Alliance Financial Group Bhd

KLSE:2488 Malaysia Banks - Regional
Market Cap
$1.93 Billion
RM8.70 Billion MYR
Market Cap Rank
#7307 Global
#36 in Malaysia
Share Price
RM5.03
Change (1 day)
+1.62%
52-Week Range
RM4.04 - RM5.53
All Time High
RM5.53
About

Alliance Bank Malaysia Berhad provides banking and related financial services in Malaysia. The company operates through Consumer Banking, Business Banking, Financial Markets, and Others segments. It accepts savings, current, fixed/term deposit, foreign currency, employee, and business accounts. The company also offers personal loans, mortgages, and margin and portfolio financing services; busines… Read more

Alliance Financial Group Bhd - Asset Resilience Ratio

Latest as of June 2024: -19.65%

Alliance Financial Group Bhd (2488) has an Asset Resilience Ratio of -19.65% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
RM-15.46 Billion
Cash + Short-term Investments
Total Assets
RM78.64 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2013–2024)

This chart shows how Alliance Financial Group Bhd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Alliance Financial Group Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents RM0.00 0%
Short-term Investments RM-15.46 Billion -19.65%
Total Liquid Assets RM-15.46 Billion -19.65%

Asset Resilience Insights

  • Limited Liquidity: Alliance Financial Group Bhd maintains only -19.65% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Alliance Financial Group Bhd Industry Peers by Asset Resilience Ratio

Compare Alliance Financial Group Bhd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Ping An Bank Co Ltd
SHE:000001
Banks - Regional -6.06%
Bank of Ningbo Co Ltd
SHE:002142
Banks - Regional 6.40%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
Bank of Suzhou
SHE:002966
Banks - Regional -8.31%
Jeju Bank
KO:006220
Banks - Regional 2.45%
Industrial Bank Of Korea
KO:024110
Banks - Regional 4.07%
Hana Financial
KO:086790
Banks - Regional 3.29%
PT Bank Sinarmas Tbk
F:08S
Banks - Regional 3.70%

Annual Asset Resilience Ratio for Alliance Financial Group Bhd (2013–2024)

The table below shows the annual Asset Resilience Ratio data for Alliance Financial Group Bhd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-03-31 -18.56% RM-14.28 Billion RM76.95 Billion -18.91pp
2016-03-31 0.35% RM196.00 Million RM55.63 Billion -0.21pp
2015-03-31 0.56% RM298.00 Million RM53.14 Billion -0.80pp
2014-03-31 1.36% RM655.00 Million RM48.07 Billion +1.01pp
2013-03-31 0.35% RM153.00 Million RM43.69 Billion --
pp = percentage points