First Citizens BancShares, Inc. (FCNCA) - Total Liabilities
Based on the latest financial reports, First Citizens BancShares, Inc. (FCNCA) has total liabilities worth $214.94 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore FCNCA strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
First Citizens BancShares, Inc. - Total Liabilities Trend (1990–2025)
This chart illustrates how First Citizens BancShares, Inc.'s total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see First Citizens BancShares, Inc. balance sheet assets.
First Citizens BancShares, Inc. Competitors by Total Liabilities
The table below lists competitors of First Citizens BancShares, Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Dow Inc
NYSE:DOW
|
USA | $43.02 Billion |
|
EAST JP RAILW. ADR 1/6
F:EJR0
|
Germany | €7.30 Trillion |
|
Bank of Nanjing Co Ltd
SHG:601009
|
China | CN¥3.02 Trillion |
|
SoFi Technologies Inc.
NASDAQ:SOFI
|
USA | $42.89 Billion |
|
S.F. Holding Co. Ltd
SHE:002352
|
China | CN¥108.95 Billion |
|
Telefónica S.A
F:TNE2
|
Germany | €74.21 Billion |
|
AXIA Energia SA
NYSE:AXIA-PC
|
USA | $158.72 Billion |
|
Telefonica SA ADR
NYSE:TEF
|
USA | $71.22 Billion |
Liability Composition Analysis (1990–2025)
This chart breaks down First Citizens BancShares, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See FCNCA net asset quality index to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 9.99 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 9.81 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.91 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how First Citizens BancShares, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for First Citizens BancShares, Inc. (1990–2025)
The table below shows the annual total liabilities of First Citizens BancShares, Inc. from 1990 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $207.46 Billion | +2.96% |
| 2024-12-31 | $201.49 Billion | +4.67% |
| 2023-12-31 | $192.50 Billion | +93.21% |
| 2022-12-31 | $99.64 Billion | +8242.08% |
| 2021-12-31 | $1.19 Billion | -4.31% |
| 2020-12-31 | $1.25 Billion | +41.21% |
| 2019-12-31 | $883.91 Million | -97.23% |
| 2018-12-31 | $31.92 Billion | +2.33% |
| 2017-12-31 | $31.19 Billion | +4.05% |
| 2016-12-31 | $29.98 Billion | +4.81% |
| 2015-12-31 | $28.60 Billion | +4.44% |
| 2014-12-31 | $27.39 Billion | +43.22% |
| 2013-12-31 | $19.12 Billion | -1.53% |
| 2012-12-31 | $19.42 Billion | +1.48% |
| 2011-12-31 | $19.14 Billion | +0.33% |
| 2010-12-31 | $19.07 Billion | +12.82% |
| 2009-12-31 | $16.91 Billion | +10.49% |
| 2008-12-31 | $15.30 Billion | +3.60% |
| 2007-12-31 | $14.77 Billion | +2.44% |
| 2006-12-31 | $14.42 Billion | +7.14% |
| 2005-12-31 | $13.46 Billion | +10.50% |
| 2004-12-31 | $12.18 Billion | +5.63% |
| 2003-12-31 | $11.53 Billion | +2.36% |
| 2002-12-31 | $11.26 Billion | +2.59% |
| 2001-12-31 | $10.98 Billion | +11.12% |
| 2000-12-31 | $9.88 Billion | +9.93% |
| 1999-12-31 | $8.99 Billion | +0.48% |
| 1998-12-31 | $8.95 Billion | +7.13% |
| 1997-12-31 | $8.35 Billion | +12.22% |
| 1996-12-31 | $7.44 Billion | +8.41% |
| 1995-12-31 | $6.86 Billion | +16.64% |
| 1994-12-31 | $5.88 Billion | +3.01% |
| 1993-12-31 | $5.71 Billion | +12.44% |
| 1992-12-31 | $5.08 Billion | -1.98% |
| 1991-12-31 | $5.18 Billion | +13.44% |
| 1990-12-31 | $4.57 Billion | -- |
About First Citizens BancShares, Inc.
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, m… Read more