Bank JTrust Indonesia Tbk PT
PT Bank JTrust Indonesia Tbk engages in the provision of banking products and services in Indonesia. It operates through Retail Funding, Loan and Export Import, and Treasury segments. The company offers saving, time, and demand deposits; working capital, investment, vehicle, current account, import/export, consumer, and housing loans; and banknotes. It provides business savings products; deposit … Read more
Bank JTrust Indonesia Tbk PT - Asset Resilience Ratio
Bank JTrust Indonesia Tbk PT (BCIC) has an Asset Resilience Ratio of 6.08% as of September 2018. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2017)
This chart shows how Bank JTrust Indonesia Tbk PT's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bank JTrust Indonesia Tbk PT's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp1.08 Trillion | 6.08% |
| Total Liquid Assets | Rp1.08 Trillion | 6.08% |
Asset Resilience Insights
- Limited Liquidity: Bank JTrust Indonesia Tbk PT maintains only 6.08% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank JTrust Indonesia Tbk PT Industry Peers by Asset Resilience Ratio
Compare Bank JTrust Indonesia Tbk PT's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Bank JTrust Indonesia Tbk PT (2005–2017)
The table below shows the annual Asset Resilience Ratio data for Bank JTrust Indonesia Tbk PT.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2017-12-31 | 5.16% | Rp885.82 Billion | Rp17.17 Trillion | -1.18pp |
| 2016-12-31 | 6.34% | Rp1.02 Trillion | Rp16.07 Trillion | -0.34pp |
| 2015-12-31 | 6.68% | Rp880.96 Billion | Rp13.18 Trillion | -3.73pp |
| 2014-12-31 | 10.41% | Rp1.32 Trillion | Rp12.69 Trillion | +1.80pp |
| 2013-12-31 | 8.62% | Rp1.26 Trillion | Rp14.58 Trillion | +1.97pp |
| 2012-12-31 | 6.64% | Rp1.01 Trillion | Rp15.24 Trillion | -0.85pp |
| 2011-12-31 | 7.50% | Rp984.12 Billion | Rp13.13 Trillion | -1.27pp |
| 2010-12-31 | 8.76% | Rp945.08 Billion | Rp10.78 Trillion | -4.06pp |
| 2009-12-31 | 12.82% | Rp965.64 Billion | Rp7.53 Trillion | +2.75pp |
| 2008-12-31 | 10.07% | Rp562.63 Billion | Rp5.59 Trillion | -17.98pp |
| 2007-12-31 | 28.05% | Rp4.07 Trillion | Rp14.51 Trillion | +26.35pp |
| 2006-12-31 | 1.71% | Rp248.08 Billion | Rp14.55 Trillion | +0.96pp |
| 2005-12-31 | 0.75% | Rp99.42 Billion | Rp13.27 Trillion | -- |