AFFIN Holdings Bhd
AFFIN Bank Berhad, a financial holding company, provides various banking services in Malaysia. It operates through Commercial Banking, Investment Banking, Insurance, and Others segments. The Commercial Banking segment offers savings and fixed deposits, remittance services, current accounts, vehicle loans/financing, hire purchase, housing loans/financing, overdrafts/cashlines and personal loans/fi… Read more
AFFIN Holdings Bhd - Asset Resilience Ratio
AFFIN Holdings Bhd (5185) has an Asset Resilience Ratio of 0.59% as of March 2016. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2015)
This chart shows how AFFIN Holdings Bhd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down AFFIN Holdings Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | RM0.00 | 0% |
| Short-term Investments | RM412.00 Million | 0.59% |
| Total Liquid Assets | RM412.00 Million | 0.59% |
Asset Resilience Insights
- Limited Liquidity: AFFIN Holdings Bhd maintains only 0.59% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
AFFIN Holdings Bhd Industry Peers by Asset Resilience Ratio
Compare AFFIN Holdings Bhd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for AFFIN Holdings Bhd (2012–2015)
The table below shows the annual Asset Resilience Ratio data for AFFIN Holdings Bhd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2015-12-31 | 0.74% | RM497.00 Million | RM67.40 Billion | +0.16pp |
| 2014-12-31 | 0.57% | RM383.00 Million | RM66.68 Billion | -0.20pp |
| 2013-12-31 | 0.78% | RM466.00 Million | RM59.95 Billion | -0.14pp |
| 2012-12-31 | 0.91% | RM510.00 Million | RM55.83 Billion | -- |