Heungkuk F&M I - Asset Resilience Ratio
Heungkuk F&M I (000540) has an Asset Resilience Ratio of 54.79% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2024)
This chart shows how Heungkuk F&M I's Asset Resilience Ratio has changed over time. Check Heungkuk F&M I strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Heungkuk F&M I's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Heungkuk F&M I.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₩0.00 | 0% |
| Short-term Investments | ₩7.19 Trillion | 54.79% |
| Total Liquid Assets | ₩7.19 Trillion | 54.79% |
Asset Resilience Insights
- Very High Liquidity: Heungkuk F&M I maintains exceptional liquid asset reserves at 54.79% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Heungkuk F&M I Industry Peers by Asset Resilience Ratio
Compare Heungkuk F&M I's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
People's Insurance of China Ltd
SHG:601319 |
Insurance - Property & Casualty | 38.29% |
Annual Asset Resilience Ratio for Heungkuk F&M I (2007–2024)
The table below shows the annual Asset Resilience Ratio data for Heungkuk F&M I.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 50.48% | ₩6.51 Trillion ≈ $4.41 Billion |
₩12.89 Trillion ≈ $8.74 Billion |
+6.59pp |
| 2023-12-31 | 43.89% | ₩5.28 Trillion ≈ $3.58 Billion |
₩12.03 Trillion ≈ $8.15 Billion |
+20.33pp |
| 2022-12-31 | 23.57% | ₩2.92 Trillion ≈ $1.98 Billion |
₩12.40 Trillion ≈ $8.41 Billion |
-1.27pp |
| 2021-12-31 | 24.84% | ₩3.42 Trillion ≈ $2.32 Billion |
₩13.76 Trillion ≈ $9.33 Billion |
-6.77pp |
| 2020-12-31 | 31.61% | ₩4.18 Trillion ≈ $2.83 Billion |
₩13.21 Trillion ≈ $8.95 Billion |
+3.62pp |
| 2019-12-31 | 27.99% | ₩3.54 Trillion ≈ $2.40 Billion |
₩12.65 Trillion ≈ $8.57 Billion |
+3.12pp |
| 2018-12-31 | 24.87% | ₩2.97 Trillion ≈ $2.01 Billion |
₩11.94 Trillion ≈ $8.09 Billion |
+22.97pp |
| 2017-12-31 | 1.90% | ₩212.41 Billion ≈ $143.94 Million |
₩11.15 Trillion ≈ $7.56 Billion |
-1.93pp |
| 2016-12-31 | 3.83% | ₩391.71 Billion ≈ $265.46 Million |
₩10.22 Trillion ≈ $6.92 Billion |
-1.78pp |
| 2015-12-31 | 5.62% | ₩505.01 Billion ≈ $342.24 Million |
₩8.99 Trillion ≈ $6.09 Billion |
-1.22pp |
| 2014-12-31 | 6.83% | ₩526.80 Billion ≈ $357.00 Million |
₩7.71 Trillion ≈ $5.22 Billion |
+0.43pp |
| 2013-12-31 | 6.40% | ₩421.17 Billion ≈ $285.42 Million |
₩6.58 Trillion ≈ $4.46 Billion |
+2.07pp |
| 2012-12-31 | 4.33% | ₩254.51 Billion ≈ $172.48 Million |
₩5.88 Trillion ≈ $3.98 Billion |
+3.52pp |
| 2011-12-31 | 0.81% | ₩37.37 Billion ≈ $25.32 Million |
₩4.61 Trillion ≈ $3.13 Billion |
-2.25pp |
| 2007-12-31 | 3.06% | ₩36.02 Billion ≈ $24.41 Million |
₩1.18 Trillion ≈ $796.79 Million |
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About Heungkuk F&M I
Heungkuk Fire&Marine Insurance Co., Ltd. engages in non-life insurance business. The company offers medical/health, children's, driver/accident, pension/savings, fire/property, car, and travel insurance products; and marine and special insurance, as well as long-term damage such as disease, injury, and property damage. It also provides loan products; and engages in reinsurance business. The compa… Read more