Capitec Bank Holdings Ltd - Asset Resilience Ratio
Capitec Bank Holdings Ltd (CPI) has an Asset Resilience Ratio of -8.28% as of February 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2024)
This chart shows how Capitec Bank Holdings Ltd's Asset Resilience Ratio has changed over time. Check Capitec Bank Holdings Ltd PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Capitec Bank Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Capitec Bank Holdings Ltd market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ZAC0.00 | 0% |
| Short-term Investments | ZAC-17.18 Billion | -8.28% |
| Total Liquid Assets | ZAC-17.18 Billion | -8.28% |
Asset Resilience Insights
- Limited Liquidity: Capitec Bank Holdings Ltd maintains only -8.28% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Capitec Bank Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare Capitec Bank Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Republic Bancorp Inc
NASDAQ:RBCAA |
Banks - Regional | 12.22% |
|
Sparekassen Sjaelland-Fyn A/S
CO:SPKSJF |
Banks - Regional | 3.30% |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3 |
Banks - Regional | 0.00% |
|
Alandsbanken Abp A
HE:ALBAV |
Banks - Regional | -0.01% |
Annual Asset Resilience Ratio for Capitec Bank Holdings Ltd (2015–2024)
The table below shows the annual Asset Resilience Ratio data for Capitec Bank Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-02-29 | -8.28% | ZAC-17.18 Billion ≈ $-9.13 Million |
ZAC207.58 Billion ≈ $110.32 Million |
-25.56pp |
| 2019-02-28 | 17.28% | ZAC17.35 Billion ≈ $9.22 Million |
ZAC100.43 Billion ≈ $53.37 Million |
+8.69pp |
| 2018-02-28 | 8.59% | ZAC7.30 Billion ≈ $3.88 Million |
ZAC84.96 Billion ≈ $45.15 Million |
-1.44pp |
| 2017-02-28 | 10.03% | ZAC7.36 Billion ≈ $3.91 Million |
ZAC73.36 Billion ≈ $38.99 Million |
-2.67pp |
| 2016-02-29 | 12.70% | ZAC7.99 Billion ≈ $4.25 Million |
ZAC62.95 Billion ≈ $33.45 Million |
+1.05pp |
| 2015-02-28 | 11.65% | ZAC6.28 Billion ≈ $3.34 Million |
ZAC53.92 Billion ≈ $28.65 Million |
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About Capitec Bank Holdings Ltd
Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, busines… Read more