EZCORP Inc
EZCORP, Inc. provides pawn services in the United States, Mexixo, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It also provides pawn loans collateralized by tangible personal property, jewelry, con… Read more
EZCORP Inc - Asset Resilience Ratio
EZCORP Inc (EZPW) has an Asset Resilience Ratio of -2.84% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2018)
This chart shows how EZCORP Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down EZCORP Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $-51.90 Million | -2.84% |
| Total Liquid Assets | $-51.90 Million | -2.84% |
Asset Resilience Insights
- Limited Liquidity: EZCORP Inc maintains only -2.84% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
EZCORP Inc Industry Peers by Asset Resilience Ratio
Compare EZCORP Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for EZCORP Inc (1999–2018)
The table below shows the annual Asset Resilience Ratio data for EZCORP Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2018-09-30 | 0.02% | $267.00K | $1.24 Billion | -- |
| 2017-09-30 | 0.00% | $0.00 | $1.02 Billion | -- |
| 2016-09-30 | 0.31% | $3.00 Million | $983.24 Million | -0.97pp |
| 2015-09-30 | 1.27% | $15.14 Million | $1.19 Billion | -3.25pp |
| 2014-09-30 | 4.52% | $63.49 Million | $1.40 Billion | +4.27pp |
| 2013-09-30 | 0.25% | $3.31 Million | $1.33 Billion | +0.15pp |
| 2012-09-30 | 0.09% | $1.15 Million | $1.22 Billion | -- |
| 2011-09-30 | 0.00% | $0.00 | $756.45 Million | -- |
| 1999-09-30 | 7.13% | $16.70 Million | $234.10 Million | -- |