TEMENOS AG UNSP.ADR/1 - Asset Resilience Ratio

Latest as of December 2025: 1.89%

TEMENOS AG UNSP.ADR/1 (TE8A) has an Asset Resilience Ratio of 1.89% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

€42.55 Million
≈ $49.75 Million USD Cash + Short-term Investments

Total Assets

€2.25 Billion
≈ $2.63 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2021–2025)

This chart shows how TEMENOS AG UNSP.ADR/1's Asset Resilience Ratio has changed over time. See TE8A FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.

Liquid Assets Composition Over Time

This chart breaks down TEMENOS AG UNSP.ADR/1's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of TEMENOS AG UNSP.ADR/1.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents €0.00 0%
Short-term Investments €42.55 Million 1.89%
Total Liquid Assets €42.55 Million 1.89%

Asset Resilience Insights

  • Limited Liquidity: TEMENOS AG UNSP.ADR/1 maintains only 1.89% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

TEMENOS AG UNSP.ADR/1 Industry Peers by Asset Resilience Ratio

Compare TEMENOS AG UNSP.ADR/1's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Datadog Inc
NASDAQ:DDOG
Software - Application 62.32%
Beijing eGOVA
SHE:300075
Software - Application 14.75%
Beijing Dataway Horizon Co. Ltd
SHE:301169
Software - Application 15.17%
Blockchain Group SA
PA:ALTBG
Software - Application 10.62%
SGA Solutions Co.Ltd
KQ:184230
Software - Application 0.24%
LQwD FinTech Corp
V:LQWD
Software - Application 42.17%
Connexion Mobility Ltd
AU:CXZ
Software - Application 48.45%
Halo Technologies Holdings Ltd
AU:HAL
Software - Application 0.89%

Annual Asset Resilience Ratio for TEMENOS AG UNSP.ADR/1 (2021–2025)

The table below shows the annual Asset Resilience Ratio data for TEMENOS AG UNSP.ADR/1.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 1.89% €42.55 Million
≈ $49.75 Million
€2.25 Billion
≈ $2.63 Billion
-0.57pp
2024-12-31 2.47% €56.15 Million
≈ $65.65 Million
€2.28 Billion
≈ $2.66 Billion
-0.53pp
2023-12-31 3.00% €69.79 Million
≈ $81.59 Million
€2.33 Billion
≈ $2.72 Billion
+1.43pp
2022-12-31 1.57% €35.11 Million
≈ $41.05 Million
€2.23 Billion
≈ $2.61 Billion
+1.27pp
2021-12-31 0.30% €6.76 Million
≈ $7.90 Million
€2.23 Billion
≈ $2.61 Billion
--
pp = percentage points

About TEMENOS AG UNSP.ADR/1

F:TE8A Germany Software - Application
Market Cap
$6.90 Billion
€5.90 Billion EUR
Market Cap Rank
#3465 Global
#643 in Germany
Share Price
€85.50
Change (1 day)
+3.64%
52-Week Range
€58.50 - €89.00
All Time High
€148.31
About

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions. It provides Temenos SaaS, an enterprise service for retail banking, business and corporate banking, and wealth; Temenos AI that helps banks adopt responsible AI practices by providing explainability, security, safe deployment, and banking-specific capabilities; Temenos… Read more