Lotte Non-Life
Lotte Non - Life Insurance Co., Ltd. is engaged in non-life insurance and reinsurance and insurance payment in South Korea. The company offers automobile, fire, casualty, long-term, marine, and retirement insurance products, as well as reinsurance products. It provides its products through professional Lotte consultants, bancassurance channels, and financial centers. The company was founded in 19… Read more
Lotte Non-Life - Asset Resilience Ratio
Lotte Non-Life (000400) has an Asset Resilience Ratio of 46.65% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2024)
This chart shows how Lotte Non-Life's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Lotte Non-Life's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₩0.00 | 0% |
| Short-term Investments | ₩6.94 Trillion | 46.65% |
| Total Liquid Assets | ₩6.94 Trillion | 46.65% |
Asset Resilience Insights
- Very High Liquidity: Lotte Non-Life maintains exceptional liquid asset reserves at 46.65% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Lotte Non-Life Industry Peers by Asset Resilience Ratio
Compare Lotte Non-Life's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
|
United Insurance Holdings Corp
F:0UI |
Insurance - Property & Casualty | 9.76% |
Annual Asset Resilience Ratio for Lotte Non-Life (1999–2024)
The table below shows the annual Asset Resilience Ratio data for Lotte Non-Life.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 42.42% | ₩6.59 Trillion | ₩15.54 Trillion | +4.70pp |
| 2023-12-31 | 37.72% | ₩5.60 Trillion | ₩14.84 Trillion | +34.25pp |
| 2022-12-31 | 3.47% | ₩622.18 Billion | ₩17.93 Trillion | +0.14pp |
| 2021-12-31 | 3.33% | ₩629.15 Billion | ₩18.91 Trillion | -1.22pp |
| 2020-12-31 | 4.55% | ₩744.07 Billion | ₩16.35 Trillion | -0.72pp |
| 2019-12-31 | 5.28% | ₩858.26 Billion | ₩16.27 Trillion | -0.18pp |
| 2018-12-31 | 5.45% | ₩775.41 Billion | ₩14.21 Trillion | +1.05pp |
| 2017-12-31 | 4.40% | ₩563.67 Billion | ₩12.80 Trillion | +1.10pp |
| 2016-12-31 | 3.30% | ₩366.11 Billion | ₩11.10 Trillion | -5.06pp |
| 2015-12-31 | 8.35% | ₩733.35 Billion | ₩8.78 Trillion | -0.08pp |
| 2014-12-31 | 8.44% | ₩567.69 Billion | ₩6.73 Trillion | +6.08pp |
| 2013-12-31 | 2.36% | ₩123.86 Billion | ₩5.25 Trillion | -2.07pp |
| 2012-12-31 | 4.43% | ₩197.85 Billion | ₩4.46 Trillion | -4.19pp |
| 2011-12-31 | 8.62% | ₩298.89 Billion | ₩3.47 Trillion | -3.45pp |
| 2010-12-31 | 12.07% | ₩343.11 Billion | ₩2.84 Trillion | +10.75pp |
| 2009-12-31 | 1.32% | ₩30.61 Billion | ₩2.32 Trillion | -7.26pp |
| 2008-12-31 | 8.58% | ₩139.11 Billion | ₩1.62 Trillion | -15.08pp |
| 2007-12-31 | 23.67% | ₩286.42 Billion | ₩1.21 Trillion | +14.90pp |
| 2006-12-31 | 8.77% | ₩90.02 Billion | ₩1.03 Trillion | +0.15pp |
| 2003-12-31 | 8.62% | ₩67.89 Billion | ₩787.35 Billion | -0.66pp |
| 2002-12-31 | 9.28% | ₩74.24 Billion | ₩799.84 Billion | -1.52pp |
| 2001-12-31 | 10.80% | ₩82.07 Billion | ₩760.02 Billion | -9.09pp |
| 2000-12-31 | 19.89% | ₩135.17 Billion | ₩679.72 Billion | +6.64pp |
| 1999-12-31 | 13.25% | ₩99.71 Billion | ₩752.54 Billion | -- |