Bank JTrust Indonesia Tbk PT (BCIC) - Net Assets
Based on the latest financial reports, Bank JTrust Indonesia Tbk PT (BCIC) has net assets worth Rp2.47 Trillion IDR (≈ $144.56 Million USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp39.84 Trillion ≈ $2.33 Billion USD) and total liabilities (Rp37.37 Trillion ≈ $2.19 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset allocation strategy of Bank JTrust Indonesia Tbk PT to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp2.47 Trillion |
| % of Total Assets | 6.19% |
| Annual Growth Rate | 12.54% |
| 5-Year Change | 28.99% |
| 10-Year Change | 153.52% |
| Growth Volatility | 90.43 |
Bank JTrust Indonesia Tbk PT - Net Assets Trend (2000–2025)
This chart illustrates how Bank JTrust Indonesia Tbk PT's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see how much is Bank JTrust Indonesia Tbk PT worth.
Annual Net Assets for Bank JTrust Indonesia Tbk PT (2000–2025)
The table below shows the annual net assets of Bank JTrust Indonesia Tbk PT from 2000 to 2025. Also explore how fast is Bank JTrust Indonesia Tbk PT growing its equity to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Rp3.43 Trillion ≈ $201.03 Million |
-9.58% |
| 2024-12-31 | Rp3.79 Trillion ≈ $222.32 Million |
+0.92% |
| 2023-12-31 | Rp3.76 Trillion ≈ $220.31 Million |
+0.90% |
| 2022-12-31 | Rp3.73 Trillion ≈ $218.35 Million |
+40.10% |
| 2021-12-31 | Rp2.66 Trillion ≈ $155.85 Million |
+84.29% |
| 2020-12-31 | Rp1.44 Trillion ≈ $84.57 Million |
-13.78% |
| 2019-12-31 | Rp1.67 Trillion ≈ $98.08 Million |
+27.30% |
| 2018-12-31 | Rp1.31 Trillion ≈ $77.05 Million |
-13.05% |
| 2017-12-31 | Rp1.51 Trillion ≈ $88.62 Million |
+11.75% |
| 2016-12-31 | Rp1.35 Trillion ≈ $79.30 Million |
+35.58% |
| 2015-12-31 | Rp998.15 Billion ≈ $58.49 Million |
-0.09% |
| 2014-12-31 | Rp999.02 Billion ≈ $58.54 Million |
-26.42% |
| 2013-12-31 | Rp1.36 Trillion ≈ $79.55 Million |
+9.14% |
| 2012-12-31 | Rp1.24 Trillion ≈ $72.89 Million |
+24.16% |
| 2011-12-31 | Rp1.00 Trillion ≈ $58.71 Million |
+29.41% |
| 2010-12-31 | Rp774.19 Billion ≈ $45.36 Million |
+36.04% |
| 2009-12-31 | Rp569.11 Billion ≈ $33.35 Million |
+137.07% |
| 2008-12-31 | Rp-1.54 Trillion ≈ $-89.97 Million |
-232.29% |
| 2007-12-31 | Rp1.16 Trillion ≈ $68.01 Million |
+48.49% |
| 2006-12-31 | Rp781.64 Billion ≈ $45.80 Million |
+113.33% |
| 2005-12-31 | Rp366.40 Billion ≈ $21.47 Million |
+66.48% |
| 2004-12-31 | Rp220.09 Billion ≈ $12.90 Million |
-48.01% |
| 2003-12-31 | Rp423.35 Billion ≈ $24.81 Million |
+336.56% |
| 2002-12-31 | Rp96.97 Billion ≈ $5.68 Million |
-29.02% |
| 2001-12-31 | Rp136.62 Billion ≈ $8.01 Million |
-23.63% |
| 2000-12-31 | Rp178.88 Billion ≈ $10.48 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Bank JTrust Indonesia Tbk PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 1274693200000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | Rp13.03 Trillion | 379.88% |
| Other Components | Rp3.14 Trillion | 91.66% |
| Total Equity | Rp3.43 Trillion | 100.00% |
Bank JTrust Indonesia Tbk PT Competitors by Market Cap
The table below lists competitors of Bank JTrust Indonesia Tbk PT ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SDM SE INH O.N.
F:75S
|
$2.22K |
|
SDM SE
XETRA:75S
|
$2.22K |
|
SOL GLOBAL INVESTM. CORP
F:9SB
|
$2.30K |
|
S&W Seed Company
NASDAQ:SANW
|
$2.36K |
|
Landsea Homes Corporation
NASDAQ:LSEAW
|
$2.04K |
|
Hannun SA
MC:HAN
|
$2.00K |
|
Binh Duong Construction & Civil Engineering JSC
VN:BCE
|
$1.97K |
|
Quantum-Si incorporated
NASDAQ:QSIAW
|
$1.87K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank JTrust Indonesia Tbk PT's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,794,156,000,000 to 3,430,839,000,000, a change of -363,317,000,000 (-9.6%).
- Net loss of 428,429,000,000 reduced equity.
