Bank JTrust Indonesia Tbk PT (BCIC) - Net Assets
Based on the latest financial reports, Bank JTrust Indonesia Tbk PT (BCIC) has net assets worth Rp2.89 Trillion IDR (≈ $169.56 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp39.91 Trillion ≈ $2.34 Billion USD) and total liabilities (Rp37.02 Trillion ≈ $2.17 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank JTrust Indonesia Tbk PT (BCIC) asset resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp2.89 Trillion |
| % of Total Assets | 7.25% |
| Annual Growth Rate | 13.57% |
| 5-Year Change | 162.89% |
| 10-Year Change | 280.12% |
| Growth Volatility | 92.16 |
Bank JTrust Indonesia Tbk PT - Net Assets Trend (2000–2024)
This chart illustrates how Bank JTrust Indonesia Tbk PT's net assets have evolved over time, based on quarterly financial data. Also explore BCIC total asset value for the complete picture of this company's asset base.
Annual Net Assets for Bank JTrust Indonesia Tbk PT (2000–2024)
The table below shows the annual net assets of Bank JTrust Indonesia Tbk PT from 2000 to 2024. For live valuation and market cap data, see Bank JTrust Indonesia Tbk PT stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp3.79 Trillion ≈ $222.32 Million |
+0.92% |
| 2023-12-31 | Rp3.76 Trillion ≈ $220.31 Million |
+0.90% |
| 2022-12-31 | Rp3.73 Trillion ≈ $218.35 Million |
+40.10% |
| 2021-12-31 | Rp2.66 Trillion ≈ $155.85 Million |
+84.29% |
| 2020-12-31 | Rp1.44 Trillion ≈ $84.57 Million |
-13.78% |
| 2019-12-31 | Rp1.67 Trillion ≈ $98.08 Million |
+27.30% |
| 2018-12-31 | Rp1.31 Trillion ≈ $77.05 Million |
-13.05% |
| 2017-12-31 | Rp1.51 Trillion ≈ $88.62 Million |
+11.75% |
| 2016-12-31 | Rp1.35 Trillion ≈ $79.30 Million |
+35.58% |
| 2015-12-31 | Rp998.15 Billion ≈ $58.49 Million |
-0.09% |
| 2014-12-31 | Rp999.02 Billion ≈ $58.54 Million |
-26.42% |
| 2013-12-31 | Rp1.36 Trillion ≈ $79.55 Million |
+9.14% |
| 2012-12-31 | Rp1.24 Trillion ≈ $72.89 Million |
+24.16% |
| 2011-12-31 | Rp1.00 Trillion ≈ $58.71 Million |
+29.41% |
| 2010-12-31 | Rp774.19 Billion ≈ $45.36 Million |
+36.04% |
| 2009-12-31 | Rp569.11 Billion ≈ $33.35 Million |
+137.07% |
| 2008-12-31 | Rp-1.54 Trillion ≈ $-89.97 Million |
-232.29% |
| 2007-12-31 | Rp1.16 Trillion ≈ $68.01 Million |
+48.49% |
| 2006-12-31 | Rp781.64 Billion ≈ $45.80 Million |
+113.33% |
| 2005-12-31 | Rp366.40 Billion ≈ $21.47 Million |
+66.48% |
| 2004-12-31 | Rp220.09 Billion ≈ $12.90 Million |
-48.01% |
| 2003-12-31 | Rp423.35 Billion ≈ $24.81 Million |
+336.56% |
| 2002-12-31 | Rp96.97 Billion ≈ $5.68 Million |
-29.02% |
| 2001-12-31 | Rp136.62 Billion ≈ $8.01 Million |
-23.63% |
| 2000-12-31 | Rp178.88 Billion ≈ $10.48 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Bank JTrust Indonesia Tbk PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 1231850300000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | Rp13.03 Trillion | 343.50% |
| Other Components | Rp3.08 Trillion | 81.17% |
| Total Equity | Rp3.79 Trillion | 100.00% |
Bank JTrust Indonesia Tbk PT Competitors by Market Cap
The table below lists competitors of Bank JTrust Indonesia Tbk PT ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
An Pha Petroleum Group JSC
VN:ASP
|
$2.16K |
|
SOL GLOBAL INVESTM. CORP
F:9SB
|
$2.30K |
|
FlexShopper Inc
NASDAQ:FPAY
|
$2.46K |
|
Conn's, Inc.
NASDAQ:CONNQ
|
$2.49K |
|
Tali Resources Ltd
AU:TR2
|
$2.10K |
|
Landsea Homes Corporation
NASDAQ:LSEAW
|
$1.95K |
|
Hannun SA
MC:HAN
|
$1.87K |
|
Arrival
NASDAQ:ARVLF
|
$1.84K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank JTrust Indonesia Tbk PT's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,759,731,000,000 to 3,794,156,000,000, a change of 34,425,000,000 (0.9%).
- Net income of 2,832,000,000 contributed positively to equity growth.
- Share repurchases of 51,875,000,000 reduced equity.
- Other comprehensive income decreased equity by 130,854,000,000.
