Heungkuk Fire & Marine Insurance Co Ltd
Heungkuk Fire&Marine Insurance Co., Ltd. engages in non-life insurance business. The company offers medical/health, children's, driver/accident, pension/savings, fire/property, car, and travel insurance products; and marine and special insurance, as well as long-term damage such as disease, injury, and property damage. It also provides loan products; and engages in reinsurance business. The compa… Read more
Heungkuk Fire & Marine Insurance Co Ltd - Asset Resilience Ratio
Heungkuk Fire & Marine Insurance Co Ltd (000545) has an Asset Resilience Ratio of 54.79% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2024)
This chart shows how Heungkuk Fire & Marine Insurance Co Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Heungkuk Fire & Marine Insurance Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₩0.00 | 0% |
| Short-term Investments | ₩7.19 Trillion | 54.79% |
| Total Liquid Assets | ₩7.19 Trillion | 54.79% |
Asset Resilience Insights
- Very High Liquidity: Heungkuk Fire & Marine Insurance Co Ltd maintains exceptional liquid asset reserves at 54.79% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Heungkuk Fire & Marine Insurance Co Ltd Industry Peers by Asset Resilience Ratio
Compare Heungkuk Fire & Marine Insurance Co Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
|
United Insurance Holdings Corp
F:0UI |
Insurance - Property & Casualty | 9.76% |
Annual Asset Resilience Ratio for Heungkuk Fire & Marine Insurance Co Ltd (2014–2024)
The table below shows the annual Asset Resilience Ratio data for Heungkuk Fire & Marine Insurance Co Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 50.48% | ₩6.51 Trillion | ₩12.89 Trillion | +6.59pp |
| 2023-12-31 | 43.89% | ₩5.28 Trillion | ₩12.03 Trillion | +20.33pp |
| 2022-12-31 | 23.57% | ₩2.92 Trillion | ₩12.40 Trillion | -1.27pp |
| 2021-12-31 | 24.84% | ₩3.42 Trillion | ₩13.76 Trillion | -6.77pp |
| 2020-12-31 | 31.61% | ₩4.18 Trillion | ₩13.21 Trillion | +3.62pp |
| 2019-12-31 | 27.99% | ₩3.54 Trillion | ₩12.65 Trillion | +3.12pp |
| 2018-12-31 | 24.87% | ₩2.97 Trillion | ₩11.94 Trillion | +22.97pp |
| 2017-12-31 | 1.90% | ₩212.41 Billion | ₩11.15 Trillion | -1.93pp |
| 2016-12-31 | 3.83% | ₩391.71 Billion | ₩10.22 Trillion | -1.78pp |
| 2015-12-31 | 5.62% | ₩505.01 Billion | ₩8.99 Trillion | -1.22pp |
| 2014-12-31 | 6.83% | ₩526.80 Billion | ₩7.71 Trillion | -- |