Lendinvest PLC - Asset Resilience Ratio
Lendinvest PLC (LINV) has an Asset Resilience Ratio of -80.98% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check LINV PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2024)
This chart shows how Lendinvest PLC's Asset Resilience Ratio has changed over time. See how leveraged is Lendinvest PLC's balance sheet to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Lendinvest PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see LINV market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 0% |
| Short-term Investments | GBX-487.20 Million | -80.98% |
| Total Liquid Assets | GBX-487.20 Million | -80.98% |
Asset Resilience Insights
- Limited Liquidity: Lendinvest PLC maintains only -80.98% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Lendinvest PLC Industry Peers by Asset Resilience Ratio
Compare Lendinvest PLC's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PNB Housing Finance Limited
NSE:PNBHOUSING |
Mortgage Finance | 3.50% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 20.92% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 2.07% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
Annual Asset Resilience Ratio for Lendinvest PLC (2021–2024)
The table below shows the annual Asset Resilience Ratio data for Lendinvest PLC.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | -80.98% | GBX-487.20 Million ≈ $-59.28K |
GBX601.60 Million ≈ $73.20K |
-76.15pp |
| 2023-03-31 | -4.83% | GBX-61.00 Million ≈ $-7.42K |
GBX1.26 Billion ≈ $153.65K |
-2.91pp |
| 2022-03-31 | -1.92% | GBX-26.40 Million ≈ $-3.21K |
GBX1.38 Billion ≈ $167.44K |
-0.55pp |
| 2021-03-31 | -1.37% | GBX-15.73 Million ≈ $-1.91K |
GBX1.15 Billion ≈ $139.66K |
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About Lendinvest PLC
LendInvest plc operates as an asset management platform for property finance in the United Kingdom. It operates through LendInvest Mortgages and LendInvest Capital segments. The company offers mortgages to buy-to-let landlords, property investors, landlords, homeowners, and developers, as well as various short-term mortgages; structured finance primarily to property developers and property compan… Read more