Donegal Group A Inc
Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from … Read more
Donegal Group A Inc - Asset Resilience Ratio
Donegal Group A Inc (DGICA) has an Asset Resilience Ratio of 20.71% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1995–2025)
This chart shows how Donegal Group A Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Donegal Group A Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $494.38 Million | 20.71% |
| Total Liquid Assets | $494.38 Million | 20.71% |
Asset Resilience Insights
- Good Liquidity Position: Donegal Group A Inc maintains a healthy 20.71% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Donegal Group A Inc Industry Peers by Asset Resilience Ratio
Compare Donegal Group A Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for Donegal Group A Inc (1995–2025)
The table below shows the annual Asset Resilience Ratio data for Donegal Group A Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 20.71% | $494.38 Million | $2.39 Billion | +5.78pp |
| 2024-12-31 | 14.94% | $348.99 Million | $2.34 Billion | -12.49pp |
| 2023-12-31 | 27.43% | $621.65 Million | $2.27 Billion | +1.53pp |
| 2022-12-31 | 25.90% | $581.11 Million | $2.24 Billion | +1.72pp |
| 2021-12-31 | 24.18% | $545.32 Million | $2.26 Billion | -2.48pp |
| 2020-12-31 | 26.66% | $576.04 Million | $2.16 Billion | -3.44pp |
| 2019-12-31 | 30.11% | $578.98 Million | $1.92 Billion | +0.45pp |
| 2018-12-31 | 29.66% | $543.31 Million | $1.83 Billion | -1.99pp |
| 2017-12-31 | 31.65% | $550.00 Million | $1.74 Billion | -0.66pp |
| 2016-12-31 | 32.31% | $524.45 Million | $1.62 Billion | -1.17pp |
| 2015-12-31 | 33.48% | $514.83 Million | $1.54 Billion | +2.25pp |
| 2014-12-31 | 31.22% | $455.44 Million | $1.46 Billion | -5.11pp |
| 2013-12-31 | 36.33% | $503.33 Million | $1.39 Billion | -17.40pp |
| 2012-12-31 | 53.73% | $718.34 Million | $1.34 Billion | +50.60pp |
| 2011-12-31 | 3.13% | $40.46 Million | $1.29 Billion | -0.34pp |
| 2010-12-31 | 3.47% | $40.78 Million | $1.17 Billion | -2.52pp |
| 2009-12-31 | 6.00% | $56.10 Million | $935.60 Million | -2.18pp |
| 2008-12-31 | 8.18% | $71.95 Million | $880.11 Million | -0.25pp |
| 2007-12-31 | 8.42% | $70.25 Million | $834.10 Million | +3.43pp |
| 2006-12-31 | 4.99% | $41.48 Million | $831.70 Million | +1.07pp |
| 2005-12-31 | 3.92% | $30.65 Million | $781.42 Million | -2.52pp |
| 2004-12-31 | 6.44% | $47.37 Million | $735.42 Million | -6.57pp |
| 2003-12-31 | 13.01% | $78.34 Million | $602.04 Million | +7.22pp |
| 2002-12-31 | 5.79% | $29.03 Million | $501.22 Million | +0.52pp |
| 2001-12-31 | 5.27% | $24.07 Million | $456.63 Million | +1.04pp |
| 2000-12-31 | 4.23% | $18.58 Million | $439.10 Million | +0.23pp |
| 1999-12-31 | 4.00% | $16.00 Million | $399.73 Million | -3.92pp |
| 1998-12-31 | 7.92% | $30.52 Million | $385.23 Million | +0.45pp |
| 1997-12-31 | 7.47% | $22.71 Million | $304.10 Million | -0.30pp |
| 1996-12-31 | 7.76% | $21.21 Million | $273.13 Million | +1.61pp |
| 1995-12-31 | 6.15% | $14.50 Million | $235.70 Million | -- |