Credicorp Ltd - Asset Resilience Ratio
Credicorp Ltd (D8V) has an Asset Resilience Ratio of 12.36% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See D8V working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Credicorp Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see D8V current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down Credicorp Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Credicorp Ltd to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €33.04 Billion | 12.36% |
| Total Liquid Assets | €33.04 Billion | 12.36% |
Asset Resilience Insights
- Moderate Liquidity: Credicorp Ltd has 12.36% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Credicorp Ltd Industry Peers by Asset Resilience Ratio
Compare Credicorp Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Credicorp Ltd (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Credicorp Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 12.36% | €33.04 Billion ≈ $38.63 Billion |
€267.36 Billion ≈ $312.57 Billion |
-1.00pp |
| 2024-12-31 | 13.36% | €34.21 Billion ≈ $39.99 Billion |
€256.09 Billion ≈ $299.39 Billion |
-0.36pp |
| 2023-12-31 | 13.72% | €32.77 Billion ≈ $38.32 Billion |
€238.84 Billion ≈ $279.23 Billion |
+1.19pp |
| 2022-12-31 | 12.54% | €29.68 Billion ≈ $34.70 Billion |
€236.75 Billion ≈ $276.79 Billion |
-1.66pp |
| 2021-12-31 | 14.20% | €34.76 Billion ≈ $40.64 Billion |
€244.82 Billion ≈ $286.22 Billion |
-4.23pp |
| 2020-12-31 | 18.42% | €43.74 Billion ≈ $51.14 Billion |
€237.44 Billion ≈ $277.59 Billion |
+5.32pp |
| 2019-12-31 | 13.10% | €24.61 Billion ≈ $28.78 Billion |
€187.88 Billion ≈ $219.65 Billion |
+0.09pp |
| 2018-12-31 | 13.01% | €23.06 Billion ≈ $26.96 Billion |
€177.26 Billion ≈ $207.24 Billion |
-1.32pp |
| 2017-12-31 | 14.33% | €24.42 Billion ≈ $28.55 Billion |
€170.47 Billion ≈ $199.30 Billion |
+2.38pp |
| 2016-12-31 | 11.94% | €18.69 Billion ≈ $21.85 Billion |
€156.44 Billion ≈ $182.89 Billion |
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About Credicorp Ltd
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instrum… Read more