First Citizens BancShares Inc - Asset Resilience Ratio
First Citizens BancShares Inc (FCNCA) has an Asset Resilience Ratio of 5.67% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read FCNCA total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1990–2024)
This chart shows how First Citizens BancShares Inc's Asset Resilience Ratio has changed over time. See FCNCA net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down First Citizens BancShares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see FCNCA stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $13.23 Billion | 5.67% |
| Total Liquid Assets | $13.23 Billion | 5.67% |
Asset Resilience Insights
- Limited Liquidity: First Citizens BancShares Inc maintains only 5.67% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
First Citizens BancShares Inc Industry Peers by Asset Resilience Ratio
Compare First Citizens BancShares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for First Citizens BancShares Inc (1990–2024)
The table below shows the annual Asset Resilience Ratio data for First Citizens BancShares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 15.16% | $33.91 Billion | $223.72 Billion | +5.83pp |
| 2023-12-31 | 9.33% | $19.94 Billion | $213.76 Billion | +1.10pp |
| 2022-12-31 | 8.23% | $8.99 Billion | $109.30 Billion | -23.19pp |
| 2021-12-31 | 31.42% | $18.32 Billion | $58.31 Billion | +22.71pp |
| 2020-12-31 | 8.70% | $4.35 Billion | $49.96 Billion | +5.92pp |
| 2019-12-31 | 2.78% | $1.11 Billion | $39.82 Billion | -12.34pp |
| 2018-12-31 | 15.12% | $5.35 Billion | $35.41 Billion | -9.69pp |
| 2017-12-31 | 24.82% | $8.57 Billion | $34.53 Billion | -2.10pp |
| 2016-12-31 | 26.91% | $8.88 Billion | $32.99 Billion | +20.36pp |
| 2015-12-31 | 6.55% | $2.06 Billion | $31.48 Billion | -23.03pp |
| 2014-12-31 | 29.58% | $8.90 Billion | $30.08 Billion | +0.11pp |
| 2013-12-31 | 29.48% | $6.25 Billion | $21.19 Billion | +2.84pp |
| 2012-12-31 | 26.64% | $5.67 Billion | $21.28 Billion | +5.25pp |
| 2011-12-31 | 21.39% | $4.49 Billion | $21.00 Billion | +19.48pp |
| 2010-12-31 | 1.91% | $398.39 Million | $20.81 Billion | -13.95pp |
| 2009-12-31 | 15.86% | $2.93 Billion | $18.47 Billion | +14.82pp |
| 2008-12-31 | 1.04% | $174.62 Million | $16.75 Billion | -0.60pp |
| 2007-12-31 | 1.64% | $266.21 Million | $16.21 Billion | -0.57pp |
| 2006-12-31 | 2.22% | $348.60 Million | $15.73 Billion | -1.07pp |
| 2005-12-31 | 3.29% | $481.01 Million | $14.64 Billion | +0.39pp |
| 2004-12-31 | 2.89% | $383.74 Million | $13.27 Billion | +0.55pp |
| 2003-12-31 | 2.34% | $294.40 Million | $12.56 Billion | -2.75pp |
| 2002-12-31 | 5.10% | $623.57 Million | $12.23 Billion | +0.87pp |
| 2001-12-31 | 4.23% | $501.91 Million | $11.86 Billion | +0.20pp |
| 2000-12-31 | 4.03% | $431.38 Million | $10.69 Billion | -0.84pp |
| 1999-12-31 | 4.87% | $473.40 Million | $9.72 Billion | +2.45pp |
| 1998-12-31 | 2.42% | $232.70 Million | $9.61 Billion | +1.51pp |
| 1997-12-31 | 0.91% | $81.80 Million | $8.95 Billion | -1.02pp |
| 1996-12-31 | 1.94% | $156.00 Million | $8.06 Billion | +1.39pp |
| 1995-12-31 | 0.55% | $40.40 Million | $7.38 Billion | +0.44pp |
| 1994-12-31 | 0.11% | $6.80 Million | $6.33 Billion | -0.22pp |
| 1993-12-31 | 0.33% | $20.00 Million | $6.10 Billion | -1.70pp |
| 1992-12-31 | 2.03% | $110.00 Million | $5.41 Billion | +2.00pp |
| 1991-12-31 | 0.03% | $1.90 Million | $5.47 Billion | -2.27pp |
| 1990-12-31 | 2.30% | $111.00 Million | $4.82 Billion | -- |
About First Citizens BancShares Inc
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through General Bank, Commercial Bank, Silicon Valley Bank (SVB) Commercial, and Rail segments. The company's deposit products include checkin… Read more