Capitec Bank Holdings Ltd (CPI) - Total Assets
Based on the latest financial reports, Capitec Bank Holdings Ltd (CPI) holds total assets worth ZAC250.56 Billion ZAC (≈ $133.16 Million USD) as of August 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore cash flow to debt ratio of Capitec Bank Holdings Ltd to assess how comfortably operating cash covers total debt obligations.
Capitec Bank Holdings Ltd - Total Assets Trend (2002–2025)
This chart illustrates how Capitec Bank Holdings Ltd's total assets have evolved over time, based on quarterly financial data. See Capitec Bank Holdings Ltd shareholders equity for net asset value and shareholders' equity analysis.
Capitec Bank Holdings Ltd - Asset Composition Analysis
Current Asset Composition (February 2025)
Capitec Bank Holdings Ltd's total assets of ZAC250.56 Billion consist of 12.3% current assets and 87.7% non-current assets.
| Asset Category | Amount (ZAC) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ZAC0.00 | 7.3% |
| Accounts Receivable | ZAC2.86 Billion | 1.2% |
| Inventory | ZAC0.00 | 0.0% |
| Property, Plant & Equipment | ZAC0.00 | 0.0% |
| Intangible Assets | ZAC538.01 Million | 0.2% |
| Goodwill | ZAC1.09 Billion | 0.5% |
Asset Composition Trend (2002–2025)
This chart illustrates how Capitec Bank Holdings Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see CPI stock market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Capitec Bank Holdings Ltd's current assets represent 12.3% of total assets in 2025, a decrease from 25.4% in 2002.
- Cash Position: Cash and equivalents constituted 7.3% of total assets in 2025, down from 18.7% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is accounts receivable at 1.2% of total assets.
Capitec Bank Holdings Ltd Competitors by Total Assets
Key competitors of Capitec Bank Holdings Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
Capitec Bank Holdings Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.21 | 0.34 | 1630.81 |
| Quick Ratio | 0.21 | 0.68 | 3261.63 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ZAC-85.32 Billion | ZAC-66.50 Billion | ZAC44.01 Billion |
Capitec Bank Holdings Ltd - Advanced Valuation Insights
This section examines the relationship between Capitec Bank Holdings Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 10.07 |
| Latest Market Cap to Assets Ratio | 0.12 |
| Asset Growth Rate (YoY) | 14.9% |
| Total Assets | ZAC238.46 Billion |
| Market Capitalization | $29.01 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Capitec Bank Holdings Ltd's assets below their book value (0.12x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Capitec Bank Holdings Ltd's assets grew by 14.9% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Capitec Bank Holdings Ltd (2002–2025)
The table below shows the annual total assets of Capitec Bank Holdings Ltd from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-02-28 | ZAC238.46 Billion ≈ $126.73 Million |
+14.88% |
| 2024-02-29 | ZAC207.58 Billion ≈ $110.32 Million |
+8.23% |
| 2023-02-28 | ZAC191.80 Billion ≈ $101.93 Million |
+7.79% |
| 2022-02-28 | ZAC177.94 Billion ≈ $94.57 Million |
+13.70% |
| 2021-02-28 | ZAC156.51 Billion ≈ $83.18 Million |
+16.30% |
| 2020-02-29 | ZAC134.57 Billion ≈ $71.52 Million |
+33.99% |
| 2019-02-28 | ZAC100.43 Billion ≈ $53.37 Million |
+18.21% |
| 2018-02-28 | ZAC84.96 Billion ≈ $45.15 Million |
+15.81% |
| 2017-02-28 | ZAC73.36 Billion ≈ $38.99 Million |
+16.54% |
| 2016-02-29 | ZAC62.95 Billion ≈ $33.45 Million |
+16.75% |
| 2015-02-28 | ZAC53.92 Billion ≈ $28.65 Million |
+16.73% |
| 2014-02-28 | ZAC46.19 Billion ≈ $24.55 Million |
+19.65% |
| 2013-02-28 | ZAC38.61 Billion ≈ $20.52 Million |
+63.43% |
| 2012-02-29 | ZAC23.62 Billion ≈ $12.55 Million |
+63.59% |
| 2011-02-28 | ZAC14.44 Billion ≈ $7.67 Million |
+52.18% |
| 2010-02-28 | ZAC9.49 Billion ≈ $5.04 Million |
+90.93% |
| 2009-02-28 | ZAC4.97 Billion ≈ $2.64 Million |
+69.24% |
| 2008-02-29 | ZAC2.94 Billion ≈ $1.56 Million |
+33.98% |
| 2007-02-28 | ZAC2.19 Billion ≈ $1.16 Million |
+75.15% |
| 2006-02-28 | ZAC1.25 Billion ≈ $664.99K |
+55.65% |
| 2005-02-28 | ZAC803.90 Million ≈ $427.23K |
+57.48% |
| 2004-02-29 | ZAC510.48 Million ≈ $271.30K |
+17.51% |
| 2003-02-28 | ZAC434.43 Million ≈ $230.88K |
+6.25% |
| 2002-02-28 | ZAC408.88 Million ≈ $217.30K |
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About Capitec Bank Holdings Ltd
Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, busines… Read more