Capitec Bank Holdings Ltd - Asset Resilience Ratio

Latest as of February 2024: -8.28%

Capitec Bank Holdings Ltd (CPI) has an Asset Resilience Ratio of -8.28% as of February 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Capitec Bank Holdings Ltd (CPI) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

ZAC-17.18 Billion

≈ $-9.13 Million USD Cash + Short-term Investments

Total Assets

ZAC207.58 Billion

≈ $110.32 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2015–2024)

This chart shows how Capitec Bank Holdings Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see CPI total asset value.

Liquid Assets Composition Over Time

This chart breaks down Capitec Bank Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of Capitec Bank Holdings Ltd's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	ZAC0.00	0%
Short-term Investments	ZAC-17.18 Billion	-8.28%
Total Liquid Assets	ZAC-17.18 Billion	-8.28%

Asset Resilience Insights

Limited Liquidity: Capitec Bank Holdings Ltd maintains only -8.28% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Capitec Bank Holdings Ltd Industry Peers by Asset Resilience Ratio

Compare Capitec Bank Holdings Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Itaú Unibanco Holding S.A F:BVXB	Banks - Regional	4.32%
Regions Financial Corporation NYSE:RF	Banks - Regional	20.25%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%
Moens Bank A/S CO:MNBA	Banks - Regional	11.65%
RMB Holdings Ltd JSE:RMH	Banks - Regional	27.52%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Capitec Bank Holdings Ltd (2015–2024)

The table below shows the annual Asset Resilience Ratio data for Capitec Bank Holdings Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-02-29	-8.28%	ZAC-17.18 Billion ≈ $-9.13 Million	ZAC207.58 Billion ≈ $110.32 Million	-25.56pp
2019-02-28	17.28%	ZAC17.35 Billion ≈ $9.22 Million	ZAC100.43 Billion ≈ $53.37 Million	+8.69pp
2018-02-28	8.59%	ZAC7.30 Billion ≈ $3.88 Million	ZAC84.96 Billion ≈ $45.15 Million	-1.44pp
2017-02-28	10.03%	ZAC7.36 Billion ≈ $3.91 Million	ZAC73.36 Billion ≈ $38.99 Million	-2.67pp
2016-02-29	12.70%	ZAC7.99 Billion ≈ $4.25 Million	ZAC62.95 Billion ≈ $33.45 Million	+1.05pp
2015-02-28	11.65%	ZAC6.28 Billion ≈ $3.34 Million	ZAC53.92 Billion ≈ $28.65 Million	--

pp = percentage points

About Capitec Bank Holdings Ltd

JSE:CPI South Africa Banks - Regional

Market Cap

$27.55 Billion

ZAC51.85 Trillion ZAC

Market Cap Rank

#971 Global

#6 in South Africa

Share Price

ZAC447709.00

Change (1 day)

-0.38%

52-Week Range

ZAC342703.00 - ZAC488127.00

All Time High

ZAC488127.00