Capitec Bank Holdings Ltd Asset Resilience Ratio
Capitec Bank Holdings Ltd asset resilience ratio. Capitec Bank Holdings Ltd (CPI) has an Asset Resilience Ratio of -8.28% as of February 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Capitec Bank Holdings Ltd (CPI) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Capitec Bank Holdings Ltd (2015–2024)
Asset resilience ratio of Capitec Bank Holdings Ltd from 2015 to 2024. This chart shows how Capitec Bank Holdings Ltd's Asset Resilience Ratio has changed over time. Read Capitec Bank Holdings Ltd balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Capitec Bank Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Capitec Bank Holdings Ltd balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ZAC0.00 | 0% |
| Short-term Investments | ZAC-17.18 Billion | -8.28% |
| Total Liquid Assets | ZAC-17.18 Billion | -8.28% |
Asset Resilience Insights
- Limited Liquidity: Capitec Bank Holdings Ltd maintains only -8.28% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Capitec Bank Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare Capitec Bank Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Mizuho Financial Group Inc.
NYSE:MFG |
Banks - Regional | 10.16% |
|
Credit Agricole SA
PA:ACA |
Banks - Regional | 10.73% |
|
KB Financial Group
KO:105560 |
Banks - Regional | 11.80% |
|
Banco de Chile
SN:CHILE |
Banks - Regional | 6.38% |
|
Bank of Beijing Co Ltd
SHG:601169 |
Banks - Regional | 3.36% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Taiwan Cooperative Financial Holding Co Ltd
TW:5880 |
Banks - Regional | -7.22% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
Capitec Bank Holdings Ltd Asset Resilience Ratio by Year (2015–2024)
Capitec Bank Holdings Ltd asset resilience ratio by year from 2015 to 2024. The table below shows the annual Asset Resilience Ratio data for Capitec Bank Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-02-29 | -8.28% | ZAC-17.18 Billion ≈ $-9.13 Million |
ZAC207.58 Billion ≈ $110.32 Million |
-25.56pp |
| 2019-02-28 | 17.28% | ZAC17.35 Billion ≈ $9.22 Million |
ZAC100.43 Billion ≈ $53.37 Million |
+8.69pp |
| 2018-02-28 | 8.59% | ZAC7.30 Billion ≈ $3.88 Million |
ZAC84.96 Billion ≈ $45.15 Million |
-1.44pp |
| 2017-02-28 | 10.03% | ZAC7.36 Billion ≈ $3.91 Million |
ZAC73.36 Billion ≈ $38.99 Million |
-2.67pp |
| 2016-02-29 | 12.70% | ZAC7.99 Billion ≈ $4.25 Million |
ZAC62.95 Billion ≈ $33.45 Million |
+1.05pp |
| 2015-02-28 | 11.65% | ZAC6.28 Billion ≈ $3.34 Million |
ZAC53.92 Billion ≈ $28.65 Million |
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About Capitec Bank Holdings Ltd
Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, busines… Read more