Aeon Credit Service Bhd
AEON Credit Service (M) Berhad provides consumer financial services in Malaysia. It offers easy payment and personal financing schemes based on Islamic principles; and issues payment cards under the Visa and MasterCard brand names. The company also provides credit and prepaid cards; AEON Wallet app; hire purchase financing for motor vehicles; insurance brokerage; motorcycle, auto, SME, and object… Read more
Aeon Credit Service Bhd - Asset Resilience Ratio
Aeon Credit Service Bhd (5139) has an Asset Resilience Ratio of 0.25% as of February 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Aeon Credit Service Bhd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Aeon Credit Service Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | RM0.00 | 0% |
| Short-term Investments | RM35.90 Million | 0.25% |
| Total Liquid Assets | RM35.90 Million | 0.25% |
Asset Resilience Insights
- Limited Liquidity: Aeon Credit Service Bhd maintains only 0.25% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Aeon Credit Service Bhd Industry Peers by Asset Resilience Ratio
Compare Aeon Credit Service Bhd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Aeon Credit Service Bhd (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Aeon Credit Service Bhd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-02-28 | 0.25% | RM35.90 Million | RM14.34 Billion | -0.23pp |
| 2024-02-29 | 0.48% | RM60.70 Million | RM12.62 Billion | +2.52pp |
| 2023-02-28 | -2.04% | RM-226.67 Million | RM11.12 Billion | -1.78pp |
| 2022-02-28 | -0.26% | RM-26.06 Million | RM10.14 Billion | -0.53pp |
| 2021-02-28 | 0.28% | RM28.16 Million | RM10.23 Billion | +0.55pp |
| 2020-02-29 | -0.28% | RM-28.81 Million | RM10.43 Billion | -0.38pp |
| 2019-02-28 | 0.11% | RM9.32 Million | RM8.66 Billion | +0.05pp |
| 2018-02-28 | 0.06% | RM4.77 Million | RM7.71 Billion | +0.01pp |
| 2017-02-28 | 0.05% | RM3.47 Million | RM7.28 Billion | -0.18pp |
| 2016-02-29 | 0.23% | RM13.82 Million | RM6.10 Billion | -- |