First Citizens BancShares, Inc. Asset Resilience Ratio
First Citizens BancShares, Inc. asset resilience ratio. First Citizens BancShares, Inc. (FCNCA) has an Asset Resilience Ratio of 10.75% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of First Citizens BancShares, Inc. to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of First Citizens BancShares, Inc. (1990–2025)
Asset resilience ratio of First Citizens BancShares, Inc. from 1990 to 2025. This chart shows how First Citizens BancShares, Inc.'s Asset Resilience Ratio has changed over time. Read First Citizens BancShares, Inc. (FCNCA) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down First Citizens BancShares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see First Citizens BancShares, Inc. (FCNCA) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $25.46 Billion | 10.75% |
| Total Liquid Assets | $25.46 Billion | 10.75% |
Asset Resilience Insights
- Moderate Liquidity: First Citizens BancShares, Inc. has 10.75% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
First Citizens BancShares, Inc. Industry Peers by Asset Resilience Ratio
Compare First Citizens BancShares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
First Citizens BancShares, Inc. Asset Resilience Ratio by Year (1990–2025)
First Citizens BancShares, Inc. asset resilience ratio by year from 1990 to 2025. The table below shows the annual Asset Resilience Ratio data for First Citizens BancShares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.10% | $232.00 Million | $229.70 Billion | -15.06pp |
| 2024-12-31 | 15.16% | $33.91 Billion | $223.72 Billion | +5.83pp |
| 2023-12-31 | 9.33% | $19.94 Billion | $213.76 Billion | +1.10pp |
| 2022-12-31 | 8.23% | $8.99 Billion | $109.30 Billion | -23.19pp |
| 2021-12-31 | 31.42% | $18.32 Billion | $58.31 Billion | +22.71pp |
| 2020-12-31 | 8.70% | $4.35 Billion | $49.96 Billion | +5.92pp |
| 2019-12-31 | 2.78% | $1.11 Billion | $39.82 Billion | -12.34pp |
| 2018-12-31 | 15.12% | $5.35 Billion | $35.41 Billion | -9.69pp |
| 2017-12-31 | 24.82% | $8.57 Billion | $34.53 Billion | -2.10pp |
| 2016-12-31 | 26.91% | $8.88 Billion | $32.99 Billion | +20.36pp |
| 2015-12-31 | 6.55% | $2.06 Billion | $31.48 Billion | -23.03pp |
| 2014-12-31 | 29.58% | $8.90 Billion | $30.08 Billion | +0.11pp |
| 2013-12-31 | 29.48% | $6.25 Billion | $21.19 Billion | +2.84pp |
| 2012-12-31 | 26.64% | $5.67 Billion | $21.28 Billion | +5.25pp |
| 2011-12-31 | 21.39% | $4.49 Billion | $21.00 Billion | +19.48pp |
| 2010-12-31 | 1.91% | $398.39 Million | $20.81 Billion | -13.95pp |
| 2009-12-31 | 15.86% | $2.93 Billion | $18.47 Billion | +14.82pp |
| 2008-12-31 | 1.04% | $174.62 Million | $16.75 Billion | -0.60pp |
| 2007-12-31 | 1.64% | $266.21 Million | $16.21 Billion | -0.57pp |
| 2006-12-31 | 2.22% | $348.60 Million | $15.73 Billion | -1.07pp |
| 2005-12-31 | 3.29% | $481.01 Million | $14.64 Billion | +0.39pp |
| 2004-12-31 | 2.89% | $383.74 Million | $13.27 Billion | +0.55pp |
| 2003-12-31 | 2.34% | $294.40 Million | $12.56 Billion | -2.75pp |
| 2002-12-31 | 5.10% | $623.57 Million | $12.23 Billion | +0.87pp |
| 2001-12-31 | 4.23% | $501.91 Million | $11.86 Billion | +0.20pp |
| 2000-12-31 | 4.03% | $431.38 Million | $10.69 Billion | -0.84pp |
| 1999-12-31 | 4.87% | $473.40 Million | $9.72 Billion | +2.45pp |
| 1998-12-31 | 2.42% | $232.70 Million | $9.61 Billion | +1.51pp |
| 1997-12-31 | 0.91% | $81.80 Million | $8.95 Billion | -1.02pp |
| 1996-12-31 | 1.94% | $156.00 Million | $8.06 Billion | +1.39pp |
| 1995-12-31 | 0.55% | $40.40 Million | $7.38 Billion | +0.44pp |
| 1994-12-31 | 0.11% | $6.80 Million | $6.33 Billion | -0.22pp |
| 1993-12-31 | 0.33% | $20.00 Million | $6.10 Billion | -1.70pp |
| 1992-12-31 | 2.03% | $110.00 Million | $5.41 Billion | +2.00pp |
| 1991-12-31 | 0.03% | $1.90 Million | $5.47 Billion | -2.27pp |
| 1990-12-31 | 2.30% | $111.00 Million | $4.82 Billion | -- |
About First Citizens BancShares, Inc.
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, m… Read more