- Other factors increased equity by 65,112,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp-428.43 Billion | -12.49% |
| Other Changes | Rp65.11 Billion | +1.9% |
| Total Change | Rp- | -9.58% |
Book Value vs Market Value Analysis
This analysis compares Bank JTrust Indonesia Tbk PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.68x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-12-31 | Rp-227.04 | Rp128.00 | x |
| 2009-12-31 | Rp84.15 | Rp128.00 | x |
| 2010-12-31 | Rp114.48 | Rp128.00 | x |
| 2011-12-31 | Rp142.20 | Rp128.00 | x |
| 2012-12-31 | Rp183.94 | Rp128.00 | x |
| 2013-12-31 | Rp200.76 | Rp128.00 | x |
| 2014-12-31 | Rp124.69 | Rp128.00 | x |
| 2015-12-31 | Rp115.57 | Rp128.00 | x |
| 2016-12-31 | Rp156.68 | Rp128.00 | x |
| 2017-12-31 | Rp151.05 | Rp128.00 | x |
| 2018-12-31 | Rp131.33 | Rp128.00 | x |
| 2019-12-31 | Rp167.18 | Rp128.00 | x |
| 2020-12-31 | Rp144.15 | Rp128.00 | x |
| 2021-12-31 | Rp251.72 | Rp128.00 | x |
| 2022-12-31 | Rp235.44 | Rp128.00 | x |
| 2023-12-31 | Rp207.61 | Rp128.00 | x |
| 2024-12-31 | Rp209.51 | Rp128.00 | x |
| 2025-12-31 | Rp189.45 | Rp128.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank JTrust Indonesia Tbk PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -12.49%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -13.81%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 11.47x
- Recent ROE (-12.49%) is below the historical average (-9.20%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 19.71% | 7.71% | 0.07x | 35.28x | Rp17.37 Billion |
| 2005 | 6.08% | 2.52% | 0.07x | 36.23x | Rp-14.35 Billion |
| 2006 | 4.55% | 2.31% | 0.11x | 18.61x | Rp-42.57 Billion |
| 2007 | 4.91% | 4.79% | 0.08x | 12.50x | Rp-59.12 Billion |
| 2008 | 0.00% | -958.53% | 0.14x | 0.00x | Rp-7.13 Trillion |
| 2009 | 46.65% | 34.32% | 0.10x | 13.23x | Rp208.57 Billion |
| 2010 | 28.15% | 26.99% | 0.07x | 13.93x | Rp140.54 Billion |
| 2011 | 26.00% | 23.28% | 0.09x | 13.10x | Rp160.26 Billion |
| 2012 | 11.70% | 10.51% | 0.09x | 12.25x | Rp21.20 Billion |
| 2013 | -83.68% | -81.49% | 0.10x | 10.74x | Rp-1.27 Trillion |
| 2014 | -66.44% | -52.45% | 0.10x | 12.70x | Rp-763.65 Billion |
| 2015 | -67.73% | -59.37% | 0.09x | 13.21x | Rp-775.83 Billion |
| 2016 | -53.11% | -50.55% | 0.09x | 11.87x | Rp-854.05 Billion |
| 2017 | 8.04% | 7.34% | 0.10x | 11.35x | Rp-29.70 Billion |
| 2018 | -30.50% | -26.83% | 0.08x | 13.56x | Rp-532.59 Billion |
| 2019 | 2.96% | 4.15% | 0.07x | 10.34x | Rp-117.89 Billion |
| 2020 | -33.57% | -50.58% | 0.06x | 11.23x | Rp-628.76 Billion |
| 2021 | -16.75% | -43.17% | 0.05x | 8.01x | Rp-711.40 Billion |
| 2022 | 2.32% | 3.82% | 0.07x | 9.02x | Rp-286.02 Billion |
| 2023 | 0.74% | 1.00% | 0.07x | 10.44x | Rp-348.07 Billion |
| 2024 | 0.07% | 0.08% | 0.09x | 10.61x | Rp-376.58 Billion |
| 2025 | -12.49% | -13.81% | 0.08x | 11.47x | Rp-771.51 Billion |
Industry Comparison
This section compares Bank JTrust Indonesia Tbk PT's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,812,120,075,902
- Average return on equity (ROE) among peers: -6.92%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank JTrust Indonesia Tbk PT (BCIC) | Rp2.47 Trillion | 19.71% | 15.15x | $2.13K |
| Bank Rakyat Indonesia Agroniaga (AGRO) | $4.48 Trillion | 1.14% | 5.04x | $214.55 Million |
| Bank Agris Tbk (AGRS) | $465.23 Billion | 0.96% | 7.82x | $168.28 Million |
| Bank Amar Indonesia (AMAR) | $3.30 Trillion | 5.40% | 0.33x | $244.88 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $147.27 Billion | -22.63% | 4.26x | $771.61 Million |
| Bank Mnc Internasional Tbk (BABP) | $1.86 Trillion | 0.50% | 6.02x | $130.26 Million |
| Bank Capital Indonesia Tbk (BACA) | $180.93 Billion | 6.76% | 5.65x | $136.79 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $3.29 Trillion | 4.58% | 3.39x | $217.96 Million |
| Bank Central Asia Tbk (BBCA) | $202.85 Trillion | 15.50% | 5.06x | $46.22 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $336.48 Billion | -36.60% | 5.73x | $1.14 Billion |
| Bank Bukopin Tbk (BBKP) | $11.22 Trillion | -44.82% | 7.02x | $561.42 Million |
About Bank JTrust Indonesia Tbk PT
PT Bank JTrust Indonesia Tbk engages in the provision of banking products and services in Indonesia. It operates through Retail Funding, Loan and Export Import, and Treasury segments. The company offers saving, time, and demand deposits; working capital, investment, vehicle, current account, import/export, consumer, and housing loans; and banknotes. It provides business savings products; Giro pro… Read more