Tifa Finance Tbk
PT KDB Tifa Finance Tbk engages in the investment financing, working capital financing, and multipurpose financing businesses in Indonesia. The company operates through four segments: Finance Lease, Multipurpose Financing, Sharia Financing, and Treasury. The company offers sales and leaseback, factoring with collateral, and installment financing; business capital facility; operating lease; and fr… Read more
Tifa Finance Tbk - Asset Resilience Ratio
Tifa Finance Tbk (TIFA) has an Asset Resilience Ratio of 6.85% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2008–2024)
This chart shows how Tifa Finance Tbk's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Tifa Finance Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp122.39 Billion | 6.85% |
| Short-term Investments | Rp0.00 | 0% |
| Total Liquid Assets | Rp122.39 Billion | 6.85% |
Asset Resilience Insights
- Limited Liquidity: Tifa Finance Tbk maintains only 6.85% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Tifa Finance Tbk Industry Peers by Asset Resilience Ratio
Compare Tifa Finance Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Tifa Finance Tbk (2008–2024)
The table below shows the annual Asset Resilience Ratio data for Tifa Finance Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 4.77% | Rp98.26 Billion | Rp2.06 Trillion | -5.50pp |
| 2023-12-31 | 10.27% | Rp185.04 Billion | Rp1.80 Trillion | -8.30pp |
| 2022-12-31 | 18.57% | Rp297.40 Billion | Rp1.60 Trillion | -7.97pp |
| 2021-12-31 | 26.54% | Rp370.64 Billion | Rp1.40 Trillion | +3.62pp |
| 2020-12-31 | 22.92% | Rp252.94 Billion | Rp1.10 Trillion | +21.91pp |
| 2019-12-31 | 1.00% | Rp12.17 Billion | Rp1.21 Trillion | -12.25pp |
| 2018-12-31 | 13.25% | Rp71.80 Billion | Rp541.96 Billion | +9.32pp |
| 2017-12-31 | 3.93% | Rp15.75 Billion | Rp400.92 Billion | -3.79pp |
| 2016-12-31 | 7.72% | Rp31.90 Billion | Rp413.07 Billion | +7.64pp |
| 2015-12-31 | 0.09% | Rp1.16 Billion | Rp1.35 Trillion | -0.05pp |
| 2014-12-31 | 0.13% | Rp1.44 Billion | Rp1.08 Trillion | -0.06pp |
| 2013-12-31 | 0.19% | Rp1.99 Billion | Rp1.03 Trillion | -0.23pp |
| 2012-12-31 | 0.42% | Rp4.58 Billion | Rp1.09 Trillion | -0.33pp |
| 2011-12-31 | 0.75% | Rp7.64 Billion | Rp1.01 Trillion | -0.15pp |
| 2010-12-31 | 0.90% | Rp6.67 Billion | Rp741.47 Billion | -0.44pp |
| 2009-12-31 | 1.34% | Rp5.55 Billion | Rp415.20 Billion | -1.04pp |
| 2008-12-31 | 2.38% | Rp7.76 Billion | Rp325.90 Billion | -- |