- Other factors increased equity by 214,322,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp2.83 Billion | +0.07% |
| Share Repurchases | Rp51.88 Billion | -1.37% |
| Other Comprehensive Income | Rp-130.85 Billion | -3.45% |
| Other Changes | Rp214.32 Billion | +5.65% |
| Total Change | Rp- | 0.92% |
Book Value vs Market Value Analysis
This analysis compares Bank JTrust Indonesia Tbk PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.61x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-12-31 | Rp-227.04 | Rp128.00 | x |
| 2009-12-31 | Rp84.15 | Rp128.00 | x |
| 2010-12-31 | Rp114.48 | Rp128.00 | x |
| 2011-12-31 | Rp142.20 | Rp128.00 | x |
| 2012-12-31 | Rp183.94 | Rp128.00 | x |
| 2013-12-31 | Rp200.76 | Rp128.00 | x |
| 2014-12-31 | Rp124.69 | Rp128.00 | x |
| 2015-12-31 | Rp115.57 | Rp128.00 | x |
| 2016-12-31 | Rp156.68 | Rp128.00 | x |
| 2017-12-31 | Rp151.05 | Rp128.00 | x |
| 2018-12-31 | Rp131.33 | Rp128.00 | x |
| 2019-12-31 | Rp167.18 | Rp128.00 | x |
| 2020-12-31 | Rp144.15 | Rp128.00 | x |
| 2021-12-31 | Rp251.72 | Rp128.00 | x |
| 2022-12-31 | Rp235.44 | Rp128.00 | x |
| 2023-12-31 | Rp207.61 | Rp128.00 | x |
| 2024-12-31 | Rp209.51 | Rp128.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank JTrust Indonesia Tbk PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.07%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.08%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 10.61x
- Recent ROE (0.07%) is above the historical average (-9.04%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 19.71% | 7.71% | 0.07x | 35.28x | Rp17.37 Billion |
| 2005 | 6.08% | 2.52% | 0.07x | 36.23x | Rp-14.35 Billion |
| 2006 | 4.55% | 2.31% | 0.11x | 18.61x | Rp-42.57 Billion |
| 2007 | 4.91% | 4.79% | 0.08x | 12.50x | Rp-59.12 Billion |
| 2008 | 0.00% | -958.53% | 0.14x | 0.00x | Rp-7.13 Trillion |
| 2009 | 46.65% | 34.32% | 0.10x | 13.23x | Rp208.57 Billion |
| 2010 | 28.15% | 26.99% | 0.07x | 13.93x | Rp140.54 Billion |
| 2011 | 26.00% | 23.28% | 0.09x | 13.10x | Rp160.26 Billion |
| 2012 | 11.70% | 10.51% | 0.09x | 12.25x | Rp21.20 Billion |
| 2013 | -83.68% | -81.49% | 0.10x | 10.74x | Rp-1.27 Trillion |
| 2014 | -66.44% | -52.45% | 0.10x | 12.70x | Rp-763.65 Billion |
| 2015 | -67.73% | -59.37% | 0.09x | 13.21x | Rp-775.83 Billion |
| 2016 | -53.11% | -50.55% | 0.09x | 11.87x | Rp-854.05 Billion |
| 2017 | 8.04% | 7.34% | 0.10x | 11.35x | Rp-29.70 Billion |
| 2018 | -30.50% | -26.83% | 0.08x | 13.56x | Rp-532.59 Billion |
| 2019 | 2.96% | 4.15% | 0.07x | 10.34x | Rp-117.89 Billion |
| 2020 | -33.57% | -50.58% | 0.06x | 11.23x | Rp-628.76 Billion |
| 2021 | -16.75% | -43.17% | 0.05x | 8.01x | Rp-711.40 Billion |
| 2022 | 2.32% | 3.82% | 0.07x | 9.02x | Rp-286.02 Billion |
| 2023 | 0.74% | 1.00% | 0.07x | 10.44x | Rp-348.07 Billion |
| 2024 | 0.07% | 0.08% | 0.09x | 10.61x | Rp-376.58 Billion |
Industry Comparison
This section compares Bank JTrust Indonesia Tbk PT's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,930,214,054,600
- Average return on equity (ROE) among peers: 0.93%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank JTrust Indonesia Tbk PT (BCIC) | Rp2.89 Trillion | 19.71% | 12.79x | $2.13K |
| Bank Rakyat Indonesia Agroniaga (AGRO) | $235.09 Billion | 0.00% | 11.64x | $262.39 Million |
| Bank Agris Tbk (AGRS) | $567.10 Billion | 0.69% | 6.44x | $196.33 Million |
| Bank Amar Indonesia (AMAR) | $3.34 Trillion | 6.44% | 0.46x | $208.99 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $105.09 Billion | 0.00% | 3.34x | $1.06 Billion |
| Bank Mnc Internasional Tbk (BABP) | $268.38 Billion | 11.79% | 13.17x | $132.86 Million |
| Bank Capital Indonesia Tbk (BACA) | $1.64 Trillion | 3.74% | 11.33x | $160.18 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $754.61 Billion | -39.01% | 1.31x | $502.76 Million |
| Bank Central Asia Tbk (BBCA) | $15.85 Trillion | 22.70% | 8.48x | $42.25 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $299.77 Billion | -12.19% | 7.43x | $1.62 Billion |
| Bank Bukopin Tbk (BBKP) | $6.24 Trillion | 15.16% | 10.12x | $671.50 Million |
About Bank JTrust Indonesia Tbk PT
PT Bank JTrust Indonesia Tbk engages in the provision of banking products and services in Indonesia. It operates through Retail Funding, Loan and Export Import, and Treasury segments. The company offers saving, time, and demand deposits; working capital, investment, vehicle, current account, import/export, consumer, and housing loans; and banknotes. It provides business savings products; deposit … Read more