United Overseas Insurance Limited
United Overseas Insurance Limited engages in the underwriting general insurance business in Singapore, ASEAN countries, and internationally. The company offers personal insurance products, including travel, motor, accident protection, and home contents insurance products; and specialized insurance products, such as director's and officer's insurance, and contractor's all risk/erection all risks i… Read more
United Overseas Insurance Limited - Asset Resilience Ratio
United Overseas Insurance Limited (IZB) has an Asset Resilience Ratio of 64.95% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2024)
This chart shows how United Overseas Insurance Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down United Overseas Insurance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €398.61 Million | 64.95% |
| Total Liquid Assets | €398.61 Million | 64.95% |
Asset Resilience Insights
- Very High Liquidity: United Overseas Insurance Limited maintains exceptional liquid asset reserves at 64.95% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
United Overseas Insurance Limited Industry Peers by Asset Resilience Ratio
Compare United Overseas Insurance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for United Overseas Insurance Limited (2013–2024)
The table below shows the annual Asset Resilience Ratio data for United Overseas Insurance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 58.15% | €351.36 Million | €604.25 Million | -4.48pp |
| 2023-12-31 | 62.63% | €367.78 Million | €587.22 Million | +4.04pp |
| 2022-12-31 | 58.59% | €363.22 Million | €619.91 Million | -6.37pp |
| 2021-12-31 | 64.96% | €425.99 Million | €655.78 Million | +3.38pp |
| 2020-12-31 | 61.58% | €392.81 Million | €637.88 Million | +61.18pp |
| 2018-12-31 | 0.40% | €2.43 Million | €610.72 Million | -65.69pp |
| 2017-12-31 | 66.08% | €427.40 Million | €646.76 Million | +3.33pp |
| 2016-12-31 | 62.75% | €380.74 Million | €606.75 Million | +48.24pp |
| 2015-12-31 | 14.51% | €80.86 Million | €557.24 Million | -3.68pp |
| 2014-12-31 | 18.19% | €104.91 Million | €576.87 Million | -2.08pp |
| 2013-12-31 | 20.27% | €113.91 Million | €562.01 Million | -- |