First Citizens BancShares, Inc. (FCNCA) - Total Assets
Based on the latest financial reports, First Citizens BancShares, Inc. (FCNCA) holds total assets worth $235.96 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check how aggressively does First Citizens BancShares, Inc. reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
First Citizens BancShares, Inc. - Total Assets Trend (1990–2025)
This chart illustrates how First Citizens BancShares, Inc.'s total assets have evolved over time, based on quarterly financial data. Explore First Citizens BancShares, Inc. (FCNCA) investment intensity to see how much of total assets are deployed in long-term investments.
First Citizens BancShares, Inc. - Asset Composition Analysis
Current Asset Composition (December 2025)
First Citizens BancShares, Inc.'s total assets of $235.96 Billion consist of 73.1% current assets and 26.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 9.0% |
| Accounts Receivable | $146.36 Billion | 63.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $195.00 Million | 0.1% |
| Goodwill | $346.00 Million | 0.2% |
Asset Composition Trend (1990–2025)
This chart illustrates how First Citizens BancShares, Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see how much is First Citizens BancShares, Inc. worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: First Citizens BancShares, Inc.'s current assets represent 73.1% of total assets in 2025, an increase from 8.1% in 1990.
- Cash Position: Cash and equivalents constituted 9.0% of total assets in 2025, up from 8.1% in 1990.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1990.
- Asset Diversification: The largest asset category is accounts receivable at 63.7% of total assets.
First Citizens BancShares, Inc. Competitors by Total Assets
Key competitors of First Citizens BancShares, Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Kreditbanken A/S
CO:KRE
|
Denmark | Dkr7.65 Billion |
|
INTESA SANPAOLO ADR/6
F:IESJ
|
Germany | €959.89 Billion |
|
Société Générale Société anonyme
F:SGE1
|
Germany | €1.63 Trillion |
|
Nu Holdings Ltd
NYSE:NU
|
USA | $74.89 Billion |
|
Commerzbank AG
XETRA:CBK
|
Germany | €603.30 Billion |
|
Bank Mandiri Persero Tbk PT
JK:BMRI
|
Indonesia | Rp2433.04 Trillion |
|
Axos Financial Inc
NYSE:AX
|
USA | $27.43 Billion |
|
Bank of Nanjing Co Ltd
SHG:601009
|
China | CN¥3.21 Trillion |
First Citizens BancShares, Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.15 | 0.26 | 1.11 |
| Quick Ratio | 0.15 | 0.26 | 1.11 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-146.55 Billion | $-118.72 Billion | $3.55 Billion |
First Citizens BancShares, Inc. - Advanced Valuation Insights
This section examines the relationship between First Citizens BancShares, Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.12 |
| Latest Market Cap to Assets Ratio | 0.10 |
| Asset Growth Rate (YoY) | 2.7% |
| Total Assets | $229.70 Billion |
| Market Capitalization | $22.23 Billion USD |
Valuation Analysis
Below Book Valuation: The market values First Citizens BancShares, Inc.'s assets below their book value (0.10x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: First Citizens BancShares, Inc.'s assets grew by 2.7% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for First Citizens BancShares, Inc. (1990–2025)
The table below shows the annual total assets of First Citizens BancShares, Inc. from 1990 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $229.70 Billion | +2.67% |
| 2024-12-31 | $223.72 Billion | +4.66% |
| 2023-12-31 | $213.76 Billion | +95.57% |
| 2022-12-31 | $109.30 Billion | +87.45% |
| 2021-12-31 | $58.31 Billion | +16.72% |
| 2020-12-31 | $49.96 Billion | +25.44% |
| 2019-12-31 | $39.82 Billion | +12.47% |
| 2018-12-31 | $35.41 Billion | +2.55% |
| 2017-12-31 | $34.53 Billion | +4.66% |
| 2016-12-31 | $32.99 Billion | +4.81% |
| 2015-12-31 | $31.48 Billion | +4.66% |
| 2014-12-31 | $30.08 Billion | +41.90% |
| 2013-12-31 | $21.19 Billion | -0.42% |
| 2012-12-31 | $21.28 Billion | +1.36% |
| 2011-12-31 | $21.00 Billion | +0.92% |
| 2010-12-31 | $20.81 Billion | +12.68% |
| 2009-12-31 | $18.47 Billion | +10.27% |
| 2008-12-31 | $16.75 Billion | +3.29% |
| 2007-12-31 | $16.21 Billion | +3.07% |
| 2006-12-31 | $15.73 Billion | +7.45% |
| 2005-12-31 | $14.64 Billion | +10.36% |
| 2004-12-31 | $13.27 Billion | +5.62% |
| 2003-12-31 | $12.56 Billion | +2.68% |
| 2002-12-31 | $12.23 Billion | +3.09% |
| 2001-12-31 | $11.86 Billion | +10.97% |
| 2000-12-31 | $10.69 Billion | +10.03% |
| 1999-12-31 | $9.72 Billion | +1.16% |
| 1998-12-31 | $9.61 Billion | +7.31% |
| 1997-12-31 | $8.95 Billion | +11.12% |
| 1996-12-31 | $8.06 Billion | +9.10% |
| 1995-12-31 | $7.38 Billion | +16.59% |
| 1994-12-31 | $6.33 Billion | +3.81% |
| 1993-12-31 | $6.10 Billion | +12.69% |
| 1992-12-31 | $5.41 Billion | -0.95% |
| 1991-12-31 | $5.47 Billion | +13.29% |
| 1990-12-31 | $4.82 Billion | -- |
About First Citizens BancShares, Inc.
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, m… Read more