ZhongAn Online P & C Insurance Co. Ltd - Asset Resilience Ratio

Latest as of June 2025: 22.48%

ZhongAn Online P & C Insurance Co. Ltd (1ZO) has an Asset Resilience Ratio of 22.48% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check 1ZO capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

€9.77 Billion

≈ $11.42 Billion USD Cash + Short-term Investments

Total Assets

€43.45 Billion

≈ $50.80 Billion USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2024)

This chart shows how ZhongAn Online P & C Insurance Co. Ltd's Asset Resilience Ratio has changed over time. See net asset quality index of ZhongAn Online P & C Insurance Co. Ltd to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down ZhongAn Online P & C Insurance Co. Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ZhongAn Online P & C Insurance Co. Ltd (1ZO) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€9.77 Billion	22.48%
Total Liquid Assets	€9.77 Billion	22.48%

Asset Resilience Insights

Good Liquidity Position: ZhongAn Online P & C Insurance Co. Ltd maintains a healthy 22.48% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

ZhongAn Online P & C Insurance Co. Ltd Industry Peers by Asset Resilience Ratio

Compare ZhongAn Online P & C Insurance Co. Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Samsung Fire & Marine Insurance KO:000810	Insurance - Property & Casualty	57.21%
DB Insurance Co Ltd KO:005830	Insurance - Property & Casualty	35.49%
Definity Financial Corp TO:DFY	Insurance - Property & Casualty	2.07%
QBE Insurance Group Ltd AU:QBE	Insurance - Property & Casualty	3.80%
Suncorp Group Ltd AU:SUNPH	Insurance - Property & Casualty	69.36%
Suncorp Group Ltd AU:SUN	Insurance - Property & Casualty	3.36%
Insurance Australia Group Ltd AU:IAG	Insurance - Property & Casualty	2.07%
Fairfax Financial Holdings Ltd TO:FFH	Insurance - Property & Casualty	4.66%

Annual Asset Resilience Ratio for ZhongAn Online P & C Insurance Co. Ltd (2017–2024)

The table below shows the annual Asset Resilience Ratio data for ZhongAn Online P & C Insurance Co. Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	24.99%	€11.32 Billion ≈ $13.23 Billion	€45.28 Billion ≈ $52.94 Billion	+5.94pp
2023-12-31	19.06%	€8.17 Billion ≈ $9.55 Billion	€42.86 Billion ≈ $50.11 Billion	-2.69pp
2022-12-31	21.75%	€11.87 Billion ≈ $13.87 Billion	€54.56 Billion ≈ $63.78 Billion	-20.70pp
2021-12-31	42.45%	€21.98 Billion ≈ $25.70 Billion	€51.77 Billion ≈ $60.53 Billion	+0.75pp
2020-12-31	41.70%	€19.05 Billion ≈ $22.27 Billion	€45.67 Billion ≈ $53.40 Billion	+2.23pp
2019-12-31	39.47%	€12.20 Billion ≈ $14.26 Billion	€30.91 Billion ≈ $36.13 Billion	+14.52pp
2018-12-31	24.95%	€6.57 Billion ≈ $7.68 Billion	€26.34 Billion ≈ $30.80 Billion	+9.86pp
2017-12-31	15.09%	€3.19 Billion ≈ $3.73 Billion	€21.15 Billion ≈ $24.73 Billion	--

pp = percentage points

About ZhongAn Online P & C Insurance Co. Ltd

F:1ZO Germany Insurance - Property & Casualty

Market Cap

$2.16 Billion

€1.85 Billion EUR

Market Cap Rank

#6065 Global

#914 in Germany

Share Price

€1.13

Change (1 day)

+0.82%

52-Week Range

€1.09 - €2.33

All Time High

€16.95