Capital Bancorp
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in Maryland, Virginia, and the District of Columbia. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit pro… Read more
Capital Bancorp - Asset Resilience Ratio
Capital Bancorp (CBNK) has an Asset Resilience Ratio of 6.38% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Capital Bancorp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Capital Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $230.08 Million | 6.38% |
| Total Liquid Assets | $230.08 Million | 6.38% |
Asset Resilience Insights
- Limited Liquidity: Capital Bancorp maintains only 6.38% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Capital Bancorp Industry Peers by Asset Resilience Ratio
Compare Capital Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Capital Bancorp (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Capital Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.38% | $230.08 Million | $3.61 Billion | +3.18pp |
| 2024-12-31 | 3.20% | $102.68 Million | $3.21 Billion | -0.60pp |
| 2023-12-31 | 3.80% | $84.61 Million | $2.23 Billion | -8.09pp |
| 2022-12-31 | 11.89% | $252.48 Million | $2.12 Billion | +2.91pp |
| 2021-12-31 | 8.97% | $184.46 Million | $2.06 Billion | +3.66pp |
| 2020-12-31 | 5.32% | $99.79 Million | $1.88 Billion | +1.06pp |
| 2019-12-31 | 4.26% | $60.83 Million | $1.43 Billion | +0.01pp |
| 2018-12-31 | 4.25% | $46.93 Million | $1.11 Billion | -1.02pp |
| 2017-12-31 | 5.27% | $54.03 Million | $1.03 Billion | -0.03pp |
| 2016-12-31 | 5.30% | $47.98 Million | $905.60 Million | +0.03pp |
| 2015-12-31 | 5.27% | $39.18 Million | $743.43 Million | -- |
| 2012-12-31 | 0.00% | $0.00 | $599.98 Million | -- |
| 2011-12-31 | 0.00% | $0.00 | $616.31 Million | -- |
| 2000-12-31 | 0.58% | $100.00K | $17.33 Million | -- |