CVB Financial Corporation
CVB Financial Corp. operates as a bank holding company for Citizens Business Bank, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and time certificates of deposit products for business and personal accounts; and serves as a federal tax depository for business customers. It al… Read more
CVB Financial Corporation - Asset Resilience Ratio
CVB Financial Corporation (CVBF) has an Asset Resilience Ratio of 17.16% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how CVB Financial Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down CVB Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.68 Billion | 17.16% |
| Total Liquid Assets | $2.68 Billion | 17.16% |
Asset Resilience Insights
- Good Liquidity Position: CVB Financial Corporation maintains a healthy 17.16% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
CVB Financial Corporation Industry Peers by Asset Resilience Ratio
Compare CVB Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for CVB Financial Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for CVB Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.16% | $2.68 Billion | $15.63 Billion | +16.74pp |
| 2024-12-31 | 0.42% | $63.76 Million | $15.15 Billion | -18.03pp |
| 2023-12-31 | 18.45% | $2.96 Billion | $16.02 Billion | -1.31pp |
| 2022-12-31 | 19.76% | $3.26 Billion | $16.48 Billion | -0.29pp |
| 2021-12-31 | 20.05% | $3.18 Billion | $15.88 Billion | +3.41pp |
| 2020-12-31 | 16.64% | $2.40 Billion | $14.42 Billion | +1.21pp |
| 2019-12-31 | 15.42% | $1.74 Billion | $11.28 Billion | +0.38pp |
| 2018-12-31 | 15.04% | $1.73 Billion | $11.53 Billion | -10.12pp |
| 2017-12-31 | 25.16% | $2.08 Billion | $8.27 Billion | -2.96pp |
| 2016-12-31 | 28.12% | $2.27 Billion | $8.07 Billion | -2.76pp |
| 2015-12-31 | 30.88% | $2.37 Billion | $7.67 Billion | -11.64pp |
| 2014-12-31 | 42.52% | $3.14 Billion | $7.38 Billion | +2.56pp |
| 2013-12-31 | 39.96% | $2.66 Billion | $6.66 Billion | +1.47pp |
| 2012-12-31 | 38.49% | $2.45 Billion | $6.36 Billion | +4.53pp |
| 2011-12-31 | 33.96% | $2.20 Billion | $6.48 Billion | +6.13pp |
| 2010-12-31 | 27.83% | $1.79 Billion | $6.44 Billion | -3.45pp |
| 2009-12-31 | 31.28% | $2.11 Billion | $6.74 Billion | -6.21pp |
| 2008-12-31 | 37.50% | $2.49 Billion | $6.65 Billion | -0.48pp |
| 2007-12-31 | 37.98% | $2.39 Billion | $6.29 Billion | -4.40pp |
| 2006-12-31 | 42.38% | $2.58 Billion | $6.09 Billion | -1.32pp |
| 2005-12-31 | 43.70% | $2.37 Billion | $5.42 Billion | -2.52pp |
| 2004-12-31 | 46.22% | $2.09 Billion | $4.51 Billion | -2.19pp |
| 2003-12-31 | 48.41% | $1.87 Billion | $3.85 Billion | +1.90pp |
| 2002-12-31 | 46.50% | $1.45 Billion | $3.12 Billion | -0.49pp |
| 2001-12-31 | 47.00% | $1.18 Billion | $2.51 Billion | +46.56pp |
| 2000-12-31 | 0.43% | $10.00 Million | $2.31 Billion | -- |