TEMENOS AG UNSP.ADR/1 - Asset Resilience Ratio
TEMENOS AG UNSP.ADR/1 (TE8A) has an Asset Resilience Ratio of 2.08% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See TE8A working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2025)
This chart shows how TEMENOS AG UNSP.ADR/1's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see TE8A current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down TEMENOS AG UNSP.ADR/1's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read total liabilities of TEMENOS AG UNSP.ADR/1 for a breakdown of total debt and financial obligations.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €45.83 Million | 2.08% |
| Total Liquid Assets | €45.83 Million | 2.08% |
Asset Resilience Insights
- Limited Liquidity: TEMENOS AG UNSP.ADR/1 maintains only 2.08% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
TEMENOS AG UNSP.ADR/1 Industry Peers by Asset Resilience Ratio
Compare TEMENOS AG UNSP.ADR/1's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Beijing Kingsoft Office Software In
SHG:688111 |
Software - Application | 7.51% |
|
Xero Ltd
AU:XRO |
Software - Application | 18.62% |
|
Webull Corp
NASDAQ:BULL |
Software - Application | 4.45% |
|
Douzone Bizon Co Ltd
KO:012510 |
Software - Application | 3.64% |
|
Shanghai Suochen Information Technology Co. Ltd. A
SHG:688507 |
Software - Application | 0.17% |
|
Beijing Global Safety Technology Co Ltd
SHE:300523 |
Software - Application | 0.01% |
|
Shanghai Baosight Software Co Ltd B
SHG:900926 |
Software - Application | 0.04% |
|
Client Service International Inc
SHE:300663 |
Software - Application | 0.49% |
Annual Asset Resilience Ratio for TEMENOS AG UNSP.ADR/1 (2021–2025)
The table below shows the annual Asset Resilience Ratio data for TEMENOS AG UNSP.ADR/1.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.89% | €42.55 Million ≈ $49.75 Million |
€2.25 Billion ≈ $2.63 Billion |
-0.57pp |
| 2024-12-31 | 2.47% | €56.15 Million ≈ $65.65 Million |
€2.28 Billion ≈ $2.66 Billion |
-0.53pp |
| 2023-12-31 | 3.00% | €69.79 Million ≈ $81.59 Million |
€2.33 Billion ≈ $2.72 Billion |
+1.43pp |
| 2022-12-31 | 1.57% | €35.11 Million ≈ $41.05 Million |
€2.23 Billion ≈ $2.61 Billion |
+1.27pp |
| 2021-12-31 | 0.30% | €6.76 Million ≈ $7.90 Million |
€2.23 Billion ≈ $2.61 Billion |
-- |
About TEMENOS AG UNSP.ADR/1
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions. It provides Temenos SaaS, an enterprise service for retail banking, business and corporate banking, and wealth; Temenos AI that helps banks adopt responsible AI practices by providing explainability, security, safe deployment, and banking-specific capabilities; Temenos… Read more