The People's Insurance Company (Group) of China Limited - Asset Resilience Ratio
The People's Insurance Company (Group) of China Limited (PIR) has an Asset Resilience Ratio of 38.02% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read The People's Insurance Company (Group) o debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2024)
This chart shows how The People's Insurance Company (Group) of China Limited's Asset Resilience Ratio has changed over time. See shareholders equity of The People's Insurance Company (Group) o for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down The People's Insurance Company (Group) of China Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PIR market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €714.11 Billion | 38.02% |
| Total Liquid Assets | €714.11 Billion | 38.02% |
Asset Resilience Insights
- Very High Liquidity: The People's Insurance Company (Group) of China Limited maintains exceptional liquid asset reserves at 38.02% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
The People's Insurance Company (Group) of China Limited Industry Peers by Asset Resilience Ratio
Compare The People's Insurance Company (Group) of China Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
W. R. Berkley Corp
NYSE:WRB |
Insurance - Property & Casualty | 62.50% |
|
PICC Property and Casualty Company Limited
F:PJC |
Insurance - Property & Casualty | 33.66% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.29% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
Annual Asset Resilience Ratio for The People's Insurance Company (Group) of China Limited (2014–2024)
The table below shows the annual Asset Resilience Ratio data for The People's Insurance Company (Group) of China Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 36.20% | €639.36 Billion ≈ $747.48 Billion |
€1.77 Trillion ≈ $2.07 Trillion |
+8.25pp |
| 2023-12-31 | 27.95% | €435.26 Billion ≈ $508.86 Billion |
€1.56 Trillion ≈ $1.82 Trillion |
-22.14pp |
| 2022-12-31 | 50.09% | €755.98 Billion ≈ $883.81 Billion |
€1.51 Trillion ≈ $1.76 Trillion |
-0.71pp |
| 2021-12-31 | 50.80% | €699.45 Billion ≈ $817.73 Billion |
€1.38 Trillion ≈ $1.61 Trillion |
+48.57pp |
| 2018-12-31 | 2.23% | €23.05 Billion ≈ $26.95 Billion |
€1.03 Trillion ≈ $1.21 Trillion |
-2.15pp |
| 2017-12-31 | 4.38% | €43.29 Billion ≈ $50.61 Billion |
€987.91 Billion ≈ $1.15 Trillion |
+3.64pp |
| 2016-12-31 | 0.74% | €6.92 Billion ≈ $8.10 Billion |
€932.15 Billion ≈ $1.09 Trillion |
-1.14pp |
| 2015-12-31 | 1.88% | €15.86 Billion ≈ $18.54 Billion |
€843.47 Billion ≈ $986.10 Billion |
+1.16pp |
| 2014-12-31 | 0.72% | €5.64 Billion ≈ $6.59 Billion |
€782.22 Billion ≈ $914.50 Billion |
-- |
About The People's Insurance Company (Group) of China Limited
The People's Insurance Company (Group) of China Limited, an investment holding company, provides insurance products and services in the People's Republic of China and Hong Kong. It operates through Property and Casualty Insurance, Life Insurance, Health Insurance, Asset Management, and Headquarters and Other segments. The company also provides motor vehicle, agricultural, accidental injury and he… Read more