
€42.86 Billion
≈ $50.11 Billion
-2.69pp
2022-12-31 21.75% €11.87 Billion
≈ $13.87 Billion
€54.56 Billion
≈ $63.78 Billion
-20.70pp
2021-12-31 42.45% €21.98 Billion
≈ $25.70 Billion
€51.77 Billion
≈ $60.53 Billion
+0.75pp
2020-12-31 41.70% €19.05 Billion
≈ $22.27 Billion
€45.67 Billion
≈ $53.40 Billion
+2.23pp
2019-12-31 39.47% €12.20 Billion
≈ $14.26 Billion
€30.91 Billion
≈ $36.13 Billion
+14.52pp
2018-12-31 24.95% €6.57 Billion
≈ $7.68 Billion
€26.34 Billion
≈ $30.80 Billion
+9.86pp
2017-12-31 15.09% €3.19 Billion
≈ $3.73 Billion
€21.15 Billion
≈ $24.73 Billion
--
pp = percentage points

About ZhongAn Online P & C Insurance Co. Ltd

F:1ZO Germany Insurance - Property & Casualty
Market Cap
$1.86 Billion
€1.59 Billion EUR
Market Cap Rank
#6373 Global
#964 in Germany
Share Price
€0.97
Change (1 day)
-0.89%
52-Week Range
€0.96 - €1.91
All Time High
€16.95
About

ZhongAn Online P & C Insurance Co., Ltd., an Internet-based Insurtech company, provides internet insurance and insurance information technology services in the People's Republic of China. It operates through Insurance, Technology, Banking, and Others segments. The company offers critical illness, health, and outpatient and emergency insurance; e-commerce insurance; travel accident, and flight or … Read more