Heungkuk Fire & Marine Insurance Co Ltd - Asset Resilience Ratio

Latest as of December 2025: 53.79%

Heungkuk Fire & Marine Insurance Co Ltd (000545) has an Asset Resilience Ratio of 53.79% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check 000545 capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

₩6.72 Trillion

≈ $4.56 Billion USD Cash + Short-term Investments

Total Assets

₩12.50 Trillion

≈ $8.47 Billion USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2014–2025)

This chart shows how Heungkuk Fire & Marine Insurance Co Ltd's Asset Resilience Ratio has changed over time. See Heungkuk Fire & Marine Insurance Co Ltd balance sheet quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Heungkuk Fire & Marine Insurance Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Heungkuk Fire & Marine Insurance Co Ltd worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	₩0.00	0%
Short-term Investments	₩6.72 Trillion	53.79%
Total Liquid Assets	₩6.72 Trillion	53.79%

Asset Resilience Insights

Very High Liquidity: Heungkuk Fire & Marine Insurance Co Ltd maintains exceptional liquid asset reserves at 53.79% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company has significant short-term investments, indicating active treasury management.

Heungkuk Fire & Marine Insurance Co Ltd Industry Peers by Asset Resilience Ratio

Compare Heungkuk Fire & Marine Insurance Co Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
The Travelers Companies Inc NYSE:TRV	Insurance - Property & Casualty	3.98%
QBE Insurance Group Ltd AU:QBE	Insurance - Property & Casualty	3.80%
Suncorp Group Ltd AU:SUNPH	Insurance - Property & Casualty	69.36%
Suncorp Group Ltd AU:SUN	Insurance - Property & Casualty	3.36%
Insurance Australia Group Ltd AU:IAG	Insurance - Property & Casualty	2.07%
Fairfax Financial Holdings Ltd TO:FFH	Insurance - Property & Casualty	4.66%
Definity Financial Corp TO:DFY	Insurance - Property & Casualty	2.07%
Intact Financial Corporation TO:IFC	Insurance - Property & Casualty	27.27%

Annual Asset Resilience Ratio for Heungkuk Fire & Marine Insurance Co Ltd (2014–2025)

The table below shows the annual Asset Resilience Ratio data for Heungkuk Fire & Marine Insurance Co Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	53.79%	₩6.72 Trillion ≈ $4.56 Billion	₩12.50 Trillion ≈ $8.47 Billion	+3.31pp
2024-12-31	50.48%	₩6.51 Trillion ≈ $4.41 Billion	₩12.89 Trillion ≈ $8.74 Billion	+6.59pp
2023-12-31	43.89%	₩5.28 Trillion ≈ $3.58 Billion	₩12.03 Trillion ≈ $8.15 Billion	+20.33pp
2022-12-31	23.57%	₩2.92 Trillion ≈ $1.98 Billion	₩12.40 Trillion ≈ $8.41 Billion	-1.27pp
2021-12-31	24.84%	₩3.42 Trillion ≈ $2.32 Billion	₩13.76 Trillion ≈ $9.33 Billion	-6.77pp
2020-12-31	31.61%	₩4.18 Trillion ≈ $2.83 Billion	₩13.21 Trillion ≈ $8.95 Billion	+3.62pp
2019-12-31	27.99%	₩3.54 Trillion ≈ $2.40 Billion	₩12.65 Trillion ≈ $8.57 Billion	+3.12pp
2018-12-31	24.87%	₩2.97 Trillion ≈ $2.01 Billion	₩11.94 Trillion ≈ $8.09 Billion	+22.97pp
2017-12-31	1.90%	₩212.41 Billion ≈ $143.94 Million	₩11.15 Trillion ≈ $7.56 Billion	-1.93pp
2016-12-31	3.83%	₩391.71 Billion ≈ $265.46 Million	₩10.22 Trillion ≈ $6.92 Billion	-1.78pp
2015-12-31	5.62%	₩505.01 Billion ≈ $342.24 Million	₩8.99 Trillion ≈ $6.09 Billion	-1.22pp
2014-12-31	6.83%	₩526.80 Billion ≈ $357.00 Million	₩7.71 Trillion ≈ $5.22 Billion	--

pp = percentage points

About Heungkuk Fire & Marine Insurance Co Ltd

KO:000545 Korea Insurance - Property & Casualty

Market Cap

$267.75 Million

₩395.09 Billion KRW

Market Cap Rank

#15491 Global

#537 in Korea

Share Price

₩6150.00

Change (1 day)

+1.99%

52-Week Range

₩5710.00 - ₩10510.00

All Time High

₩24550.00