Heungkuk F&M I - Asset Resilience Ratio
Heungkuk F&M I (000540) has an Asset Resilience Ratio of 54.79% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Heungkuk F&M I debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2024)
This chart shows how Heungkuk F&M I's Asset Resilience Ratio has changed over time. See Heungkuk F&M I net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Heungkuk F&M I's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Heungkuk F&M I stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₩0.00 | 0% |
| Short-term Investments | ₩7.19 Trillion | 54.79% |
| Total Liquid Assets | ₩7.19 Trillion | 54.79% |
Asset Resilience Insights
- Very High Liquidity: Heungkuk F&M I maintains exceptional liquid asset reserves at 54.79% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Heungkuk F&M I Industry Peers by Asset Resilience Ratio
Compare Heungkuk F&M I's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Zur Shamir Holdings Ltd
TA:ZUR |
Insurance - Property & Casualty | 21.86% |
|
Petrolimex Insurance Corp
VN:PGI |
Insurance - Property & Casualty | 45.77% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
Annual Asset Resilience Ratio for Heungkuk F&M I (2007–2024)
The table below shows the annual Asset Resilience Ratio data for Heungkuk F&M I.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 50.48% | ₩6.51 Trillion ≈ $4.41 Billion |
₩12.89 Trillion ≈ $8.74 Billion |
+6.59pp |
| 2023-12-31 | 43.89% | ₩5.28 Trillion ≈ $3.58 Billion |
₩12.03 Trillion ≈ $8.15 Billion |
+20.33pp |
| 2022-12-31 | 23.57% | ₩2.92 Trillion ≈ $1.98 Billion |
₩12.40 Trillion ≈ $8.41 Billion |
-1.27pp |
| 2021-12-31 | 24.84% | ₩3.42 Trillion ≈ $2.32 Billion |
₩13.76 Trillion ≈ $9.33 Billion |
-6.77pp |
| 2020-12-31 | 31.61% | ₩4.18 Trillion ≈ $2.83 Billion |
₩13.21 Trillion ≈ $8.95 Billion |
+3.62pp |
| 2019-12-31 | 27.99% | ₩3.54 Trillion ≈ $2.40 Billion |
₩12.65 Trillion ≈ $8.57 Billion |
+3.12pp |
| 2018-12-31 | 24.87% | ₩2.97 Trillion ≈ $2.01 Billion |
₩11.94 Trillion ≈ $8.09 Billion |
+22.97pp |
| 2017-12-31 | 1.90% | ₩212.41 Billion ≈ $143.94 Million |
₩11.15 Trillion ≈ $7.56 Billion |
-1.93pp |
| 2016-12-31 | 3.83% | ₩391.71 Billion ≈ $265.46 Million |
₩10.22 Trillion ≈ $6.92 Billion |
-1.78pp |
| 2015-12-31 | 5.62% | ₩505.01 Billion ≈ $342.24 Million |
₩8.99 Trillion ≈ $6.09 Billion |
-1.22pp |
| 2014-12-31 | 6.83% | ₩526.80 Billion ≈ $357.00 Million |
₩7.71 Trillion ≈ $5.22 Billion |
+0.43pp |
| 2013-12-31 | 6.40% | ₩421.17 Billion ≈ $285.42 Million |
₩6.58 Trillion ≈ $4.46 Billion |
+2.07pp |
| 2012-12-31 | 4.33% | ₩254.51 Billion ≈ $172.48 Million |
₩5.88 Trillion ≈ $3.98 Billion |
+3.52pp |
| 2011-12-31 | 0.81% | ₩37.37 Billion ≈ $25.32 Million |
₩4.61 Trillion ≈ $3.13 Billion |
-2.25pp |
| 2007-12-31 | 3.06% | ₩36.02 Billion ≈ $24.41 Million |
₩1.18 Trillion ≈ $796.79 Million |
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About Heungkuk F&M I
Heungkuk Fire&Marine Insurance Co., Ltd. engages in non-life insurance business. The company offers medical/health, children's, driver/accident, pension/savings, fire/property, car, and travel insurance products; and marine and special insurance, as well as long-term damage such as disease, injury, and property damage. It also provides loan products; and engages in reinsurance business. The compa… Read more