TEMENOS AG UNSP.ADR/1 - Asset Resilience Ratio

Latest as of June 2026: 2.08%

TEMENOS AG UNSP.ADR/1 (TE8A) has an Asset Resilience Ratio of 2.08% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See TE8A working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

€45.83 Million
≈ $53.58 Million USD Cash + Short-term Investments

Total Assets

€2.20 Billion
≈ $2.57 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2021–2025)

This chart shows how TEMENOS AG UNSP.ADR/1's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see TE8A current and non-current assets.

Liquid Assets Composition Over Time

This chart breaks down TEMENOS AG UNSP.ADR/1's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read total liabilities of TEMENOS AG UNSP.ADR/1 for a breakdown of total debt and financial obligations.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents €0.00 0%
Short-term Investments €45.83 Million 2.08%
Total Liquid Assets €45.83 Million 2.08%

Asset Resilience Insights

  • Limited Liquidity: TEMENOS AG UNSP.ADR/1 maintains only 2.08% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

TEMENOS AG UNSP.ADR/1 Industry Peers by Asset Resilience Ratio

Compare TEMENOS AG UNSP.ADR/1's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Beijing Kingsoft Office Software In
SHG:688111
Software - Application 7.51%
Xero Ltd
AU:XRO
Software - Application 18.62%
Webull Corp
NASDAQ:BULL
Software - Application 4.45%
Douzone Bizon Co Ltd
KO:012510
Software - Application 3.64%
Shanghai Suochen Information Technology Co. Ltd. A
SHG:688507
Software - Application 0.17%
Beijing Global Safety Technology Co Ltd
SHE:300523
Software - Application 0.01%
Shanghai Baosight Software Co Ltd B
SHG:900926
Software - Application 0.04%
Client Service International Inc
SHE:300663
Software - Application 0.49%

Annual Asset Resilience Ratio for TEMENOS AG UNSP.ADR/1 (2021–2025)

The table below shows the annual Asset Resilience Ratio data for TEMENOS AG UNSP.ADR/1.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 1.89% €42.55 Million
≈ $49.75 Million
€2.25 Billion
≈ $2.63 Billion
-0.57pp
2024-12-31 2.47% €56.15 Million
≈ $65.65 Million
€2.28 Billion
≈ $2.66 Billion
-0.53pp
2023-12-31 3.00% €69.79 Million
≈ $81.59 Million
€2.33 Billion
≈ $2.72 Billion
+1.43pp
2022-12-31 1.57% €35.11 Million
≈ $41.05 Million
€2.23 Billion
≈ $2.61 Billion
+1.27pp
2021-12-31 0.30% €6.76 Million
≈ $7.90 Million
€2.23 Billion
≈ $2.61 Billion
--
pp = percentage points

About TEMENOS AG UNSP.ADR/1

F:TE8A Germany Software - Application
Market Cap
$6.90 Billion
€5.90 Billion EUR
Market Cap Rank
#3499 Global
#647 in Germany
Share Price
€85.50
Change (1 day)
+3.64%
52-Week Range
€58.50 - €89.00
All Time High
€148.31
About

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions. It provides Temenos SaaS, an enterprise service for retail banking, business and corporate banking, and wealth; Temenos AI that helps banks adopt responsible AI practices by providing explainability, security, safe deployment, and banking-specific capabilities; Temenos… Read more