First Financial Bankshares Inc
First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and… Read more
First Financial Bankshares Inc - Asset Resilience Ratio
First Financial Bankshares Inc (FFIN) has an Asset Resilience Ratio of 35.70% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how First Financial Bankshares Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down First Financial Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.51 Billion | 35.7% |
| Total Liquid Assets | $5.51 Billion | 35.70% |
Asset Resilience Insights
- Very High Liquidity: First Financial Bankshares Inc maintains exceptional liquid asset reserves at 35.70% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
First Financial Bankshares Inc Industry Peers by Asset Resilience Ratio
Compare First Financial Bankshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for First Financial Bankshares Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for First Financial Bankshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 35.70% | $5.51 Billion | $15.45 Billion | +33.63pp |
| 2024-12-31 | 2.07% | $288.99 Million | $13.98 Billion | -34.05pp |
| 2023-12-31 | 36.11% | $4.73 Billion | $13.11 Billion | -6.08pp |
| 2022-12-31 | 42.19% | $5.47 Billion | $12.97 Billion | -7.97pp |
| 2021-12-31 | 50.17% | $6.57 Billion | $13.10 Billion | +9.88pp |
| 2020-12-31 | 40.29% | $4.39 Billion | $10.90 Billion | -1.03pp |
| 2019-12-31 | 41.31% | $3.41 Billion | $8.26 Billion | +0.46pp |
| 2018-12-31 | 40.85% | $3.16 Billion | $7.73 Billion | -1.70pp |
| 2017-12-31 | 42.56% | $3.09 Billion | $7.25 Billion | +0.55pp |
| 2016-12-31 | 42.01% | $2.86 Billion | $6.81 Billion | +0.99pp |
| 2015-12-31 | 41.02% | $2.73 Billion | $6.67 Billion | -0.29pp |
| 2014-12-31 | 41.31% | $2.42 Billion | $5.85 Billion | +1.91pp |
| 2013-12-31 | 39.40% | $2.06 Billion | $5.22 Billion | -1.00pp |
| 2012-12-31 | 40.40% | $1.82 Billion | $4.50 Billion | -4.28pp |
| 2011-12-31 | 44.69% | $1.84 Billion | $4.12 Billion | +3.98pp |
| 2010-12-31 | 40.71% | $1.54 Billion | $3.78 Billion | +1.98pp |
| 2009-12-31 | 38.73% | $1.27 Billion | $3.28 Billion | +34.28pp |
| 2005-12-31 | 4.45% | $121.75 Million | $2.73 Billion | +0.12pp |
| 2004-12-31 | 4.33% | $100.24 Million | $2.32 Billion | +4.20pp |
| 2003-12-31 | 0.13% | $2.78 Million | $2.09 Billion | -3.50pp |
| 2002-12-31 | 3.63% | $72.32 Million | $1.99 Billion | -0.22pp |
| 2001-12-31 | 3.85% | $74.35 Million | $1.93 Billion | +0.30pp |
| 2000-12-31 | 3.55% | $62.34 Million | $1.75 Billion | -- |