AFFIN Holdings Bhd

KLSE:5185 Malaysia Banks - Regional
Market Cap
$1.47 Billion
RM6.61 Billion MYR
Market Cap Rank
#9076 Global
#46 in Malaysia
Share Price
RM2.61
Change (1 day)
+1.95%
52-Week Range
RM2.22 - RM2.82
All Time High
RM3.43
About

AFFIN Bank Berhad, a financial holding company, provides various banking services in Malaysia. It operates through Commercial Banking, Investment Banking, Insurance, and Others segments. The Commercial Banking segment offers savings and fixed deposits, remittance services, current accounts, vehicle loans/financing, hire purchase, housing loans/financing, overdrafts/cashlines and personal loans/fi… Read more

AFFIN Holdings Bhd - Asset Resilience Ratio

Latest as of March 2016: 0.59%

AFFIN Holdings Bhd (5185) has an Asset Resilience Ratio of 0.59% as of March 2016. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
RM412.00 Million
Cash + Short-term Investments
Total Assets
RM69.33 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2012–2015)

This chart shows how AFFIN Holdings Bhd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down AFFIN Holdings Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents RM0.00 0%
Short-term Investments RM412.00 Million 0.59%
Total Liquid Assets RM412.00 Million 0.59%

Asset Resilience Insights

  • Limited Liquidity: AFFIN Holdings Bhd maintains only 0.59% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

AFFIN Holdings Bhd Industry Peers by Asset Resilience Ratio

Compare AFFIN Holdings Bhd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Ping An Bank Co Ltd
SHE:000001
Banks - Regional -6.06%
Bank of Ningbo Co Ltd
SHE:002142
Banks - Regional 6.40%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
Bank of Suzhou
SHE:002966
Banks - Regional -8.31%
Jeju Bank
KO:006220
Banks - Regional 2.45%
Industrial Bank Of Korea
KO:024110
Banks - Regional 4.07%
Hana Financial
KO:086790
Banks - Regional 3.29%
PT Bank Sinarmas Tbk
F:08S
Banks - Regional 3.70%

Annual Asset Resilience Ratio for AFFIN Holdings Bhd (2012–2015)

The table below shows the annual Asset Resilience Ratio data for AFFIN Holdings Bhd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2015-12-31 0.74% RM497.00 Million RM67.40 Billion +0.16pp
2014-12-31 0.57% RM383.00 Million RM66.68 Billion -0.20pp
2013-12-31 0.78% RM466.00 Million RM59.95 Billion -0.14pp
2012-12-31 0.91% RM510.00 Million RM55.83 Billion --
pp = percentage points