Capitec Bank Holdings Ltd (CPI) - Cash Flow Conversion Efficiency

Latest as of August 2025: 0.220x

Based on the latest financial reports, Capitec Bank Holdings Ltd (CPI) has a cash flow conversion efficiency ratio of 0.220x as of August 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (ZAC11.86 Billion ≈ $6.30 Million USD) by net assets (ZAC53.80 Billion ≈ $28.59 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Capitec Bank Holdings Ltd (CPI) balance sheet quality index to measure how much of total assets are equity-financed.

Capitec Bank Holdings Ltd - Cash Flow Conversion Efficiency Trend (2003–2025)

This chart illustrates how Capitec Bank Holdings Ltd's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check CPI operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.

Capitec Bank Holdings Ltd Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Capitec Bank Holdings Ltd ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Medline Inc. Class A Common Stock NASDAQ:MDLN	0.021x
Baidu Inc MX:BIDUN	0.009x
Iron Mountain Incorporated NYSE:IRM	-0.440x
Cheniere Energy Partners LP NYSE:CQP	11.667x
Northern Trust Corporation NASDAQ:NTRS	-0.025x
Weichai Power Co Ltd Class A SHE:000338	0.103x
Foshan Haitian Flavouring and Food Co Ltd SHG:603288	0.122x
Fresnillo plc F:FNL	0.020x

Annual Cash Flow Conversion Efficiency for Capitec Bank Holdings Ltd (2003–2025)

The table below shows the annual cash flow conversion efficiency of Capitec Bank Holdings Ltd from 2003 to 2025. For the full company profile with market capitalisation and key ratios, see CPI market cap overview.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-02-28	ZAC50.91 Billion ≈ $27.06 Million	ZAC5.01 Billion ≈ $2.66 Million	0.098x	-48.94%
2024-02-29	ZAC43.53 Billion ≈ $23.13 Million	ZAC8.39 Billion ≈ $4.46 Million	0.193x	+77.01%
2023-02-28	ZAC39.08 Billion ≈ $20.77 Million	ZAC4.25 Billion ≈ $2.26 Million	0.109x	-72.22%
2022-02-28	ZAC35.77 Billion ≈ $19.01 Million	ZAC14.02 Billion ≈ $7.45 Million	0.392x	-60.57%
2021-02-28	ZAC29.92 Billion ≈ $15.90 Million	ZAC29.73 Billion ≈ $15.80 Million	0.994x	+4707.06%
2020-02-29	ZAC25.58 Billion ≈ $13.59 Million	ZAC528.86 Million ≈ $281.06K	0.021x	-96.70%
2019-02-28	ZAC21.68 Billion ≈ $11.52 Million	ZAC13.57 Billion ≈ $7.21 Million	0.626x	-0.88%
2018-02-28	ZAC18.89 Billion ≈ $10.04 Million	ZAC11.93 Billion ≈ $6.34 Million	0.632x	+7.14%
2017-02-28	ZAC16.12 Billion ≈ $8.57 Million	ZAC9.50 Billion ≈ $5.05 Million	0.590x	+12.66%
2016-02-29	ZAC13.66 Billion ≈ $7.26 Million	ZAC7.15 Billion ≈ $3.80 Million	0.523x	-9.36%
2015-02-28	ZAC11.56 Billion ≈ $6.15 Million	ZAC6.68 Billion ≈ $3.55 Million	0.577x	-11.47%
2014-02-28	ZAC9.98 Billion ≈ $5.30 Million	ZAC6.51 Billion ≈ $3.46 Million	0.652x	+163.09%
2013-02-28	ZAC8.77 Billion ≈ $4.66 Million	ZAC2.17 Billion ≈ $1.16 Million	0.248x	-28.73%
2012-02-29	ZAC5.19 Billion ≈ $2.76 Million	ZAC1.80 Billion ≈ $958.37K	0.348x	+244.89%
2011-02-28	ZAC3.45 Billion ≈ $1.83 Million	ZAC-828.23 Million ≈ $-440.16K	-0.240x	-116.56%
2010-02-28	ZAC1.73 Billion ≈ $918.33K	ZAC2.50 Billion ≈ $1.33 Million	1.449x	+58.52%
2009-02-28	ZAC1.41 Billion ≈ $747.32K	ZAC1.29 Billion ≈ $683.34K	0.914x	+526.72%
2008-02-29	ZAC1.22 Billion ≈ $647.00K	ZAC-260.87 Million ≈ $-138.64K	-0.214x	-207.01%
2007-02-28	ZAC1.12 Billion ≈ $593.87K	ZAC223.77 Million ≈ $118.92K	0.200x	-61.60%
2006-02-28	ZAC563.82 Million ≈ $299.64K	ZAC294.04 Million ≈ $156.27K	0.522x	-21.20%
2005-02-28	ZAC476.47 Million ≈ $253.22K	ZAC315.35 Million ≈ $167.59K	0.662x	+182.24%
2004-02-29	ZAC428.15 Million ≈ $227.54K	ZAC100.40 Million ≈ $53.36K	0.235x	+21.82%
2003-02-28	ZAC385.93 Million ≈ $205.10K	ZAC74.29 Million ≈ $39.48K	0.192x	--

About Capitec Bank Holdings Ltd

JSE:CPI South Africa Banks - Regional

Market Cap

$29.72 Billion

ZAC55.93 Trillion ZAC

Market Cap Rank

#906 Global

#7 in South Africa

Share Price

ZAC482921.00

Change (1 day)

-0.42%

52-Week Range

ZAC340295.00 - ZAC488127.00

All Time High

ZAC488127.00