Consumer Portfolio Services Inc
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financi… Read more
Consumer Portfolio Services Inc - Asset Resilience Ratio
Consumer Portfolio Services Inc (CPSS) has an Asset Resilience Ratio of 4.52% as of September 2018. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2017)
This chart shows how Consumer Portfolio Services Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Consumer Portfolio Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $110.47 Million | 4.52% |
| Total Liquid Assets | $110.47 Million | 4.52% |
Asset Resilience Insights
- Limited Liquidity: Consumer Portfolio Services Inc maintains only 4.52% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Consumer Portfolio Services Inc Industry Peers by Asset Resilience Ratio
Compare Consumer Portfolio Services Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Fon SE
WAR:FON |
Credit Services | 29.06% |
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
Annual Asset Resilience Ratio for Consumer Portfolio Services Inc (2000–2017)
The table below shows the annual Asset Resilience Ratio data for Consumer Portfolio Services Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2017-12-31 | 4.62% | $111.97 Million | $2.42 Billion | -0.06pp |
| 2016-12-31 | 4.68% | $112.75 Million | $2.41 Billion | -0.27pp |
| 2015-12-31 | 4.95% | $106.05 Million | $2.14 Billion | -4.62pp |
| 2014-12-31 | 9.57% | $175.45 Million | $1.83 Billion | +8.53pp |
| 2013-12-31 | 1.04% | $14.48 Million | $1.40 Billion | -4.71pp |
| 2012-12-31 | 5.75% | $59.67 Million | $1.04 Billion | -12.64pp |
| 2011-12-31 | 18.39% | $163.64 Million | $890.05 Million | +1.17pp |
| 2010-12-31 | 17.21% | $127.80 Million | $742.39 Million | +4.78pp |
| 2009-12-31 | 12.43% | $132.83 Million | $1.07 Billion | +2.85pp |
| 2008-12-31 | 9.58% | $157.06 Million | $1.64 Billion | +2.02pp |
| 2007-12-31 | 7.56% | $172.62 Million | $2.28 Billion | -4.40pp |
| 2006-12-31 | 11.96% | $206.80 Million | $1.73 Billion | -3.87pp |
| 2005-12-31 | 15.83% | $182.88 Million | $1.16 Billion | -7.07pp |
| 2004-12-31 | 22.90% | $175.54 Million | $766.60 Million | -13.44pp |
| 2003-12-31 | 36.34% | $178.98 Million | $492.47 Million | -14.83pp |
| 2002-12-31 | 51.18% | $146.08 Million | $285.45 Million | -26.50pp |
| 2001-12-31 | 77.68% | $117.46 Million | $151.20 Million | +18.23pp |
| 2000-12-31 | 59.46% | $104.46 Million | $175.70 Million | -- |