Eagle Financial Services Inc Common Stock - Asset Resilience Ratio

Latest as of March 2026: 6.28%

Eagle Financial Services Inc Common Stock (EFSI) has an Asset Resilience Ratio of 6.28% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check EFSI strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$115.37 Million
Cash + Short-term Investments

Total Assets

$1.84 Billion
All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2009–2025)

This chart shows how Eagle Financial Services Inc Common Stock's Asset Resilience Ratio has changed over time. See Eagle Financial Services Inc Common Stoc balance sheet independence to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Eagle Financial Services Inc Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see EFSI company net worth.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $115.37 Million 6.28%
Total Liquid Assets $115.37 Million 6.28%

Asset Resilience Insights

  • Limited Liquidity: Eagle Financial Services Inc Common Stock maintains only 6.28% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Eagle Financial Services Inc Common Stock Industry Peers by Asset Resilience Ratio

Compare Eagle Financial Services Inc Common Stock's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Kreditbanken A/S
CO:KRE
Banks - Regional 0.05%
Nu Holdings Ltd
NYSE:NU
Banks - Regional 1.52%
Commerzbank AG
XETRA:CBK
Banks - Regional 5.22%
Bank Mandiri Persero Tbk PT
JK:BMRI
Banks - Regional -0.12%
Axos Financial Inc
NYSE:AX
Banks - Regional 0.21%
Bank of Nanjing Co Ltd
SHG:601009
Banks - Regional -5.31%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
King’s Town Bank
TW:2809
Banks - Regional -9.61%

Annual Asset Resilience Ratio for Eagle Financial Services Inc Common Stock (2009–2025)

The table below shows the annual Asset Resilience Ratio data for Eagle Financial Services Inc Common Stock.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 6.53% $123.33 Million $1.89 Billion +6.48pp
2024-12-31 0.05% $994.00K $1.87 Billion -7.48pp
2023-12-31 7.53% $137.44 Million $1.83 Billion -1.70pp
2022-12-31 9.23% $149.16 Million $1.62 Billion -5.53pp
2021-12-31 14.76% $192.32 Million $1.30 Billion +0.16pp
2020-12-31 14.60% $164.96 Million $1.13 Billion -4.35pp
2019-12-31 18.94% $166.20 Million $877.32 Million +0.75pp
2018-12-31 18.19% $145.47 Million $799.62 Million +0.74pp
2017-12-31 17.46% $133.67 Million $765.75 Million +0.42pp
2016-12-31 17.03% $119.26 Million $700.15 Million +0.79pp
2015-12-31 16.24% $105.82 Million $651.65 Million +1.22pp
2014-12-31 15.02% $94.17 Million $626.83 Million -2.53pp
2013-12-31 17.56% $102.60 Million $584.38 Million +0.24pp
2012-12-31 17.32% $102.75 Million $593.28 Million -2.77pp
2011-12-31 20.09% $114.13 Million $568.02 Million +18.83pp
2010-12-31 1.27% $7.09 Million $558.84 Million +1.23pp
2009-12-31 0.03% $179.00K $535.38 Million --
pp = percentage points

About Eagle Financial Services Inc Common Stock

NASDAQ:EFSI USA Banks - Regional
Market Cap
$225.97 Million
Market Cap Rank
#16216 Global
#3792 in USA
Share Price
$41.75
Change (1 day)
-1.02%
52-Week Range
$39.46 - $43.13
All Time High
$43.13
About

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time depo… Read more